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Online Bill Pay or Mail your Bills in? email this discussion to a friend?

myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet3 months ago

Most companies now have the ability to pay your bills through the internet, some are still in the dark ages and this is not yet possible. This leads me to my question, do you prefer to pay your bills through the internet or do you prefer to use the more traditional method of postal mail? Why?

For me, I like to pay our bills through the internet. We have one utility company that doesn't yet have the ability to be paid online and that one bill drives me insane every month.

 
 
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tags:  online, bills, bill pay, payment, postal mail
 
1. myLot reputation of 89/100. Binthu (3521)   ranked 6,430 out of 15,277 in internet   3 months ago

Hi Dor,

Most of the companies are having the facility to send
the bills by online and also we would have the possibility
to pay that bill through the online, so there are very easy method
and no need to worry about anything. Bur some companies still having
the facility of posting the bills by traditional post and also don't have
the chance to pay their bills through online, so which is very difficult
to pay each and every month. So I am always would prefer to get the bills
through the online and also want to pay the bills through online too.

Have a nice day.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

This is the way that I feel as well. It is a great thing for me as I am able to keep track of the way that I've paid the bills in a more efficient manner. I keep a piece of paper at my desk with every bill that needs to be paid in a given month and write down the confirmation numbers as soon as I've scheduled the payment.

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2. myLot reputation of 99/100. calai618 (989)   ranked 2,749 out of 15,277 in internet   3 months ago

I am internet-dependent and I would really love to do everything with just one click on the mouse. My bank enables me to track my account online and it also offers easy payment for bills but I am just very hessitant to try it. I am really scared of being scammed in the internet. I am afraid my account would get sniffed by some malicious people. No matter how I wish to do the paying of bills the fastest way, I still couldn't so I I end up doing the manual. Though the manual thing is not really that safe at all because you may get held up or you might lose the money to pay the bills on your way but I would just want to do it the way I got used to doing it..:D


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

My mother is exactly like you are. I've told her many times that she should start paying some of her bills online but she is too old fashioned to give it a try. She does, however, keep track of her checking account online and that does work well for her.

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3. myLot reputation of 99/100. Thoroughrob (8014)   ranked 352 out of 15,277 in internet   3 months ago

I pay my bills online through my bank. I do not go to all the websites and pay them. I do like it, as I can do the whole month and schedule when I want it to go out.


robbinredmon (49)  3 months ago

Amen! I love being able to do bank transactions on line as well. How far we have come!


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

We don't have the ability to do automatic payments through our bank because it is a very small local bank. However, it is wonderful for me to be able to visit the websites and make the payments as I have so much control over when the payments come out of the checking account.

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4. robbinredmon (49)   3 months ago

I am one of those who pay my bills on line. It is a lot faster and easier. I used to be one who didn't believe in paying on line but once I did it I've been a paying on line kind of girl ever since. Frankly I don't know how I got along with out online bill paying LOL. I love it love it love it.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

Me too. I love being able to go and see the statements and I also am now starting to love the fact that I can make the choice between receiving paper statements or not. I really like that because not only am I making life easier for myself, I am also saving a few trees in the process.

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5. regina36 (30)   3 months ago

I perfer paying my bills online.
It is alot easier no going to the Post Office or having to put stamps on them.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

Yes, there are a lot of ways that paying the bills online does save you a little bit of money in the long run. When I look at my bills and how many of them there are, just the stamps alone would cost me about 5 dollars per month, not to mention the gas to get to the post office.

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6. myLot reputation of 86/100. tdemex (2236)   ranked 711 out of 15,277 in internet   3 months ago

I used to work on the road, I was called a road warrior! This was for the last 15 years!when I was married my wife paid the bills, I got divorced about 10 years ago and had to start doing everything online, all of it. I was never home and my mail couldn't catch up to me! I adjusted to it and never looked back! I haven't been in a bank in 8 years!wink tdmex


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

The only time that my husband or myself visit the bank is to make deposits. He works for a family owned business with less than thirty employees so they don't do automatic deposit and I baby sit my nieces and they pay me by check so we have to make trips to the bank for deposits, but that is it.

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7. o74ku91n0y (7)   3 months ago

I prefer to pay for things like that through the "bill-pay" type service most banks and credit unions offer. Reasons being, they're instant and verified. I would only pay for things on the Internet if they were verified, and the fact that the payment is instant allows for a bigger window to send the payment if something goes wrong.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

That is one of my favorite things about paying online is the fact that you have a lot more control over when the payment is made. I scheduled our cable payment today and it will post against our checking account on Monday. I meant to schedule it earlier in the week but I've been so busy that I just totally forgot about it. However, because of the control that we as consumers have when paying our bills with the internet, it isn't going to be a problem at all.

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8. myLot reputation of 79/100. rjl1989 (143)   3 months ago

I think pretty much the only thing i dont do online is my food shopping, as i dont spend very much so the £5 or so delivery would add about 50% to my shop, plus id have to stay in at a certain time to accept the delivery, and you have to be quite organised to know what you want to get.

Another thing i dont buy online is clothes because i need to try them, although i have bough a few things online.

I cant think of anything else i dont buy online.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

Those are the two things that I don't do online either. Well, and the water bill because their online payment option is screwed up and they charge you 2.25 to do an online transaction, so I just swing buy a bank that accepts their payment when I am running errands anyway.

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9. myLot reputation of 95/100. jugsjugs (3271)   ranked 771 out of 15,277 in internet   3 months ago

All my bills that i get are done through my bank as a direct payment.They take the same amount of money each month every month that way i get no big bills.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

Budgeting your bills is also a wonderful way of doing things. We've done that with our natural gas bill but not with either of our other utilities because neither of those is ever very high. Our electricity bill averages about 75 dollars a month during the summer and lower during the winter and our water bill is normally around 45 dollars each month so I really don't see the point in budgeting those.

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10. myLot reputation of 83/100. shontia08 (384)   ranked 8,843 out of 15,277 in internet   3 months ago

i like paying my bills online. the reason being is because it is more convient, i am saving gas and time. so it's like getting a 3 for 1 deal. my bill gets paid, i am saving the gas in my car, and i can use the extra time to do something else. even with all of the positive things paying my bills online have. i still don't mind mailing in my bills, which i hardly ever do because for the most part if i don't pay my bills online i usely go to the company and pay it there.


myLot reputation of 100/100. dorannmwin (2630)   ranked 895 out of 15,277 in internet  3 months ago

I actually haven't mailed a single thing in the mail bill wise since we moved into our house seven months ago. First I was just taking all of the bills to the company and paying them that way and then I've transitioned over to paying everything that I can through the internet.

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