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Do you have personal bank account email this discussion to a friend?

myLot reputation of 98/100. neelimaravi (451)2 weeks ago

hi friends, i am a housewife, but i have a personal account in bank, because i have to maintain my family, by paying bills and all... my hubby will give me some montly amount to pay bills and for personal purchases also. so, i opened one personal a/v. and i opened a RD A/C also for my kids, it will help for the future aspects.
so, how many of you have personal a/c. do you update regularly.
please post you response, overhere. thanksyou, have a nice day.


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tags:  bank account, bank, money, savings, bank accounts
 
1. myLot reputation of 74/100. sunilparthan (1051)   2 weeks ago

hi dear friend ya me too have a personal bank account and it is necessary for all anyway have a nice day thank you


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi sunil, yeah, it is very useful to everyone, thanks for your response, have a nice day.

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2. myLot reputation of 88/100. coolsudan (128)   2 weeks ago

yes i have a bank account in my name but have never ued it . my dad got me one but as i was too young at that time only he used to manage it . but now i can too but since i have no job and income i am probably thinking how to utilise all the money [:)]in it


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi sudan, once when you get the job, you start saving some money, then only you can utilise for such things, thanks for your response, have a nice day.

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3. myLot reputation of 99/100. caragh2608 (1007)   2 weeks ago

I have a current account which child benefit and tax credits are paid into, and a fixed amount each month from my partner. I've always had my own account as I was working before I had my children, and I would never have a joint account with my partner as he's useless with money, it would be disastrous. I also have a savings account which my parents opened for me when I was about 3, I don't save regularly but I put money aside when I can. My children have trust funds, which I opened and pay money into monthly, but they can't access the money until they are 18.


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi caragh, very good, you have done a good job. yeah, we should only thing about our childrens future na..we don't know what will happening in future..thanks for your response, have a nice day.

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4. myLot reputation of 95/100. Rainegurl (1105)   2 weeks ago

Hi neel happy
I have 2 personal bank accounts which I handle. I use one for my revolving fund, that is, for my and my husband's income and for paying our bills. The other one is for my own savings that my husband knows it exists but he cannot and does not try to touch whistle
He handles the other two accounts, one joint and the other in my own name. The only account in his name is his payroll account.
It is my stand that married women, whether employed, self-employed or housewives, should have their own bank account. We never know what will happen, thus, we must never be left with nothing.
Cheers! cool


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi rainegurl, yes you're right, we don't know what will happened in our future. thanks for your response, have a nice day.

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5. myLot reputation of 92/100. alwayzzcitra (565)   2 weeks ago

Hello neelimaravi! It's easier to manage your budget when you have bank account. I have more than one bank accounts and they are for different purposes. One of them is a requirement from my office because that's where my salary would be transfered. The other one is for saving. I love how easy banking is nowadays. It really efficient and saves time.


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi citra, yes you're right, nowadays so many banks are available for saving our money and as well as lockers also. thanks for your response, have a nice day.

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6. myLot reputation of 90/100. SHAMRACK (3493)   2 weeks ago

Dear friend,
I do have 3 personal accounts. I had opened it many years back. One for business and the other two for personal use. I took these accounts mainly for availing loans. But now it have given me more positive side as I could put my saving too.Moreover now the bank had made its procedures very strict for opening an account. happy


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi shamrack, wow yeah, we should keep separate account for the business, otherwise it will confuse, to maintain also very easy. thanks for your response, have a nice day.

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7. myLot reputation of 99/100. Buchi_bulla (1988)   2 weeks ago

Yes I have personal account. Since I was working, my salary was credited to my account. Now I only make purchases for the family, from milk,provisions to TV, mixie etc. So my husband gives me cheque and I deposit it in my account and withdraw as and when required. I think now-a-days everyone will have an account whether they go personally to operate or husband operates on behalf of the housewife.


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi aunty, yes you're right, even everybody having their personal account, they should have to. everytime we can't ask our hubby to get money no. for that reason my hubby told me to open personal account, before we have joint account in other bank. but it is difficult to withdraw money, it is little bit far from my house, so i opened my a/c nearby the bank. thanks have a nice day.

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8. myLot reputation of 86/100. abhaijith (741)   2 weeks ago

Hi Neelima,
Me too have a personal account. But actually there is no transaction nowadays and hope i can withdraw this online money to it. Good day.


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi abhaijit, when you start earning, you can save in that no. thanks for your response, have a nice day.

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9. myLot reputation of 82/100. vijiboopathy (374)   2 weeks ago

I am having mine. I have started during my college days which helped me that time and I am having it till now.


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi viji, so soon that you got a bank account, thanks for your response, have a nice day.

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10. myLot reputation of 97/100. Ingkingderders (1061)   2 weeks ago

I think gone are the days when money is just kept in your sock drawer or under the mattress. Having a bank account is really important, plus if you work full time, you'll need it to get your salary.. I think almost everyone already have their own bank accounts, even students nowadays maintain their own account, the parents use it to give allowances to their kids..


myLot reputation of 98/100. neelimaravi (451)  2 weeks ago

hi friend, nice words, i just thinking about past things, in this new technology everything is in our hand.thanks for your response, have a nice day.

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