Collecting Social Security

Go here and check it out:

http://www.ssa.gov/estimator/

I don't think I'm eligible until I'm 66 1/2, but maybe you got in before they changed it.

hi from hatley Grandpa Bob I think its still 65 here but as my husband died and I was having financial difficulties the so cial security people let me have his social security payment in place of my own and I was just 63. I think there are instances where you can get it earlier than 65 but you would have to ask Social Security about that. let me clue you in when calling Social Security be prepared to wait, as in w a i t a long time. At least it is here in Ca when I have called them. I know because I got mine earlier than age 65 that every penny I made at my part time job was deducted and lessened my payments until I reached 70 then you can make as much as you want and you social security check will not be deducted from thank goodness for that. I think that as you are your dad's caretaker you may be able to get Social Security earlier but I am not sure,you need to see your Social Security office or phone the gov. number for Social Security.

I think right now the age is 62 but your monthly benefit amount will be reduced by about 30 percent. So it looks like you still have a few years to go.:)

63 is about 25 percent;
64 is about 20 percent;
65 is about 13.3 percent; and
66 is about 6.7 percent.

Semi Retired? Ha Ha Ha Sorry just had to laugh at that. I know you care for grandpa and well I wouldnt trade you jobs for anything. Ill keep changing savannas diapers at least I know someday I wont have to lol.

I came here to find out for my neighbor she doesnt work and would like to get on SS. She could work from home but finding a legit job like that is hard to find. She is 54 im wondering when and if she can collect?

I wouldn't do it unless you really have to, because they'll be reduced benefits. I'm curious too, though. No jobs here that I'm able to do, I'm 55 and could really use some money!

I'm curious, what did you used to do, what kind of a job did you have before you became a full time caretaker? And what a good son you are!

Retirement can be 62 to 70. FULL retirement is 65 + months, according to what year you were born in. Here is a website you can go to in order to figure out when you want to get your Social Security. My husband took early retirement from his job at 55, and took his SS at 62. He wishes now he had waited until 65, but it would have been plus about 8 or 9 months, if he had. He added up the amount between 62 and the 65 age and how long it would have taken him to get that money back and it's many years. So he chose to take it at 62 and I took it the next year. Check this site out: http://www.socialsecurity...

I see everyone has pretty much solved your dilemma. But no, at 55 one can't get their Social Security. My mother opted to get/start her benefits at age 62 rather than wait until 65 and was penalized for it...if she had waited she could have gotten about $300 more a month...rather dumb when you consider she was paying into SS all along so technically speaking WAS her money--so hang in there until 65 and then you'll get your full benefits due you

my mom just started getting hers when she turned 62 but my question to you is when i was run over by the forklift years ago they said my mom could get a small check for taking care of me every month you know what i am sure you do for your dad you might want to look in to that my mom didnt get hers cause i took care of myself an was walking before u know it good luck

I think the earliest you can get it is 62 yrs. old unless you are disabled, then you can get it earlier and its a different program.