divitiae

@divitiae (193)

Age 37

Joined myLot 15 years ago

All Activity

Responses (88)

divitiae's Responses

Investment

thomas22 @thomas22 (4) 2 Sep 11

Can you guys suggest me a best investment plan for the future ?

future plan

investment

money

7 responses

divitiae over time shares have tended to out perform other asset classes, I have quite a lot in pharma and some tobacco and consumer staples.

4 Sep 11

Should I sell gold at this time or not?

Polang @tkonlinevn (6427) • Vietnam 24 Jul 11

Hello All, Are you interested in gold market? Gold price is increasing very high. I want to sell the gold I have. However, I'm afraid that gold price will be increased in the next time. Should I sell gold at this time?...

5 responses

divitiae gold does look very high but then so is inflation, how about setting a trailing profit saving order? I am not in gold myself.

25 Jul 11

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1 comment

$9,500,000 a really good deal

Nicholas Kimulu @nickmuteti (250) • Nairobi, Kenya 19 Jul 11

In a good morning some one sends me a mail claiming to be a bank accountant in Burkina Faso a country in Africa. He says that there was a man living there who died and left these good money in the account and he wanted to transfer...

16 responses

divitiae reply to the address just to waste his time but do it from a web based email acc so he dosen't know who bit, that way you won't go on a suckers list and get loads more spam. Act like you are keen but then start introducing paranoid concerns, say you think a...

24 Jul 11

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1 comment

What would you suggest as a safe and profitable investment?

Alechin @Alechin (217) • Slovak Republic 21 Jul 11

I have little economical knowledge and i would like to know what your opinion is about investing. I was told it was very wise to invest into gold and silver. I dont know about that. It certainly seems to be a safe investment but...

5 responses •

1 person

divitiae I would invest in shares via a cheap tracker whilst learning more about researching individual companies. Over time shares have tended to go up by about 10% a yr on average whilst gold has only just kept up with inflation.

22 Jul 11

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1 comment

the 60 % soulution

pbbbsra @pbbbsra (1214) • Philippines 22 Jul 11

I've read an article written by Richard Jenkins. He talked about how we actually save an make a better budget. He put the daily expenses, house mortgages and tax and all the fixed expenses on the 60%. He deducts the 60% as a sure...

budget

4 responses

divitiae 40% is completly arbitary, you need to look at how much you need to save in order to meet your personal goals and to decide how important these goals are relative to immediate uses for the money, if your income doubled tomorrow that dosen't mean the price of...

22 Jul 11

What Would You Do If a Bank Offered one hundred dollars extra..

lindaharding627 @lindaharding627 (1442) • United States 29 Jun 11

for starting an account with them and leaving your money there one month. My husband and I thought of doing this, but after carefully asking others about it, they said that the bank staff are rude and they will not help out the...

9 responses •

2 people

divitiae is the money guaranteed by the state? How much do you need to put in? You could buy another mobile for less than $100 to avoid the marketing. If you are leaving the money alone for a month does it matter if they are rude? you will only deal with them...

29 Jun 11

How much do cigarettes cost in your area? Graphic pictures on smokes!

free_man @free_man (7330) • United States 21 Jun 11

They are talking about putting graphic pictures on cigarettes to stop people from buying them. Not a good thing to start smoking. But I have been smoking for many years and was wondering how much smokes cost where you live? Here...

graphic pictures on our cigarette packs

how much more do they want from us

31 responses •

6 people

divitiae In the UK 20 cigarettes are about 5 or 6 pounds with 2 thirds goning to the treasury. I have worked in a shop selling them and I have seen that lots of people are affected by the images on the backs because they ask for packs with the specific warnings which...

23 Jun 11

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1 comment

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1 person

My friend works his way through to clean those debts

kingparker @kingparker (9673) • United States 21 Jun 11

I absolutely admire my friend on this, and he is my idol on what he did. For a whole year hard work, he work 2 - 3 jobs, and he simply find any money - making jobs he could, and do his best, work 7 days a week, for a whole year,...

debt

friends

work

11 responses •

1 person

divitiae Thats fantastic, make sure you find time to check you are getting the best rate on your debts first as that only takes minuites but any extra interest soon wipes out hours of work.

23 Jun 11

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1 person

what do you want to do if you wnat to start up a new business ?

wildlittlefan @wildlittlefan (4680) • Hong Kong 16 Jun 11

I always think that it would be fun to start up a business by with some kind of fats food restaurant. We have so many business like that in Hong Kong and they are making good money from all these except the rent will always be...

8 responses •

1 person

divitiae I agree you can get a good margin just for availability doing food so I own shares in greggs.

16 Jun 11

Isn't it possible that the economy just can't get much better?

BalthasarTheRat @BalthasarTheRat (656) • United States 16 Jun 11

Every political party and every business promises to do this or that to improve the economy: basically thinking they have the answer to making growth, the percentage of increase over last years profits, "grow". But we exist in...

2 responses

divitiae We are a long way from peak production, in fact there is more known oil now than ever before and we are now seeing tech which can create oil from renewable sugar using microbes. Technology is increasing far faster that consumption and there is a whole...

16 Jun 11

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1 comment

What are the drawbacks of joining a networking business?

gwapamei @gwapamei (15) • Philippines 14 Jun 11

there is a networking business that is becoming popular in our city. It requires a small capital and in exchange you'll get a product that you'd have to sell at a discounted price. truth of the matter is, people are joining in...

networking

7 responses •

3 people

divitiae Do you get money when they join or when they make money selling the product? If you are paid out of what they pay to join it is a scam otherwise still be careful and only go in if you are confident you would make money even without recruiting just by selling...

16 Jun 11

Stock market in declining, a friend also losing big money

kingparker @kingparker (9673) • United States 16 Jun 11

Yesterday morning, a friend and a co - worker of mine showing me his big lost from the stock market. Earlier, he purchase 200 shares from such stock, with a price of $80 per share. Through some small up and down, each share gone...

decline

investors

stock market

5 responses

divitiae My biggest loss is LLOY (a uk bank) where I am down 75% but I have also had big profits which I wouldn't have got without a depressed market throwing up opportunities. Was this a big proportion of your friends wealth? Is he investing more at these prices?

16 Jun 11

Buying Gold or Silver Coins

bostonphil @bostonphil (4459) • United States 12 Jun 11

I worry about the economy just like almost everyone else. And I wonder about what to do next. I am on a budget but I have a small savings. And I have some stocks -- but a very small portfolio. I do not want to buy any more stocks...

3 responses

divitiae If I had to buy gold I would use an ETF as it is cheaper and more liquid but personaly I am taking advantage of lower stock prices to put more into the markets right now. ETFs are available backed by coins as well as bars or derivatives.

16 Jun 11

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1 comment

Any paid to search sites?

oneidmnster @oneidmnster (1384) • United States 24 Apr 11

I'm looking for a legitimate paid to search site.Does anyone know of any?I was using Mypoints,but i can't get it to download on Firefox.IE is way too slow and is always freezing up my computer.

5 responses

divitiae nectar toolbar pays 1 nectar point for 2 searches up to a maximum of 50 points per month, this is worth 25p if spent at sainsbury's.

24 Apr 11

How many glass of water we drink ervey day for health?

mark98 @mark98 (567) • China 19 Jan 11

At least 1500 milliliters per day Drink plenty of water both for healthy people or patients who are too important, not only can promote the excretion of toxic metabolites,but also reduce the local symptons of upper...

drink water

7 responses •

1 person

divitiae The main uses of water are as a neutral enviroment for reactions in cells and as a solvent for removing waste; the amount you should drink depends on the number of cells (your weight), the number of reactions per cell (your metabolism) and the amount of waste...

20 Jan 11

Mutual Fund Investment is it worth?

Chaitra Vasanth @chaitra001 (3278) • Bangalore, India 28 Dec 10

Hi friends.. is it worth to invest on Mutual funds which say that they will give double or nearly 3-4 times of our investment.. I dont have much knowledge about how they can give us that much? and its really a reputed Mutual Fund...

mutual fund

7 responses •

1 person

divitiae I would be very surprised to see that level of return on a mutual because the point is to spread risk over several shares so you get a more average return than buyiung individual companies. I am not familiar with funds publishing expected returns, are you...

28 Dec 10

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1 comment

Is coke a remedy for headache?

xxj3ffxx @xxj3ffxx (501) • Australia 28 Dec 10

This evening, I was having a hard time with my headache and my friend told me to drink coke and it will ease the pain. To my surprise he gave me some coke that he just bought from Mc donald, and It works! I felt no pain for a...

14 responses •

2 people

divitiae It should make a headache worse because caffeine acts as a neurotransmitter so it should make you feel more of anything. However if the headache was caused by dehydration drinking coke would give a net fluid gain despite the diaretic effects (but it would...

28 Dec 10

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1 comment

Can Dictatorship be used for a good cause of a country?

sundar01081979 @sundar01081979 (113) • India 27 Dec 10

I know Dictatorship is bad. While I was thinking about it, I had this thought. Sometimes being democratic also affects a country in many ways so can Dictatorship be used in a good way for the betterment of a country and it's...

dictatorship

7 responses

divitiae Why would it be run for the good of the country and citizens? If the dictator is not corrupt won't they run it for the general good of the world?

28 Dec 10

Inflation.

DoctorDidi @DoctorDidi (7018) • India 25 Dec 10

Returns from fixed deposits, bonds and other debt instruments are whittled down by inflation. So some financial experts suggest compulsory investment into the stock market. But common people like me have no idea, even the...

6 responses •

1 person

divitiae I do like shares so I would suggest investing in a tracker if you are not inclined to do the research however commodities are also an inflation hedge and their are bonds with inflation linking.

26 Dec 10