Its MINE!
By ElicBxn
@ElicBxn (64169)
United States
December 13, 2011 8:46pm CST
Today, after over a year, and having lived here for nearly 27 years, the house is in my name!
My sister signed the Quit Claim, I took it to the Tax office and paid my money and it is mine!
I'm excited! I don't know about other people, but I'm glad that's one less thing hanging over me.
I want to have a mortgage burning party, but actually I paid the mortgage off just after the first of the year...
So, I'm a proud first time home owner of a paid off house!
12 people like this
28 responses
@finlander60 (1804)
• United States
14 Dec 11
When my Grandpa and Grandma paid off their mortgage they bought a (small) CANNON and STUFFED THE MORTGAGE PAPERS INSIDE IT AND LIT THE FUSE. CONFETTI EVERYWHERE. We all had a BIG PARTY that day. Would you like to REALLY SEND THAT MORTGAGE OFF WITH A BIG BANG? This way could be a lot of fun.
5 people like this
@mentalward (14690)
• United States
14 Dec 11
CONGRATULATIONS!!!!! 
Wow! That is the most awesome thing I've heard in quite awhile! I'm soooooooooooo happy for you!
Not many people can actually claim that. I can't! I've never owned a house long enough to pay off the mortgage. I do own that other house but I bought it really cheap and paid cash so never had a mortgage nor the thrill of paying it off.
Wow! Yeah, I think you need to have a mortgage burning party. Isn't that sort of an officially unoffical thing to do when a mortgage is paid off? If you decide to have that party, take photos!
Wow! That is the most awesome thing I've heard in quite awhile! I'm soooooooooooo happy for you!
Not many people can actually claim that. I can't! I've never owned a house long enough to pay off the mortgage. I do own that other house but I bought it really cheap and paid cash so never had a mortgage nor the thrill of paying it off.
Wow! Yeah, I think you need to have a mortgage burning party. Isn't that sort of an officially unoffical thing to do when a mortgage is paid off? If you decide to have that party, take photos!
4 people like this
@mentalward (14690)
• United States
14 Dec 11
Well, I'll never tell! 
I think the symbolism of it will feel great, no more owing anybody! Well, okay, we never stop owing those danged property taxes but to not worry about the next "mortgage" payment and know that your home is YOURS, that's awesome!
I think the symbolism of it will feel great, no more owing anybody! Well, okay, we never stop owing those danged property taxes but to not worry about the next "mortgage" payment and know that your home is YOURS, that's awesome!
@GardenGerty (169489)
• United States
14 Dec 11
Yay! let us have a virtual bonfire. Every one of those bills we pay off just make things feel so great, and make us feel free.
3 people like this
@Hatley (163772)
• Garden Grove, California
14 Dec 11
wow ElicBxn congratulations as that a real biggie,.I can just imagine how relieved and happy you are to be the proud first time owner of
a paid up house.I think back 
to when we sold our last house and
how if we had just hung on we would have had it paid off, and i
am sure our lives would have been so much better.but second guessing
years after the fact does no good.i am a widow now and things will
be better I think in this coming year.so now you are the owner. that has to be such a relief to have it in your name. good for you.
to when we sold our last house and
how if we had just hung on we would have had it paid off, and i
am sure our lives would have been so much better.but second guessing
years after the fact does no good.i am a widow now and things will
be better I think in this coming year.so now you are the owner. that has to be such a relief to have it in your name. good for you.4 people like this
@cerebellum (3863)
• United States
14 Dec 11
Congratulations! It is nice to know that you own it and that is paid off!
@LittleMel (8742)
• Canada
14 Dec 11
first time and paid off. congratulations that is BIG :)
I don't have a house anymore. Separated, he keeps the house.
someday I might, but maybe more of a bungalow than house.
@daeckardt (6237)
• United States
22 Jul 12
That sounds really nice! How did you pay off the mortgage in just one year? I take it part of it was because you lived there so long. Were you paying rent the entire time or what? I would give anything to know that I owned something that I could live in other than my car (not that I would want to live in a car). Take good care of it! Have a good week!!!
1 person likes this
@changjiangzhibin89 (17242)
• China
18 Dec 11
Good for you !You finally have had your own real estate.I can well imagine you surely felt as if relieved of a heavy load at the time when you paid the mortgage off.I have no idea what the mortgage burning party is.If it is a party in celebration of your paying off mortgage.
1 person likes this
@changjiangzhibin89 (17242)
• China
20 Dec 11
I guess you couldn't change the name of owner in the register until your sister made quitting claim.
1 person likes this
@ElicBxn (64169)
• United States
14 Dec 11
I wouldn't do that - not just that it would waste some champagne, but then I'd have to wash it off! I'll just continue to live here quietly like I have been the last nearly 28 years (recounted and came up with the correct number) but I can now say I'm a home OWNER and not a renter!
@MsTickle (25180)
• Australia
24 Dec 11
Oh good for you Elic. I know just how you feel. This is the 2nd home I have bought on my own and owned outright. It's such a good feeling. I just know you are experiencing a wonderful sense of achievement and this will last for always I believe.
Congratulations to you...hugs too.
@ANTIQUELADY (36440)
• United States
15 Dec 11
Congraulations!!! It is a very good feeling.
1 person likes this
@savak03 (6684)
• United States
15 Dec 11
I'm so glad this worked out for you. So many times dealing with family doesn't go so smooth. Of course I don;t know the details of this affair and they are none of my business, but it seems like your situation has worked out right. For that I am glad for you.
1 person likes this
@ElicBxn (64169)
• United States
14 Dec 11
The house had been in my mother's name, so there's this legal document that changes the name of owner. My sister as the executor of my mom's estate had to sign this and we had to have it notarized, then all that was needed to do was take it to the property tax office and file it.
@alaskanray (4636)
• United States
14 Dec 11
Oh, I know the feeling. Isn't it wonderful? Although my homes have always been mobile homes and run down there is nothing like knowing that it's all mine and I can do with it what I want. I've never had a mortgage to pay but always managed to pay for everything up front in cash. Still, I have had debts that I paid off after many years so I know that relief. Congratulations my friend! May your mortgage burn bright. 
Enjoy doing the Snoopy Dance around the fire! 
Enjoy doing the Snoopy Dance around the fire! 1 person likes this
@alaskanray (4636)
• United States
14 Dec 11
I hear you loud and clear there, girlfriend. I'm so happy for you!
1 person likes this
@fannitia (2167)
• Bulgaria
22 Jul 12
Congratulations! This a great achievement and you deserve to have a huge party. I'm also owner of an apartment but I've inherited it. I've never been able to buy a property in my life. So I admire you for what you have done. I wish you many happy days and, why not, some bonus for what you have done.
1 person likes this
