I'm About To Hang Myself In The Oven... (Rant...long)  

me and hubby have 3 accounts, a account each that we dont realy use and a joint account that gets used each week by both of us. i decided seen as hubby didnt use his account for anything i would put some money into there each week out of my wages for xmas for him and he would have a nice lump sum by xmas to buy him something big that he wanted as he is very wasteful with money, he banks with barclays so we only get a statement every 3 months from them, i collared the first statement and opened it to find the account £17 over drawn, not a lot but concidering i had put £600 into the account it was £617 missing, i had to tell hubby what i had been planning and get him to phone the bank, they told him he had taken out car insurance with barclays and the overdraw had come from the direct debits for this, hubby doesnt drive or own a car, my car is in my name and insured for me only with budget and comes out of my abbey account, The bank looked into this and found no paperwork to support it so had to refund the money but it spoilt my surprise for hubby for xmas

Hi twoey68,


That is so disgusting, they couldn't even hire honest staff to work there, I have never trusted the banks anyway, my husband deals with his bank so I don't have to worry about it, I got my own saving accounts in the bank and I know how much is in there and I draw out cash, but I don't blame you for getting mad, hope all will be sorted out.


Tamara

I haven't had a bank account in years. Bank of America screwed me over so badly that for a long time no other bank would give me an account. Hell, I couldn't even get a checking account from my own credit union. So, I just said the hell with them all, I like cash better anyways. I do have a credit card, but it is a prepaid card, all that can be spent is whatever I put on the card. This is good for online purchases and cash at an ATM if I need it and that's good enough for me
You got royally shafted by that bank. Yes, I would have closed the account and I would not do any more business with that bank.

Since you already notified them of the bogus charge, they shouldn't have added the service charges. And you shouldn't have paid out the account, but continued to fight it.

I once had a bogus money transfer taken out of my PayPal account for several hundred dollars (that weren't there, but it was attached to a credit card at the time). I disputed it and they eventually reversed the charge. And I took the credit card off the PayPal account.

And when I moved from Vancouver to Ontario, the bank lost my money in the transfer... $85,000 no less. I got on their case right away and made sure they credited me the interest I lost on it in the week it took them to find it again. It wasn't like I was switching firms, just branches in the same company.

I can certainly understand your frustration! The bank did you wrong! I have a friend whose bank account was scammed, wiped completely out- hundreds of dollars. But she had to do nothing. The Bank did it all and got every penny back for her.

If the Bank had a hold put on that account, then nothing would have taken place in it. Apparently whomever was supposed to do their job did not do it. Always get names when you are talking with anyone about things like this. Then you have ammunition to go back to them with, to see if the person actually did their job- which we know they did not in your situation.

I'd be fussing with this bank. Not only that, I'd be sure to move my other two accounts! You and your husband have a right to be angry! I'd be fuming!

I think you should demand that money back from the bank and make them go after the scammers, that is their job.

CAll the manager again and say you are taking this to the highest authority this is not done with your authorization and it is illegal. Then get in touch with the banks ambudsman's office which is an outside agency that reviews bank practices.

Banks are the BIGGEST RIPOFF going!!! Since they wanted you to wait 10 days for them to dispute it, they should have waited 10 days to see if the dispute could be settled!!! Don't even get me started on how little I like banks!!! Maybe, if they're not going to loan us any money, we should ALL pull our money out & plump up our mattresses.

I agree with you and I am afraid I would not have paid it. In fact what I would have done is cancell my other two accounts and leave this one with no money and overdraft to the bank. Banks now a day are far from customer friendly. I have seen occasions where someone would send a check for payment of a loan and it would be received on Friday the day the loan payment is due. The banks would conveniently hold the check until monday and record it then and then charge for a late payment. Hows that for being crooked. I sympathize but those crooks have us where they want us unfortunately. Right in the gun sights. Good Luck with your problem hope it all works out for you.

YOu sure are having a lot of stressful problems right now and I don't know what, if any, advice that I could give to you.. I would have fought it and I wouldn't have paid for it..

We recently had a situation where we were bien scammed for $1,200 and I didn't pay it and I will not pay it.. We live int he county where we can burn brush and we were burning brush one day whent he fire department came out to check on it.. We had burnt brush for the last 10 yrs with no problems at all, but now someone called in on us.. After a 4 minute visit and the fireman telling us that we were legal, we had the burn permit, had called to make sure it was ok to burn on that day, the waterhose was at hand, along with rakes and shovels, everything to make for a safe burn.. He left and I thought that was the end of it, until I got the bill.. I called and argued with the lady that answered the phone and ended up telling her that I would not pay this amount, to send the bill to the person who called in the complaint of "illegal burning", although we were legal, that even if my house were burning down, they had better not step foot on my property and for them to send the bill to a lawyer because I would not be paying them a penny.. I was told that if we purchased a subscription to their company, they could reduce the bill to a bit over $200.00, and I replied that I didn't appreciate their mafioso tactics and that they could send this 200.00 bill to their lawyer also, I wasn't being bullied..

I haven't heard from them since and it has been about 6 months but I may still hear from them, I never know.. I will not pay it anyway, because I do not owe it.. I get so tired of people trying to steal from me, too many are trying it nowadays... Anyway, good luck to you whatever you decide to do...

If the manager told you a hard hold would prevent any further charges going through,then the bank should have to reimburse you the additional amount plus the fees. No, I wouldn't pay it, not without a lot of arguing first!