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This is why I don't like buying stuff online...  email this discussion to a friend?

myLot reputation of 69/100. miamilady (2490)   ranked 284 out of 13,139 in internet 5 years ago

I had to purchase my daughters school books online last week. The website where I purchased them asked for either credit card information or bank information.

Unfortunately, I don't have room on my credit card. I happened to have enough money in my bank account so I opted for the direct withdrawal option.

I have them my account information.

The books cost $309.00 and change.

Guess what.

They charged my bank account FOUR TIMES!!

I have had to send them an e-mail telling them of the situation and requesting that they correct it.

I hope it doesn't take to long, because I gotta pay my bills!

Do you purchase things online?
Do you feel safe doing it?
Have you ever had a similar problem?

 

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tags:  buying online, online, online shopping, asset safety, bank
 
1. myLot reputation of 94/100. halina23 (1115)   5 years ago

I'm not sure what happened in your case, but I've actually never had an online purchase problem- ever. I have credit cards on file, bank accounts, I trade stocks, I do banking, Ebay, Half.com, and yahoo.com, and everything comes through just fine. I suppose a mix-up will happen every now and then, though. Just give it time.

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2. myLot reputation of 97/100. anetteh (1547)   ranked 118 out of 13,139 in internet   5 years ago

God afternoon Miamilady

I usally shop music, clothes, books online. But I never pay directly using my account. I let them send me a monthly bill instead. I have accounts at the websites where I by my stuff.I get the stuf with a bill together, or I use the bill account and pay in the end of the month evere month. I have never Or will never give my real bankaccount out on the internet. Thats status Q.

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3. myLot reputation of 96/100. TerryZ (11452)   5 years ago

I never buy anything online. I just dont feel comfortable doing that. Because there are so scams happening out there. Why risk it? The only thing I ever bought online was airline ticketts and that was years ago.

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4. myLot reputation of 96/100. cher913 (21926)   ranked 382 out of 13,139 in internet   5 years ago

well i have only bought stuff on ebay, but have been ripped off from there too (i ordered and payed for a ring, but never received it) i guess the the saying of 'buyer beware' is especially true in the case of the internet eh?

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5. myLot reputation of 98/100. marciaj (803)   5 years ago

I have never had this particular problem. I am very careful what websites I make purchases from. Even when I buy through Amazon or Ebay, I pay attention to the seller and their ratings if it is not a well known store or someone that I have purchased from before. I do feel safe when I follow my guidelines for safe shopping. I wish you luck getting it straightened out. I know that would cause a huge problem for me.

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6. myLot reputation of 96/100. Lakota12 (23205)   ranked 979 out of 13,139 in internet   5 years ago

No I dont order on line for this reason . People take advamtage of the info. and maybe good you did bank you learned about it faster than a credit card that could of took a month and then where would ya be. I would also call bank and tell them that only one of the cahrges was to come out of my account or cancel the whole thing and go to a store. Why arent the school selling the books like they used to ?
Good luck!


myLot reputation of 77/100. TiffanieC (399)  5 years ago

I'm sorry but you have no clue what you are talking about!
With a credit card, when you dispute an item they side with you until the matter is concluded! With a bank account in can take longer.


myLot reputation of 96/100. Lakota12 (23205)   ranked 979 out of 13,139 in internet  5 years ago

I am sorry but you dont find out that this has happened till ya get the bill form credit card company and I do know what I am talking about my x son in law somehow got hold of ours and put $4,000 down on a truck and I didnt know about it till 2 months later althi I wrotre the card company and paid my $50 they hounded me for years on that damn dept!

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7. myLot reputation of 98/100. peaceful (1826)   ranked 738 out of 13,139 in internet   5 years ago

I must say that until I got smart and used a debit card, I simply wouldn't shop online.

My method is to put the exact amount of any purchase that I intend to make on my debit card, and make the purchase immediately.

Debit cards can be loaded by many methods, so I don't have to bother using my bank info... a money order will do... I never use the debit card from my bank... there are many free debit cards available online. It's a chore, but it's well worth it, to keep your credit card and bank info as secure as possible, Debit cards, used wisely, can allow you to have the power to shop online, and get the great discounts and conveniences that it offers, and keep your cash safe, too.

Here's some Personal Security Tips:
http://security.tipcentral.net/

Thanks for this great discussion! :)

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8. myLot reputation of 99/100. cutepenguin (4884)   5 years ago

I've purchased things online, but only because I had to. I've never had a similar problem, although wow, that's quite the problem. I can't imagine how I'd handle it if it happened to me - I have very little room in my budget for error, much less an error of that size.

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9. myLot reputation of 96/100. dbhattji (1810)   ranked 834 out of 13,139 in internet   5 years ago

You may call me paranoid but I don't give away my bank account information to anyone online - and I don't keep a credit card. It is best to inspect what you buy personally and pay cash even in this electronic age.
I hope you get back your money quickly.

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10. myLot reputation of 87/100. loolets (1332)   5 years ago

I'm soooo hungry. I think that was just a fluke, someone's internet or pc messed up and clicked the "confirm" button 4 times before it loaded right.

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Online Christian College
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www.nbc.edu
Mortgage Refinance 2.375%
Mortgage Refinance Rates Drop. Refinance to Lower Rates & Save $1000s.
Refinance.MortgageSavingZone.com
Online Jewelry Shopping
Find fine jewelry starting at $1. 100% risk-free.
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Open Checking Account
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bwillconsulting.com
Open New Checking Acount
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demoinbanking.com
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BankCD.com
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