My bank account got hacked
@shaggin (71666)
United States
March 10, 2016 10:43am CST
I got my statement from the bank in the mail yesterday. I went to balance my checkbook to make sure I had all my purchases accounted to and noticed three charges on my account that I never made.
On leap day there was three withdraws of $404.94 from two different Walmart in Florida. The total taken out of my account was $1214.82. Yikes! I have never even been to Florida.
I have no idea how this happened. I called the bank yesterday and they told me to go to my local office and report it. They cancelled that account number and printed me a new card. The machine kept malfunctioning so it took a lot longer then it should have.
It is all taken care of now. They said the money should immediately go back into my account but if not within a day it would be.
18 people like this
20 responses
@ElusiveButterfly (45939)
• United States
10 Mar 16
You are fortunate that the money will be returned. I am surprised that your bank didn't alert you about this. Most keep an eye on suspicious activity.
2 people like this
@shaggin (71666)
• United States
10 Mar 16
They told me that they usually will try to call me and let me know. I do know that last time there was suspicious activity they did call me. This time I didn't get a call or the phone wasn't working properly if they did try to call. I gave them my cell phone number in case of future problems. Good thing I checked my statement when it came in the mail!
2 people like this
@ElusiveButterfly (45939)
• United States
10 Mar 16
@shaggin I check my account online frequently to make sure there isn't a problem.
@shaggin (71666)
• United States
13 Mar 16
I am not really sure. There is a type of insurance on our accounts so if this kind of thing happens. I got a letter today that the money they put back in my account is temporary and once they investigate it the actually money will be put back into my account within 90 days. I am confused about this.
1 person likes this
@allknowing (130064)
• India
13 Mar 16
@shaggin Insurance is a great thing. But there could be slips on the part of the Bank too. So after checking everything they will do the final thing I suppose.
@akalinus (40440)
• United States
10 Mar 16
I hate these human leeches that get away with that stuff. Someone used my credit card number to charge hundreds of dollars worth of stuff in another state. I ended up not having to pay the charges. There was a fraud investigation,card cancelled and a new one issued. I don't know how they got my card number because it was in my possession all the time. It must have been an inside job or someone hacked the bank.
1 person likes this
@shaggin (71666)
• United States
10 Mar 16
@Marty1 and @akalinus it makes no sense to me at all how they got my bank account information. The only thing I could come up with is that when I used my card at Mcdonalds in PA maybe their info got hacked so they were able to find out peoples credit and debit card numbers and use them in FL. This has happened to others at Target in the past.
@fishtiger58 (29823)
• Momence, Illinois
10 Mar 16
Wow that's a lot of money stolen. Glad the bank is going to make that right. I so prefer cash. So someone stole your debit card number?
1 person likes this
@shaggin (71666)
• United States
10 Mar 16
I used to always pay for everything with cash. I worry about my wallet getting stolen though. If someone steals my wallet I will never get the cash back but I could report my wallet stolen and my bank card would be cancelled so no one could use it. It was such a strange amount of money to steal. It seems like an even amount would have made more sense. If they had only taken out one amount it would have looked a lot less suspicious. I wouldn't have noticed it right away either.
1 person likes this
@fishtiger58 (29823)
• Momence, Illinois
11 Mar 16
@shaggin I have never had any cash stolen from me, but I always put it in the front pocket of my jeans. Those debit cards scare me my brother had money stolen twice because of those cards. So I just stick with cash or checks.
@rina110383 (24495)
•
12 Mar 16
It's good that you did balancing of your checkbook and that you reported it immediately.
I hope the money is back in your account now. If that happened here in my country, it will take months before one could recover the lost money due to fraud.
@shaggin (71666)
• United States
12 Mar 16
That would be horrible if it happened there and it took months for you to get your money back. Especially if you didn't have much in there and they drew it all out. Then you would have no money to pay bills etc. That is a very scary thought. Thankfully here it is not like that and the money should already be back in my account by now.
1 person likes this
@shaggin (71666)
• United States
12 Mar 16
@rina110383 The bank had my house phone and a lot of time it doesn't work correctly. They probably did try to call me and I never got it. Now they have my cell phone number so they can get a hold of me easier if something like this should happen in the future. I hope that it doesn't happen again though.
1 person likes this
@rina110383 (24495)
•
12 Mar 16
@shaggin Exactly! I'm just wondering. Is your card not linked to your phone so that if there are unauthorized purchases, you will be alerted through phone notification? Or it would be risky if they are linked?
@rosekiss (30380)
• Eugene, Oregon
11 Mar 16
I would be livid if that ever happend to me, as I don't haved a lot of money in the first place. I don't know how poeple can do that to others. It is awful. They need to get a job and stop sttealing from others. Some people are just plain mean.
@infatuatedbby (95001)
• United States
11 Mar 16
Yikes! Glad everything is now resolved/taken care of for you!
@cherriefic (10400)
• Philippines
12 Mar 16
Good thing you will be able to get it back. We really can't tell nowadays...
@softbabe44 (5816)
• Vancouver, Washington
11 Mar 16
That just irks me badly when someone takes from another it just makes us Leary when theses things happen.
@IvySaysHi (4467)
• United States
10 Mar 16
oh my gosh that is insane. My fiance went through the same but not that amount of money. Someone allll the way in California, the opposite end of the country had used money form his account to buy stuff from victorias secret
@shaggin (71666)
• United States
10 Mar 16
That is pretty much the same thing here as far as the distance goes. I am in Pennsylvania. I would love to be in Florida right now though but I have never even been there. I have no clue how someone so far away could have gotten my debit card number. It seems so strange to me.
1 person likes this
@shaggin (71666)
• United States
10 Mar 16
I really hope that whoever did this is caught and goes to jail. My money will be returned over night at the latest so I am not real worried. Some people have to wait weeks for their banks to clear the situation up though. I am really thankful that isn't the case with mine. I was worried that the bills and things I had bought and paid for online would get messed up now but it won't they said.
@Scindhia (1906)
• India
11 Mar 16
Its scary and worrying when things like this happen. Glad your bank stepped in and corrected it.
@LovingMyBabies (85127)
• Valdosta, Georgia
10 Mar 16
Holy cow that is a LOT of money! What is wrong with people? I am glad your getting a new account.
@Morethanamom (1948)
• Canada
10 Mar 16
This is a good reason to monitor your accounts online. That is if you have a secure Internet connection.
