Do you save regularly?

@YesWay (3674)
October 1, 2017 11:52pm CST
I have always admired people who regularly put a little aside each week or each month. People who treat saving as just a fact of life. I have never been a saver. I have my reasons (excuses) - I bought my first house at 19 years old, and wasn't in a position to ever put any money aside for years and years as I was too busy trying to make ends meet, and I guess I just have always been that way. Do you save regularly ?
20 people like this
24 responses
• Dallas, Texas
2 Oct 17
Save 10 percent of what you earn and to not touch it. keep it for at least a year then decide if it's worth spending in just one instant or to save another 10 percent or even 20 percent and add that to the balance over the second year then keep going until you can buy something really good that you can appreciate. Even a dollar saved per every 50 is putting money away for an emergency or something unexpected.
4 people like this
@YesWay (3674)
2 Oct 17
@lookatdesktop I wish I had got into the habit from my first ever pay packet I do sometimes worry about not having any savings
1 person likes this
• Dallas, Texas
2 Oct 17
@YesWay , A penny saved is a penny earned. Even a little bit helps.
1 person likes this
@YesWay (3674)
2 Oct 17
@lookatdesktop I need to start saving. Just a little bit. Just in case
@pradab (413)
• India
2 Oct 17
Never heard anyone buying their own house at nineteen... congratulations
3 people like this
@YesWay (3674)
2 Oct 17
@pradab Thanks
1 person likes this
@tech40 (23128)
• Philippines
2 Oct 17
It is still good tho, you earned or you have your own at age of 19 years old.
2 people like this
@tech40 (23128)
• Philippines
3 Oct 17
@YesWay Oh.. I see.. but maybe you can save more since you have your own?
@YesWay (3674)
2 Oct 17
@tech40 Yes but it isn't good that I am not used to saving at all
1 person likes this
@YesWay (3674)
3 Oct 17
@tech40 I can only try
1 person likes this
@Courtlynn (66921)
• United States
2 Oct 17
I do not. Neither does my mom. But everything gets paid and we have some spare money to eat out or shop
2 people like this
@Courtlynn (66921)
• United States
2 Oct 17
@YesWay so save a bit if you can.
@YesWay (3674)
3 Oct 17
@YesWay (3674)
2 Oct 17
@courtlynn Yes that's how I am too. Everything is always paid, but I can't help but think I should have a little bit stashed away for a rainy day
2 people like this
@shubhu3 (36464)
• New Delhi, India
2 Oct 17
This happens. I am able to save to come extent.
2 people like this
@shubhu3 (36464)
• New Delhi, India
3 Oct 17
@YesWay (3674)
2 Oct 17
@shubhu3 That is good
1 person likes this
@nangayo (2291)
• Nairobi, Kenya
2 Oct 17
I know life is hard out here. And I also try my best to save at least something even small.
1 person likes this
@YesWay (3674)
2 Oct 17
@nangayo Something small is better than nothing
1 person likes this
@YesWay (3674)
3 Oct 17
@nangayo I should give my savings to a friend to look after so I can't spend it!
1 person likes this
@nangayo (2291)
• Nairobi, Kenya
3 Oct 17
@YesWay Tes it might look small but in the end when you add up you will be shocked to get a big amount which you never thought would be. As long as you save without taking your savings to use them they really grow.
@pumpkinjam (8539)
• United Kingdom
2 Oct 17
I try. Unfortunately, I'm having to go through what little savings I have just to pay some bills at the moment. However, I am grateful that I was in a position to save that small amount and actually have it to help out when I need it! I save whenever I can. It's not easy if you're on a low income and struggling to make ends meet. Not everyone can do it. But I will also put some aside whenever I am able. This year, a year's worth of saving meant being able to have a family holiday, attend my step-daughter's wedding, and meet our granddaughters. If I hadn't had any savings, we'd have missed out on all of that. I find it's easier to save if I have a goal. I'll name my savings account. Last year, it was called "Girls and Wedding". This time, it's called "Christmas". As I said, sadly, I've had to clean it out but I should be able to put some back in the next few weeks! Because I've never had a lot, I do make an effort to save for the things I really want. I'm going to have to do some serious saving now, though, as next year will be expensive - one child turning 21, another 18. Hopefully, both will be going to university. Might have to put our holiday abroad and my wedding on hold for another couple of years!
1 person likes this
@YesWay (3674)
2 Oct 17
@pumpkinjam As you say though, it's good to have the savings there. And I guess that's the whole point - so they are there when you need them
1 person likes this
@m_audrey6788 (58485)
• Germany
2 Oct 17
Nope. not save anything for now
1 person likes this
• Germany
5 Oct 17
@YesWay Because I enjoyed every penny I have which is the purpose of earning it
@YesWay (3674)
2 Oct 17
@m_audrey6788 Me neither!
1 person likes this
@YesWay (3674)
6 Oct 17
@m_audrey6788 Yes I suppose you are right
1 person likes this
@dodo19 (47082)
• Beaconsfield, Quebec
2 Oct 17
I’d love to be able to save and put money aside. But it’s not always easy. We have three kids and money is tight sometimes.
1 person likes this
@YesWay (3674)
2 Oct 17
@dodo19 Yes I can imagine
1 person likes this
@marlina (154166)
• Canada
2 Oct 17
HOw did you buy a house at 19 if you never saved?
1 person likes this
@marlina (154166)
• Canada
2 Oct 17
@YesWay A deposit meant that you had saved money at one point!
@YesWay (3674)
3 Oct 17
@marlina Not when it was from one month's pay packet
@YesWay (3674)
2 Oct 17
@marlina By barely putting down a deposit
1 person likes this
@marlina (154166)
• Canada
2 Oct 17
I have always been a big saver and do not regret it
1 person likes this
@marlina (154166)
• Canada
2 Oct 17
@YesWay To me that was always the way to handle my money
@YesWay (3674)
2 Oct 17
@marlina That's really good
1 person likes this
@YesWay (3674)
2 Oct 17
@marlina Yes I wish it was for me too
@LadyDuck (458494)
• Switzerland
2 Oct 17
Yes I do, not a lot, but I save a little something every month just in case of an emergency.
1 person likes this
@LadyDuck (458494)
• Switzerland
3 Oct 17
@YesWay I started when I was young and I always do.
@YesWay (3674)
3 Oct 17
@LadyDuck I wish I had. It's so hard to start a new habit as you get older!!
1 person likes this
@YesWay (3674)
2 Oct 17
@ladyduck I am ish I had started doing that when I was younger and got into the habit It seems like such an alien concept to me now!
1 person likes this
@fishtiger58 (29823)
• Momence, Illinois
2 Oct 17
We could never save when our kids were small, there was always something they needed, and me and their dad went without a lot. But that's what you do for your kids. Now that they are grown and we are retired we have been able to save. And we have enough to be comfortable, it's really nice not worrying about money anymore
@fishtiger58 (29823)
• Momence, Illinois
2 Oct 17
@YesWay It's a huge relief, I never had that until the kids grew up and we retired.
@YesWay (3674)
3 Oct 17
@fishtiger58 Maybe there is hope for me yet then
1 person likes this
@YesWay (3674)
2 Oct 17
@fishtiger58 I can only imagine not having The money worries !
1 person likes this
• Changsha, China
2 Oct 17
I save one third of my rewards every month, cause at present I have no specific things to expense. maybe the saving change as conditions change, but penny and penny laid up will be many.
1 person likes this
@YesWay (3674)
2 Oct 17
@hermosalily That is very true
@allen0187 (58444)
• Philippines
3 Oct 17
Yes, I do but not merely in bank accounts. I consider my investments as part of my savings. What I want to build up is an emergency fund for myself. I'm working on that currently.
@wongchoiyee (7413)
• Malaysia
3 Oct 17
No ever since my father took my savings, I got fed up and never save until now i am 36.
@maezee (41997)
• United States
3 Oct 17
I try to but I admit I am more of a spender than saver.
• United States
2 Oct 17
My only source of savings goes into my PayPal account. The rest usually goes for bills and regular monthly expenses.
• United States
3 Oct 17
@YesWay even little amounts add up afterawhile. Hope you can find a few dollars to put away here and there and then watch it grow
@YesWay (3674)
2 Oct 17
@marilynda1225 Yes my money seems to all go on bills at the moment I need to try to break the cycle to even just put a little aside
1 person likes this
@YesWay (3674)
3 Oct 17
@Marilynda1225 Thank you I need to start trying. Even just a little bit
2 Oct 17
Yes, it's very natural to me.
@YesWay (3674)
2 Oct 17
1 person likes this
@Mrgana1 (340)
• Nigeria
2 Oct 17
Saving something aside actually depends on your income and scale of preference in your responsibilities but if your earnings are much than you expenses weekly or monthly, I will suggest you save something good in case of emergency.
@YesWay (3674)
2 Oct 17
@mrgana1 Great advice