Can we make verified paypal without credit card?

@bintang9 (196)
Indonesia
April 9, 2013 11:58pm CST
I have paypal account but it hasn't been verified. As I see in the explanation that we must have a credit card to use it. Can we have it without credit card?
1 person likes this
11 responses
@owlwings (36400)
• Cambridge, England
10 Apr 13
'Verification' means linking your PayPal account to either a credit card or a debit card or a checking account. It was designed as a safer and more convenient method of paying for things online so that you don't have to give your credit card or bank information to people who may not be trustworthy. In order to be able to withdraw from and add funds to your PayPal account, you must give them authorisation to make transactions to and from a suitable account online. There are certain kinds of accounts which are not acceptable (savings accounts, for example) but most credit cards, debit cards and checking accounts/current accounts are suitable. You have to be 18 to have a PayPal account and by that time most people will have a bank account of some sort.
1 person likes this
@sishy7 (18405)
• Australia
10 Apr 13
I suppose Paypal may have different rules for different countries. But I did not need a credit card to verify mine. It was verified as long as I confirmed my bank account.
@kixsh101 (613)
• Philippines
10 Apr 13
It's nice to know that. I will verify mine if I will be able to reach payout. Thanks for the info.
• Australia
10 Apr 13
That's the same as here :) I'm pretty sure you will be able to still se your Paypal account so long as your bank account has been confirmed. This gives them a funding source ;) however, in saying that, Paypal does prefer it if you have a debit/credit card added to the account. It runs a lot smoother.
1 person likes this
@ifa225 (11104)
• Indonesia
11 Apr 13
Hi Bintang, surely we can my PayPal had verified without any creditcard or even VCC you can check it on my blog here www.healthyplushappy.blogspot.com
@bintang9 (196)
• Indonesia
15 Apr 13
Dear Ifa...really? But I confuse when I opened that link. Could you mind explaining me clearly? thanks a lot, and sorry
@ARIES1973 (8747)
• Legaspi, Philippines
10 Apr 13
You could check with your country restrictions because as far as I know different countries have different rules. In our country, you can use smart money to verify your account. Smart money is a Master Card. For all I know Paypal can be verified through the use of Visa and Master card. Have a nice day!
@ARIES1973 (8747)
• Legaspi, Philippines
14 Apr 13
These are credit cards or debit being offered by banks. As far as I know there 3 most popular credit card types; visa, master card and american visa. You can visit your bank to be sure because there might just other ways of verifying Paypal in your country. Have a nice day!
@jenny1015 (13398)
• Philippines
10 Apr 13
If you do not have a credit card, you may use a debit card in verifying your Paypal account. Just open an account at any of your local banks and then link it to your Paypal account.
@bintang9 (196)
• Indonesia
10 Apr 13
thank you for your response and explanation.But sorry I don't understand clearly yet. Could you please to explain more clear?
@varier (5707)
• Indonesia
15 Apr 13
I could. I was submitting my copy of ID Card and Bank statement in order to verify, but this method is no longer be allowed. Even it's risky, you can try to buy a Virtual Credit Card (VCC) and link it into your account. But for the best alternative, try to contact Paypal for more details.
14 Apr 13
No, You have to have a bank account to become Paypal verified. You can use you paypal account without becoming verified, But there will be sending receiving and withdrawing limits place on you account. Once you heat these limits you have to become verified - there is no choice. Happy my lotting!
@key2write (493)
• India
11 Apr 13
Ask PayPal if they verify through different process. In our country it is possible to verify by adding bank account. They send some amount to our bank account and we've to put the exact amount. PayPal support team is very friendly and I hope they'll help you in this matter.
@varier (5707)
• Indonesia
10 Apr 13
I was verified my Paypal by sending copy of my ID Card and Bank Statement only. But I believe it was limited to certain countries, and I heard that way is no longer working. So I should say, try to contact Paypal for more up to date alternatives.
• Philippines
10 Apr 13
No, you must have to comply with the requirements.
• Philippines
10 Apr 13
It has too, but it depends, one option is to use your bank account, here in the Philippines we use smart money card and bank account.