Rent A Center woes

Hey hun. I'm sorry that you guys are having a rough time. But you are totally right! So he wants you to sit on the floor so that he can watch a big screen tv. That's just insane. But this is just a little rut and try not to get to frusterated with him and have a possitive out look. And never say anything when you are mad and you can't take it back!!! Atleast you have a job and you will do the best that you can do and he'll follow suit soon.

I believe I would have to tell him, the tv is going back, we'll get another one when we can afford too. And if he doesn't like that, then he should get out and go to work, make the money to pay for the tv.

Getting merchandise from Rent a Center and other rent to own places is one of the worse things you can do for your pocket. You should send it all back. I know it sounds harsh but, if you want to do better financially and, make the best of the money that you do have coming in, you will want to get rid of Rent a Center as soon as possible. If you'll notice they put those types of places in lower income areas. They count on people not being patient enough to wait for a better deal. What I suggest is sending everything back, taking the amount of money you were paying them and putting it into a savings account. Check around at consignment shops, thrift stores and, discount stores for those items so you can get a good deal. Go for quality more so than style. Before you know it you'll have enough money to invest in those items and you won't have to pay for them each week and, they will be all yours. Now, about your husband...I noticed that you said that he was mostly unemployed the whole time you were together. Is there any reason you thought that he would change that. It sounds like you are going to have to decide if him having a job is important to you. If you don't have a problem supporting him than you should just be okay with it. If you have a problem with a man not working you may have married the wrong man. So don't get angry, make the changes that you feel you may need to make.

Rental places like that make so much money because the "intrest" rate is very high. The best thing to do is return the TV. Of course your man wants to keep the bis masculine telivision, but if he is not able to contribute to the cost then you need to get rid of it. i think that the best thing that a woman can do is put her foot down and tell him. The TV is going back, not because i dont want it but because of 123. Dont ask what he things just do it. he will be mad believe me, but financially this is what will be best for you.

Well your husband needs to be more reasonable. No one needs a big screen tv. We have living room furniture from RAC right now. The interest rate is horrible. We are sending it back next week. I'd rather wait until our income tax comes back and buy something out right. I'm going to check out Goodwill and the Salvation army hopefully find something that is a good value.

Yeah, RAC is not always ideal and you can get to a point easily where you owe a lot to them. It's not right how you're husband is dictating your finances.

It is quite crucial to have a television rather than a chair to sit on. Duh!
I'm kidding of course. Sometimes people (read: men) really don't make any sense at all! But that's a part of life and love and the joys of compromise right!?

I agree...that would be getting on my nerves, too! I feel the same way you do...if he's not contributing, and doesn't want to for the time being (i.e., not wanting to apply for unemployment), he shouldn't realy have that much of a say in things like that! I hate to see you lose any of the money invested in the TV already, but you're right, furniture is more important than that! Plus, he may get off his butt faster and find a job if there's no big screen TV to watch!

i know you love your husband and all but some thing has to give. you need to tell him that he needs to get off his lazy butt and help or get out because you can do bad all by yourself. or you can pray that he decides to change and help.

Oh you need to put your foot down on this one. He does not need to be sitting around watching tv on a big screen tv. He needs to be out looking for a job. RAC charges high rates for people like you, who really don't have the money. I fell into when I needed a table but had no money. $10.00 per week sounded great. It was an ok table...nothing special. It was used and had scratches and the chairs did not match. I ended up paying over $1000.00 for that used table in order to own it. I have a friend...single mom...that relied on RAC for her furniture. She spent much money each week which left no money to even think of buying 2nd hand stuff which would be hers to keep. Oft times her kids didn't have beds and she had no furniture. It would be better to get rid of RAC altogether and work on purchasing 2nd hand items that would be yours to keep. You can gradually upgrade as your situation changes. Almost all you are renting is 2nd hand anyway.