control the use of credit cards

I have a limit of $1000 and a few time I have gone over without realizing it.

Showing your credit card could give people the numbers to use it. So you might want to remove the photo.

Please see the Guidelines: "Posting personal information such as street addresses, phone numbers, credit card numbers, social security numbers, etc. of yourself or others. - Also remember that myLot is a public community whose content is regularly indexed by search engines. Anything you post is potentially visible to the entire world." Remove the image of your card or this discussion is bound to be deleted!

I personally don’t have credit cards. I use debit cards instead because I’m scared of owing too much money. I’d rather spend just enough of what I have.

Yes, I check online every few days to see how much I have spent.

I've never had your problem. I usually pay cash. I only use my credit card when I've gone out with too little money or for really expensive things. For example, I wouldn't buy a washing machine and pay cash.

thank god i dont have it. it can be a double edge sword for you

I intentionally leave my credit card at home.

We have large credit limits on all our credit cards, but pay each in full every month.

I thought you're too young to have a credit card :) I have a credit card and I only use it only to buy necessary things or pay important obligations. Other than that, I just use cash for light purchases and exercise self-discipline.

I control it by not having one!

They helped me move just gone the credit cards.

If I use a credit card I only use it for the cash back rewards and I pay it off every month, so generally I have no problems with using credit cards. I never carry a balance.

I don’t use credit cards.

I keep track of every penny that I spend on my credit cards so I can figure out the payment.

How did you know how much you had already spent on your card? Or did you check before you went to the store? When I go shopping or anywhere else where I have to pay (restaurant, movies, etc.) I always swipe. Very rare that I pay with cash. That's because I get 1.5% cash back on all my purchases and it is faster to pay this way. When I do that though it is easy to spend a lot of money and that's usually what happens because I don't really keep track of how much I am spending; I just swipe. And then at the end of the month I end up with a very high bill. And not working that's a terrible thing. Good thing I have my savings to be able to pay it off when the bill comes.

Thanks goodness I don't have credit card, if I have maybe its always giving me some headache.

I never own a credit card. I am Having debit card only.

It's a very useful tool, but a powerful one, and as with all power tools, you need to use it carefully!

thank god i dont have CC