Could you ever hold, someones personal items, from them, due to non payment?

Hello cream97! Honestly, I don't know your law there. But if I am the owner, I would probably not hold anything especially when it comes to personal things. The owner must be more considerate about it. How could they do it to you? But honestly, here in the Philippines, the owner of the house is allowed to take some things especially if the renter can't pay anything.

Hello my friend cream97 i, Well, I will never dare to do that. In fact, I think, we should help each other and forget abou our goods to others. I can never act like Shylock to pay me back at all cost. may god bless you and have great time.

I could depending on the circumstances. Let’s say one of my friends borrowed some substantial money from me and I mean substantial…not the regular petty pocket money types. Suppose I have that friends camera or mobile with me. Now I would of course be asking for my money and with repeated refusal or procrastination, the relation between us is bound to suffer. A point will come when we no longer will be friends and then I can very well go ahead and say that I would recover my money by selling that mobile / camera. However, before I take that final step or pester about the money, I would of course know the financial conditions of my friend (since we are friends) and would judge if that person is in position to pay or not. My basic point is that if at any point I feel being cheated deliberately, I would not hesitate to hold back that person’s personal possessions. But I would not take clothes, we don’t have a very good market here for second-hand clothings!

Hi cream! There are still a few people who owed me and my husband a lot of money but we never hold any personal items from them. If the person is really hard up on his finances, the more I can't insist on making him pay and will not get any of his things just to be a guarantee that he will pay me back. Take care and have a great day! lovelots..faith

I am not in the habit of holding personal items for non payment of a debt. I don't think this is a good policy. What might be a good policy is to consider that anyone owing money will have no money to pay and is probably going to be owing money to many other people. I would just say no in the first place and avoid the complication. Cheers!!!

I'm not sure I could do that, but I guess it depends on how well I know the person and depending on the situation that they are in. I think instead of holding their belongings if it was not a friend or family member, I would probably take them to court. I don't know just based on a past situation I was in and they really weren't my family or friends. They were someone I didn't know for a while maybe like a month or so, so I lent them some money for a lunch one day and they were supposed to pay me back and two weeks went by and I never saw them again or my money. It was only a small amount, but I don't think I would ever lend money to anyone I don't know. I would only lend money to my friends and family. Now if they gave me something as a colateral to hold until they were able to pay me back my friends or family. I wouldn't have a problem with holding their personal items. My family depending on how close I was a family with them would depend on how that would work. Like my mom, she loans me money every once and awhile and she says pay it whenever you can. I would do that to only my close family members, but anybody else, I may have to hold a collateral up to the amount that I loaned them.

Now I understand the reason of your grievances!!! And this is sad but there are always a group of people in every place who lend money in this way. We have here as well. These people are never native to a place, incidentally. I'll strongly advise you not to enter into their trap. It is, often, very difficult to get away with them once you have entered into an agreement with them.

Yes, but if they could not pay with money, They could pay with work or doing something for me.... but if was a necessity they would get it back but if was something that was no needed, I would have no problem of holding on it.. as there would be a clear agreement of when it came into my possession ahead of time... But if they did not offer to do a chore or pay me back through help, then I would request to sell the items... to pay me for what was owe, but they would be allowed to trade the items... and give me something else to sell to replace what was owed... - DNatureofDTrain

I don't know if I could ever do that to someone, but I do know that is how some people work in like businesses & so on. I know in some court cases, the judge will say you will get your stuff back once you pay, but then it all depends on that judge, but then again I watch to much court TV... lol! I know I lost my things because I was late on a storage payment.... I was always on time for several years & fell behind & the manager wouldn't even give me my pictures from the storage... I get pissed thinking about it...

My understanding of such an issue is: You will want to check the laws of your area for specifics. But you can hold most things as collateral until payment is made. The person does need to be informed that their things will be promptly returned when payment in full has been received. If payment is not made in a timely fashion or if the person has no intention of ever paying, then the items can be sold to settle the debt.

I've been involved as a third party in disputes like this while living in shared accommodation as a Student,but can't say for sure what the legal position would be on someone holding onto your stuff for non-payment of a bill or rent or whatever.. The example I have was a Guy I worked with who had a party at his place and asked to borrow my radio cassette player for some tunes..(this was years back!) I was working that night,so couldn't go,but he said call around next day to collect it.He had a room in a shared house,and when I turned up next day one of the flatmates let me in.I was in his room picking up my tape machine when the landlord came in saying the guy had skipped out,owing money,and He was holding onto whatever was left there,including my machine! I didn't want it to get physical,but said I'd be back..I went round to the Police station,and arrived back with a couple of cops who made him hand over my machine,saying his problem was with the Guy who left,not Me..It seems to me that holding onto your stuff for non-payment would be a last resort-ideally,they want paid,not to have to hold onto a load of used clothing and toiletries hardly worth selling for what they might be worth..If you had a financial arrangement with someone you were having difficulty repaying,the fair thing to do would be to approach them before it got to that stage and make an agreement somehow to make the payment in whatever way you could. Good Luck with that..

i gues the cloth is enough to pay from owed money is it looks reasonable and also fits to the amount why not?

I have done this once and did not really feel good about it. I think usually it would depend on the situation like if there was any agreement done on both parties. If an item can still be redeemable you can hold it back but if not I don't think I can do that. It's a good thing I'm not into business.

I dont think that i could hold onto there personal items. I would feel to bad couldnt live with myself. I would though let them know how bad that they are making me feel and hope that they would eventually pay up. I would never lend them money ever again though. x

well I dont think I am that ruthless, because I dont even burrow people money, I will only give what i have. Some times when someone owes me money for a good and this person could not pay I just got fed up and went to give him the product!

Like you said, it would depend on several things. Do I see the person all the time or hardly never? Are they struggling with money or just avoiding me? Are the things that I'm holding just random items or things like baby photos, family heirlooms, things that can't be replaced? Was it a huge amount of money or just say $20...it really depends on the circumstances. If it was a huge amount of money, their just random items and they are purposely avoiding me, then yes, I'd sell them to try to get back some of the money they owe me. If it's family things that can't be replaced, it isn't that big of an amount and I know their struggling with money, then I'd probably just give them back and write it off as a loss...though I'd never loan them any money again either way. [b]~~AT PEACE WITHIN~~ **STAND STRONG IN YOUR BELIEFS**[/b]

I have, although technically it's illegal to do here. You're allowed to place a lien on things of value (car, home, RV, business, etc) if they owe you a debt, but you can't just hold things hostage until they pay you back. If you do, and that person breaks into your house to retrieve their property, it is not deemed breaking and entering, trespassing or damage to property. Sick, but true. I did however, take my ex boyfriend's snowboard and set of golf clubs to a friend's place when he screwed me out of rent (he moved out on the sly, taking MOST of his stuff just before the end of the month when I was out of town). Since he didn't pay me back, I sold the snowboard. :)

The people who's business is lending money to other people usually get the things of the borrower if they can not pay their debts, That is what we call collateral. I have been a member of a cooperative which lends money and our manager, will get a collateral from our clients when they can not pay their debts. But for friends who will borrow money and can not pay? I will not get their personal things if they can't really pay. If they are reasonable like,, they don't really have money to pay? I can consider that but if they have money but they refuse to pay? that's the time I will maybe get some items in place of their payment.

I have before my ex roomate would not pay half her rent so I kept her curio cabinet. Eventually she just said keep the couch and the cabinet as this months payment. I wanted both so it worked out fine, but I don't see anything wrong with it if they owe you money and the item you are keeping is of the same value. I mean don't keep an iphone when they only owe you 10 bucks.

Over the years I have lent a lot of different people money but no one has ever given me anything to hold until they pay me back. I wish they would have,at least I would have gotten something in return. I just fill like its a lessen learned, because I know that some people are never going to pay you back, they never intend to start with. There will always be people out there that takes advantage of a persons generosity. What gets the best of me is when someone has the nerve to come back and ask if you can lend them more money even though they never paid you back the first time. So I would say yes if someone gave me something to hold until I got my money back and they didn't pay me then I would fill like the stuff was mine. Look at it this way If they go to a pond shop their not getting their stuff back until they pay them back.