If I created a credit card with 1% interest would you apply?  

Having learnt the hard way, I would rather have the option of the debt consolidated into a single one of 1% rather than have in the form of a credit card. The credit card would give me option of easily using those funds again that I have paid back with difficulty. Now unless I am that determined not to touch it , I would find myself still stuck in the loop.

Yes I would. That way I could actually pay down my debt in a reasonable amount of time.
But on the other hand since it would be easier to pay down I might tend to use it more. But I would also be able to manage it better.
Sign me up!!

I would be first in line to apply. I have so much debt and it's hard to pay down because we are raked over the coals with interest. It's terrible credit card companies make a fortune off us working class people. If it weren't for credit most people would starve to death!

Yes, even if it was only for a limited time period, it would be worth doing a balance transfer to that card and then I would try to pay if off more quickly.

I have done this several times when I have been offered lower interest, or 0% interest on a balance transfer for a short period or until the balance has cleared.

When I have cleared all the debt from a credit card and have not used that card for a period of time, I often get special offers of low or zero percent to get me to start using it again. If it's only for a limited period I will pay it off before that period ends so I don't have to pay the higher rate of interest after the offer has ended.

Well all my debts now are 0% as all the interest has been stopped and I just pay them all off to get rid of it so I would have to say no for that reason! However it it was that I was paying interest then yes I would transfer onto a 1% card! x

no, i wouldn't take the deal. i don't use any credit cards, don't want any. if i can't afford something i want or need i'll wait till i can.

I would apply, but i wun use it.. haha.. It's more for emergency usage and if not, i wun wanna cultivate the habit of using a credit card as it's addictive.. lol =D

And the 1% interest seems reasonable enough and so y not?? ^_^

Where do I sign up? LOL I would take the offer in a heartbeat, as long as the 1% interest applied to all my debt until it was paid off. I see no downside to this offer, unless, like all credit offers, there was a hidden catch in there somewhere. I would certainly have to read the fine print carefully.

In terms of credit cards, it wouldn't make much difference what the interest rate was because I dont put anymore onto the card than i can afford to pay off in full by the due date. However, if I could put my mortgage onto a 1% interest rate that would be well worth while!!

Well git, if I had bad credit I would say yes. But people with good credit can always get 0% balance transfer offers, so I woudl try to get the 0% offers.
One question about your offerm can I dump my mortgage payment into it? Now 1% for a mortgage payment, that would be good!