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How do you save money? email this discussion to a friend?

myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life3 months ago

Hi my friends, I am just wondering if you save money and how you do it. Mine I make sure to put everyday my left coins inside a piggy bank the 5 and the 10. I dont used it, it just stay there for 1 year, i save it or used the money for our vacation and its really help because last time I save 15000 pesos. can you believed it, just for saving the coins can give you 15000? Yes its true, you can also do it. Now share your ways to save money my friend.

 
 
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tags:  money, saving, savings, save money, love
 
1. socius100 (33)   ranked 12,238 out of 27,678 in life   3 months ago

I am a risk-taker. Instead of saving I invest my money into guaranteed online programs. I almost forgot what I invested last year. When I opened my alertpay account last april, lo and behold! $860 has been acumulated into my account. My few hundred peso savings were turned to gold.


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi socius, wow nice for youthumbup[/em]. but i am not a risk taker. i am afraid to lose money thats why i just save it. maybe because i dont have that much money thats why im afraid to lose it. thanks for passing by myfriend and hope you will earn a lot more money. have a wonderful day. keep smilinghappy[em]


myLot reputation of 86/100. alena824 (304)   ranked 6,984 out of 27,678 in life  3 months ago

Wow, socious100! What program did you invest in that made money and was obviously not a scam? How much did you invest?

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2. myLot reputation of 82/100. dorisday1971 (477)   ranked 2,317 out of 27,678 in life   3 months ago

That's good. I have saved also by putting some coins in my daughter's piggy bank, although I haven't saved that much. I have two piggy banks which are already full and I'm starting with the third one.


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi dorisday, thanks for the response. Just continue putting your coins inside your dauhgter's piggy bank, you never notice you save a lot. Me also i dont expect i will get that amount. I just put and put and I reached 15000 in a year. I seperate the 5's and the 10's. thank you again and have a blessed day. keep smilinghappy

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3. myLot reputation of 95/100. donsky14 (1108)   ranked 3,526 out of 27,678 in life   3 months ago

oooh...that's actually my problem. I'm not really good at saving money. I'm already working and I have like, 100 pesos in my saving. lmao.

That's why I started this online shop so that I could save money from that instead. hopefully...I could save money now.


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi donsky, thanks for passing by, Its just really easy to save your small bill. Just put it inside a can or jar or whatever you have at home. But dont use it, just keep it there and always put coins inside it. you never notice that you save big money already. thank you and have a wonderful day. Just practise saving and i know you can do it.


myLot reputation of 95/100. donsky14 (1108)   ranked 3,526 out of 27,678 in life  3 months ago

lol..yeah, saving is actually my problem ever since. I mean, I can save..but it will only take a week or a month before I use the money. hehe


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi again donsky14, lol that is one big problem, you save then after one week you used it. But hey you still save it but only for one week, all you need to do is to practice saving lol. That was a good idea, online shop I think if I started my own online shop I need help from an expert like you. thumbup thanks for the response and have a great day friend.


myLot reputation of 95/100. donsky14 (1108)   ranked 3,526 out of 27,678 in life  3 months ago

oooh...expert? lol...I wouldn't say that I'm already an expert in online shopping. I'm barely new with this actually. lol...but Im learning every step of the way. thumbup

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4. myLot reputation of 96/100. meggan79 (447)   ranked 6,855 out of 27,678 in life   3 months ago

I used to have different savings accounts for everything. The bank I was a member of was great and would let me give them special names. So I would have a coin savings, and would deposit all the coins into that savings that I earned that week. I even had one for coupons, if the coupon said to save $2, then I would put that $2 in the savings account. They had increased to over $100 for the both of them. It was just a fun way to save money and to see how much doing certain things actually amount up.


myLot reputation of 92/100. dxfanatic69 (182)   ranked 3,718 out of 27,678 in life  3 months ago

Wow, your bank honored manufacturers coupons and would give you the value as cash? That's awesome, meggan!


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi meggan, its great to save money in our simple different ways. I am also like you i have different saving accounts for everything. For example, for my vacation i save all my coins inside a jar or a can and i will not use it, until im going for a vacation. and i have also an album money, so everymonth i see to it to put 1000 pesos inside of it so i use this one for the things i want to buy for myself, soemthing a little bit expensive. thanks again and have a wonderful day.

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5. myLot reputation of 98/100. CharRay7 (765)   ranked 40 out of 27,678 in life   3 months ago

Hi Rosema, happy

Whenever I get change, I don't spend it. I put it all in a cup for savings. When it is full, I'll cash it in and get something nice for myself. happy

Also, I take some out of every paycheck of my husband's and put it aside in a savings account. You never know when something unexpected can come up and you'll need the money.

Happy MyLotting,
Char
happy


Save money

myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi CharRay, thanks for the response. you are right we never know what will unexpected something happen to us or an emmergency, so we should always ready for it. Saving a small bills ready help because we never noticed that we save a lot. happy mylotting to you also and have a wonderful day my friend. keep smilinghappy

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6. myLot reputation of 94/100. jammyt (1658)   ranked 2,475 out of 27,678 in life   3 months ago

I do that too. I have a piggybank for my 5 peso coins, another 1 for my 10 peso coins. thumbup Also, When I have money, I always for a 500 bill in my wallet and keep it where I can forget about it. Every ayday alos, I stash at least 500 for my savings account, for my ATM, and so on. And I deposit it at once so I won't spend it. How long did you save the 5 and 10 peso coins to reach 15000?happy


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

hi jammyt, thanks for the response, we are the same, i do that also like that, seperate the 5 peso and the 10 pesos. Ive done it for 3 years already. the first year i only gt 8000 pesos and the 2nd year i got 15,000. and i am happy for it because that is just my coins. and it reaches that big amount. thanks again and have a wonderful day. keep smilinghappy

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7. myLot reputation of 92/100. oliverdt (689)   ranked 2,334 out of 27,678 in life   3 months ago

Hi rosema, wow that was great 15,000 pesos that is big for just saving in a piggy bank. Then what you do with it? For me I don't really save anything because everything for me has a price. i have no time for saving coins because sometimes if I save I can still use it and nothing left to my saving. I really need the money for my everyday life. I am happy for what you do, i hope I do the same thing as you do. Take care and have a nice day to you my friend. I'll upload one picture of a dwarf saving bank. rasp


Saving dwarf bank

myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

Hi oliverdt, thanks for passing by. I used that money for my vacation. I do that every year so that when i go for a vacation i have a money already and i dont have to get money from my other savings, isn't it nice to save money specially the coins? because you never noticed you have already save a lot, thank you again my friend and have a wonderful day. keep smilinghappy


myLot reputation of 92/100. oliverdt (689)   ranked 2,334 out of 27,678 in life  3 months ago

Same to you my friend, good luck in your new saving... now where do you want to go for the next vacation? Asia or States? Thanks again for this wonderful discussion, I really appreciate this kind of information, ideas, and advices. I believe it can help to change the way I treat my money. I will practice to save now. blush

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8. myLot reputation of 92/100. dxfanatic69 (182)   ranked 3,718 out of 27,678 in life   3 months ago

I try and save, but lately it hasn't been going so well.
I am trying to make a plan to have a savings account, then a 6-month emergency fund, along with playing the stocks, bonds; maxing out my 401k at work, etc.
Whenever I have spare change, I use it to buy the newspaper.

A tip that HAS helped me so far to curve my discretionary spending is to pay with cash - that way it has more of an emotional effect on you - you literally see the money leaving your hands in exchange for some food that will be gone and in your stomach in 10 minutes.


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

hi dxfanatic, thanks for the response, by spending cash not card is also a one way to save money. because sometimes if we used card like me, i cannot control myself and i dont mind the price, but if i used cash i can control myself because i can see the money leaving my hands and its really helps a lot. Now i dont used my card anymore. thank you again and have a wonderful day. keep smilinghappy

 
9. myLot reputation of 92/100. sugarplum9084 (900)   ranked 812 out of 27,678 in life   3 months ago

I do the same as you and put all of my coins in a jar, when it comes time that I need to use it, I take it out and count it, then I go to the bank and exchange it for cash. Another way I save money is when I get money I take most of it and put it away also, because I don't have many expenses I can take a large amount and not spend it. Now I have a vacation coming up this winter and I have the money to buy my tickets. Now I will work 4 months straight and all of that money I earn will become spending money for my trip to Europe. Good luck to you and your saving!


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

hi sugarplum, we are really the same, i also do like you do. when it's time for my vacation, i take it out and count it and bring to the bank to change it. i used the money from my jar to sometimes buy airplane ticket and some other expenses for my vacation. it really help me a lot because i dont need to produce money for my ticket. thanks for the response and have a wonderful day my friend. keep smilinghappy

 
10. myLot reputation of 82/100. christylynn (651)   ranked 6,751 out of 27,678 in life   3 months ago

yes we do the same thing another way we have been tryinhg to save money is we have been eating at home more instead of eating out plus we have grown our own garden and what we save from doing that we put with our added change that we save it all adds up.


myLot reputation of 97/100. rosema (634)   ranked 549 out of 27,678 in life  3 months ago

hi christylynn, before my husband and I used to eat in a restaurant and I spent 300 to 500 pesos everytime we eat. But I just realized that I spent too much, so now I started to cook and we just at home. I only spent 150 for our daily meal, so I have noticed I saved a lot. thank you so much for passing by and have a wonderday to you. keep smilinghappy.

 
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