bank loan

Tagged Discussions

Inflating her income just to get a large bank loan

scheng1 @scheng1 (24649) • Singapore 13 Dec 15

I have a colleague who manages to get a large housing loan because she inflates her income. She cannot inflate her income from her full time job. She cannot falsify pay slips because the bank will call the human resource...

1 response •

1 person

planning to take loans for franchise

leon3000502000 @leon3000502000 (1564) • Philippines 11 Jun 12

I have now two possible franchise business to buy by next year and I am sure this is what I want to do but I don't the money to invest to buy a franchise. But I learned that there are two banks in my locality that has a loan...

buy a franchise

franchise business

start a business

5 responses •

1 person

how much can I borrow?

divitiae @divitiae (193) 24 Apr 11

If I put 75k into a business with no assets but 60k profits last yr how much is a bank likely to be willing to lend me on top? Thanks

1 response

Have you borrowed money from a lending firm or bank?

djmarion @djmarion (4898) • Philippines 24 Feb 11

i receive a call from a lending institution yesterday asking if i want to avail for a loan, i badly need money for my father's medicine so i thought of grabbing the offer, i said "yes" to the agent and she sent me the application...

6 responses

What is the best advice for someone needing Personal Loans?

wealthydavid @wealthydavid (29) • Nigeria 12 Mar 10

Hello, Can someone help me with the best advice for taking a personal loan from the bank.

2 responses

What is the role of guarantor?

ranjith143 @ranjith143 (210) • India 22 Feb 10

I have recently (6 months before) signed as guarantor for a personal loan of my friend. Yesterday, i was called by the Bank manager saying that your friend have not paid the due for the past 4 months, as a guarantor, you are...

2 responses

Did you ever get loan for anything?

Neha Ahire @kanukrishna (423) • India 2 Nov 09

My father says, getting loan from any bank or private concern is so easy, But after some installment it seems to be hard to return it, I never get any loan, if you got and you also paid them with full interest, what was your...

4 responses

We Got Our Loan!

caver1 @caver1 (1762) • United States 9 Feb 09

Back in the fall we decided it was time to do some repairs on our home. We got estimates on foundation repair, a new roof and new windows. On November 10 we applied for a loan with our bank and were told it would only take 2-3...

1 response

Why would you take a bank loan to invest in

marcialoyd @marcialoyd (1173) • United States 30 Dec 08

your membership on a PTC site? I read on Neoux today where a member actually took out a bank loan to invest in referrals on the site. If I was going to take out a bank loan I would open my own site and pack it full with cool...

3 responses

Making a Loan to pay off another loan...

aseretdd @aseretdd (13729) • Philippines 19 May 08

Do you think it is right to make a loan to pay off another debt like credit card debt?... i have been thinking about this for quite a while now... since my bank is offering this loan scheme where the monthly interest is only 1.5%...

credit card debt

19 responses •

3 people

If you have a 1M loan, what kind of business will you put up?

dorisday1971 @dorisday1971 (5657) • Philippines 7 Sep 07

Bank loans are usually secured with collaterals and have high fixed interest rates. So it's just fair that you use your money wisely. If a bank grants you a loan of 1M payable in 5 years, what will you do with the money? Granting...

business venture

2 responses •

1 person

do you trust bank?

algie123 @algie123 (289) • Philippines 3 Mar 07

I would like to know; you trust bank to fund your money? Because my neighbor funded lots of money on the bank but when the bank is bankrupted he never get the money he was funded, thats why now i am worrying to fund any amount of...

2 responses •

1 person

Government grant or Bank loan...the preferable

justreal @justreal (2363) • Canada 10 Jan 07

So I have been looking around to get a loan/grant, either from the government or a bank to open a small business. Now I heard that you have to pay some kinda of fee to apply for a Government grant, but not for a bank loan....

goevernment grant

bank loan

shajeer @shajeer (35) • India 22 Dec 06

i am planning to start a new venture and financially i am aliitle bit tight. iam plannig to get a bank loan for this . pls post valuable responses.should i try for this or should i try some other way.

Have you taken Bank Loan anytime ?

fbb198 @fbb198 (1322) • India 20 Nov 06

1 response