What are the pros and cons of Credit cards

India
@riyauro (6500)
July 9, 2012 5:29am CST
hi, I have never had a credit card. I have heard people say its good and some people say it not good. I remember my brother had credit card and he could not pay the arrears. He was saying its not good. But I know how it works. Please help me by giving your experiences you had with credit cards. That will help me in future.