How in the world do I only have $11.84 in my bank account.
By AmberLynn
@ScribbledAdNauseum (104615)
United States
June 1, 2017 2:15pm CST
Oh that's right, responsibilities.
At the beginning of the month, my credit card comes due, as well as my insurance. So that's $245.00 combined down the drain. I only had about $300.00 to start with. I bought myself some supper the other day, and that was $16.00. Of course that lasted me three days so not bad really.
Then I had to go and get some medicine, about $8.00.
So yeah, that's how I only have $11.84 in my account. That combined with the fact I only get about 16 hours a week.
I scrap by, but just.
I wish I could have told my childhood self that growing up is overrated.
13 people like this
15 responses
@TiarasOceanView (70020)
• United States
1 Jun 17
@ScribbledAdNauseum 
We are both poor.
We are both poor.1 person likes this
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
@TiarasOceanView 
Not that that's anything to cheer about.. but hey misery loves company.
Not that that's anything to cheer about.. but hey misery loves company.1 person likes this
@ScribbledAdNauseum (104615)
• United States
1 Jun 17
Well I feel rich in comparison. 
1 person likes this
@m_audrey6788 (58468)
• Germany
1 Jun 17
It is ok..I know life is really not easy but on the second thought we all survive because we never stop believing that we can survive..Wish you a nice day ahead 
1 person likes this
@ScribbledAdNauseum (104615)
• United States
1 Jun 17
Yes, life goes on. I'm not "broke", just nearly there. It's all in how you look at it.
1 person likes this
@chooseyourmissy1234 (532)
• , New York
2 Jun 17
Swish ful thinking, and so true. Thank you for this comment.
1 person likes this
@minx267 (15526)
• Hartford, Connecticut
2 Jun 17
@ScribbledAdNauseum I let them increase I just don't charge more than I have.
I pay off every card completely at the end of every monthly period.
No exceptions.
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
@minx267 I don't use my cards a lot, but here lately I do retain a balance. Still, I pay more than the minimum, and don't charge to it if I can help it.
1 person likes this
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
When I was in my early adulthood, I had maxed out a credit card and struggled to pay. I got that resolved, but won't make the same mistake again.
It took me around eight years to finally get another credit card, and I am adamant about making payments on time. So much so, that the company has offered me credit line increases. I've always had to decline because my financial situation is worse than it was before, and I couldn't justify increasing the limit.
1 person likes this
@LovingMyBabies (85923)
• Valdosta, Georgia
2 Jun 17
I absolutely agree! I wish i spent more time enjoying my childhood. I tell my oldest daughter this all the time!
1 person likes this
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
I don't have children, but I try to tell my niece and nephew they should get outside more and not be on their phones all the time!
@AbbyGreenhill (45490)
• United States
2 Jun 17
You need to plan for when you're really old. Having only that much money as a senior citizen could be life threatening.
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
I have a separate savings account that I do not touch and a 401K. The money i speak of here is my day to day spending / bills.
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
@AbbyGreenhill Oh, I have been robbed... By corporate America. My job wasn't giving me many hours. They are starting to fix that.. A little too late as I am trying to find alternate work. I've had enough of this company.
@AbbyGreenhill (45490)
• United States
2 Jun 17
@ScribbledAdNauseum Well, if my bank balanced was that low I would assume someone robbed me!
@luispas (1674)
• Venezuela
2 Jun 17
The money never lasts :( that's so sad. I am not a person who saves money, but I should do it, because I waste so much in stupid things.
At least you have something haha
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
Saving money was drilled into me ever since I Was little. Even so, my early 20's saw some stupud mistakes. I am now approaching thirty, and have learned to save save save. Even so, you can only do so much on limited income. I am trying to remedy that, but it doesn't happen over night.
1 person likes this
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
@luispas Good luck to you.
I come from a family where the men save and the women spend spend spend. I am of the latter gender, but still try to act more like the former.
1 person likes this
@luispas (1674)
• Venezuela
2 Jun 17
@ScribbledAdNauseum you deal with my same problem :( I hope I can learn how to control myself.
1 person likes this
@dodo19 (48210)
• Beaconsfield, Quebec
2 Jun 17
@ScribbledAdNauseum Yup. Not easy, but being an adult can still be fun, for sure.
1 person likes this
@ScribbledAdNauseum (104615)
• United States
1 Jun 17
Never easy, sometimes fun.
1 person likes this
@celticeagle (190127)
• Boise, Idaho
2 Jun 17
@ScribbledAdNauseum ......That must be it then.
1 person likes this
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
There were several other things, like hulu coming out, and a few purchases I made at work (drinks and snacks to get me by).
1 person likes this
.
At least your bank account is positive, bank overdrafts are expensive
.@ScribbledAdNauseum (104615)
• United States
1 Jun 17
Oh, I've had an overdraft or two, but not in many many years. I learned my lesson quick on that.. Though it wasn't completely my fault as the bank I was at are swindlers.
1 person likes this
@ricki_911 (21625)
• Toronto, Ontario
1 Jun 17
I have $4.72 . All my bills are paid for this month I just need to pay my VISA and put money into savings.
. All my bills are paid for this month I just need to pay my VISA and put money into savings.@ScribbledAdNauseum (104615)
• United States
2 Jun 17
I get paid weekly, so I'll be paid again on Monday night / tuesday morning.
I have another couple of things to pay, but they are mid-month so I am okay until then.
I just hate that I won't be able to deposit into savings this week.
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
It has it's moments, but financial responsibilities are never a walk in the park.
@Freelanzer (10782)
• Canada
1 Jun 17
On the positive side you were able to pay your bills and eat - some are not that fortunate. Hopefully you can find a way to manage things so that things are not so tight.
@ScribbledAdNauseum (104615)
• United States
1 Jun 17
Yes, I was able to eat, which is good.
I have a lot of savings, but I don't like to touch that if I can help it.
1 person likes this
@Poppylicious (11134)
• United Kingdom
2 Jun 17
Time to find a wealthy partner! Lolz. But seriously, I am so grateful to have money in my bank account. It does make life a little bit less stressful.
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
I think I've been "put off" on partners altogether, atleast for the foreseeable future. Being married to a controlling _ _ _ does that to you.
Though you do remind me of something my mom always said when I was growing up. She told me she wished she could find a wealthy man (also one, who consequently, was dying) to leave all of their money to her. She would have bought a big plot of land for a lot of dogs...
I am used to having, atleast, $600.00 in my bank account at all times.
@Courtlynn (67089)
• United States
1 Jun 17
I agree, at least it was spent on bills and food. And you aren't overdrafted.
@ScribbledAdNauseum (104615)
• United States
1 Jun 17
Over drafting is a pain! I had a bad experience with Bank of America in my young adulthood, and it was horrible. I do all I can NOT to over draft now.
1 person likes this
@Courtlynn (67089)
• United States
1 Jun 17
@ScribbledAdNauseum my bank wont let us over draft. Thankfully.
1 person likes this
@ScribbledAdNauseum (104615)
• United States
2 Jun 17
@Courtlynn The one I have now won't either. I have wells fargo. If I start to overdraft it takes from my "way2save" account.
I have 2 savings accounts with them.
1 person likes this
@porwest (112928)
• United States
28 Apr 21
Ouch. Gotta get some financial orders in place. lol. Honest to goodness, it is rare that my checking account ALONE falls under $10,000. I also have multiple savings and investment accounts. I tend to not like needing money in the short term, but rather having it all the time and plenty of it.
