credit card debt

Tagged Discussions

U.S. Credit Cards Debt is at $988 Billion

Kharla Jolly @kobesbuddy (78833) • East Tawas, Michigan 10 Jun 23

Goodness, I never imagined that the credit card debt in this nation is so humungus ! If someone told me it was $98 Billion, I would have been shocked by this high amount! Nope, it's 900 Billion dollars higher:( I stopped using...

9 responses •

9 people

Get an extra incentive to pay off more of your credit card debt.

flpoolbum @flpoolbum (2978) • United States 16 Jun 18

When paying my credit card bills, I try to pay at least the minimum amount PLUS the interest charge, so that the whole amount of the minimum payment goes toward the balance. Obviously, paying more than that would be even better....

credit card debt

credit card interest charges

7 responses •

6 people

National Debt Relief Thoughts? Experiences?

Lauraleigh99 @Lauraleigh99 (4718) • United States 8 Sep 17

I have a friend that is about $50000 in credit card debt and he just enrolled in a program under National Debt Relief. I have been researching the company for the last week cause he asked me what I thought of it. I don't know...

national debt relief

credit card debt

1 response •

1 person

Spend and redeem credit card promotion

scheng1 @scheng1 (24649) • Singapore 6 Feb 16

Spend and redeem credit card promotion is one of the most popular ones. The credit card companies allow you to redeem various items when you charge different sum to your credit card. If you spend just a few hundred dollars, you...

credit card promotion

credit card

credit card debt

3 responses •

3 people

My financial life so far - January 2016

SinfulRose @SinfulRose (3527) • Davao, Philippines 29 Jan 16

It’s been a while since I’ve been active here. You know, life has been catching up to me and all. Working in Fiverr has been great. There are people asking me questions almost every other day. By the way, here’s my username over...

4 responses •

2 people

Credit card promotions

scheng1 @scheng1 (24649) • Singapore 20 Dec 15

Perhaps the only real benefit of having a credit card is the frequent promotions offered by the credit card companies. When you have saved up for ages to have a good meal in a restaurant, and the restaurant runs a 15% discount...

credit card promotions

credit card

credit card debt

8 responses •

5 people

A beggar without any asset is richer than many working adults

scheng1 @scheng1 (24649) • Singapore 20 Dec 15

Getting into debt is worse than being poor. A beggar without any asset is richer than many working adults with high debt. The working adults are not working to get rich. They are working to pay off debt. If the debt is credit...

6 responses •

6 people

Need to pay credit card bill of $2000 next month

scheng1 @scheng1 (24649) • Singapore 19 Dec 15

I have charged $2000 to my credit card this month, and I have to pay the bill next month. In an earlier discussion, I mention that I spent 1500 in 2 days. After that, I spent about $500 for the whole of the month. It is...

credit card bill

credit card

credit card debt

8 responses •

6 people

I earn money from my credit card

scheng1 @scheng1 (24649) • Singapore 8 Dec 15

Many people blame credit cards for their financial woes. They are wrong to blame credit cards, because they spend money, not that the credit cards ask them to spend money. I am always careful with my money, and that is why I...

3 responses •

3 people

Credit card debts

sofs @sofssu (23660) 23 Aug 15

I am so against using the credit card except for online purchases when I need to use them. I don't mind using a debit card from time to time. I hate being in debt, so I prefer to buy with cash or use my debit card. If for some...

credit card debt

12 responses •

8 people

Is that a testing?

kingparker @kingparker (9673) • United States 20 Jul 12

I vow to get rid of my debt as soon as possible. I want to get rid 2 credit card debts within this year, and the rest of it by next year or the year after. Now, I saw some great discount online sales, and I also have a wedding and...

buying

debt

testing

4 responses

Do i need to pay someones debt?

Mikaela_taz25 @Mikaela_taz25 (1842) • Philippines 12 Oct 11

My cousin asking me to used my credit card last year for some important matter, since she is my cousin i lend her my card and i make sure to it that she need to pay on the due date, after several use she is consistently pay the...

12 responses

Has Anyone Out There Had Help With A Gambling Addiction?

Janey1966 @Janey1966 (24170) • Carlisle, England 5 Jan 11

At the moment I don't know what to do. Years ago I lived with a guy who lied to me on a regular basis and it got to the stage where I couldn't distinguish the truth from the lies, so I left him. All that was over financies and...

credit card debt

4 responses •

2 people

The US Government Can Continue Using Credit, Going Further in Debt Why Can't We

vmenard @vmenard (895) • United States 16 Feb 10

As credit cards continue slashing available credits, I wonder why no one slashes the US governments "credit." How much debt will this country be allowed to amass?

credit card debt

debt

us government

1 response •

1 person

my friend was summons to credit card debt

clorissa123 @clorissa123 (4926) • United States 13 Dec 09

A friend of mine asked me for help on Friday, because he was served with a summon from the local court from a credit card company. Since he out of work, he was defaulted on his credit card bills. Now, the credit card decided to...

credit card debt

summons

3 responses

Honestly do you owe money on credit cards and is it getting you down like me?

mynot1 @mynot1 (44) • New Zealand 11 Nov 09

I am definitely being hit by the recession.... I over spent in the good times and now I am paying for. My job has been cut down to three days and I can hardly afford to keep my head above water, I have been trying to find other...

2 responses

need help/advice for credit card debt

mikeysmom @mikeysmom (2088) • United States 29 Mar 09

there are so many ads out there on tv and radio for these supposed credit counseling agencies that can consolidate your credit card debt and even get your principle balance and interest down. i know many of them are scams and have...

credit card debt

debt

debt consolidation

1 response

Credit Card debt

Kim100and1 @Kim100and1 (10) • United States 4 Nov 08

I have $40,000 in credit card debt. I am current with my payments, minimum payments, no home equity. Any one out there have some ideas without filiung bunkruptcy?

credit card debt

1 response

Credit Cards

tiner177 @tiner177 (13) • United States 18 Aug 08

So, I feel into the typical college student trap. I got my first credit card when I turned 19. And then I got my second one a few months later. Now, at the age of 21, I have a total of 11 credit cards with $4500 worth of debt on...

credit card debt

2 responses

Debt-Free at Long Last... FINALLY!!!

ihearttinytim @ihearttinytim (614) • United States 16 Aug 08

It has taken me over 5 years to get out of credit card debt. Not that I spent more than what I made; no. Just that really HUGE problems would always arise once i finally got the sum of money saved up to pay off a card. For...

4 responses