Why frugality?

That's a good philosophy.

For me, I've had to become more frugal in the last two months out of financial necessity. I've not had allot of money coming into the bank account and so as a result of this, I have become more frugal. For example, I don't eat out as often as I have in the past and I walk more than taking a taxi or even public transport. Every penny counts when you are worried that you may not have much to live on. However, I think there have been other personal benefits. For example, because I walk more often, I get more exercise, which is good because I don't get allot of exercise opportunities in my daily life and the increase in walking time helps me benefit for my health. I also have found that I have learned to appreciate the simpler things in life. For one, I now do allot more reading, which is good for the brain. However, because I don't have the money to buy books, I use the library more often. It's like if you have a good library you should use it rather than let it go to waste. Another activity I do is to review books for magazines. I get to read and keep the book and my review in the magazine gets me publicity for the work that I do. People who adapt a more frugal lifestyle tend to develop a more disciplined and less wasteful mentality. It's like you learn to do more with less and that makes you more productive as a person. You look at how you can get more for the dollars you spend and you also find yourself looking at how you can maximise your daily activities.