Do you pay your credit cards off every month?

I pay my credit card balance every month and I receive cashback every time I use it. I never paid any interest.

I watched the ex husband bury himself in debt using credit cards, he was really bad to buy so many expensive things that he ''deserved'' because you know...it was for him. I haven't charged anything in years and years. I refuse to go into debt for things I can do without. Not sure how I would do this if I had to get a huge, new and pricey item, but so far, this has worked for me. No charging!

I pay off my credit card every month. I've been doing that for more than 15 years. Credit card debt stacks up and multiplied very quickly!!

I pay my credit card (just have one) off each month, although it was years before I was finally able to pay it off completely each month due to a dental bridge that killed my finances. I never paid just the minimum because that is foolish, and I was so relieved when I was able to do it completely. Like you, it’s just for emergencies. Weird fact for you today, snowy: The chainsaw was originally invented to help with childbirth. It was hand cranked instead of gas powered, but early chainsaws were used to assist with the removal of the pelvic bone during difficult births. Ow!

I pay mine off each time that I use it. Quite often it is for reservations or when we go on holidays. It is easy to pay off when we get back home, that way there is no interest to be paid and we get the points.

We pay the balance every month. We use our credit card for everything and collect the rewards.

I don’t have credit cards my husband does but only uses it for really large purchases.

I pay off my credit card every month. I don't like paying anyone "interest."

It's good to pay them off every month to avoid the interest. I don't qualify for credit cards.

We put everything on one card and get Frequent Flyer points. Thankfully we're able to pay it off each month. I remember having a huge balance on it once and trying to pay it off bit by bit.

I got into too much debt when I was young and dumb. After working 3 jobs at a time to pay off the debt I have not and will not use credit cards again. If I cannot pay with cash or write a check, I don't need it. I am thankful I learned this lesson in my 20s. I would despise being in debt on credit cards at this point in my life.

@snowy22315 I do not have big amounts of cash in the house. I make sure it is put away and each month on a certain date my credit card amounts go out unless it carries over to months after that.

so far,most Chinese treat credit card as their purse merely

I use credit card for cashback. Alway pay off the balance every month. Never paid any interest.

I do try to pay mine off each month. I tend to use credit cards only for large purchases, although there are odd times when I've needed it for groceries or something unexpected (or for groceries because I've used other money for something unexpected). I have a little outstanding on two cards at the moment (probably totalling around £250), which will get paid off next pay day. The only reason that's still there is due to visiting family a couple of months ago and paying for accommodation, etc.

I don't have a credit card even so I have to pay my debit card every month and it is automatically deducted from my balance at the bank.

You bet I do! I have one of those “hotel” affiliation cards, where I get points toward free nights. Great bonus. And they haven’t made a penny in interest off of me.

We use our credit cards for most transactions and then pay it off each month. We love getting the points and the $$$. Have a good weekend.

Mai Hoomin tries not to use teh cards unless he has to, but occasionally he does have emergency pizza moments.

I have a few credit cards & I don't over run them just B-cause I use them on what I need for the cabin & getting it sealed up but we don't put a whole lot on the C C at 1 time either & we pay on the bal depending on how much is on the card. Like we just got Best buy paid off & then turned around & put another 300 on it for stuff we need for the cabin & not put nothing else on it till that is paid off.