Get Rich And Retire

@andriaperry (116860)
Anniston, Alabama
January 4, 2018 8:51am CST
I know many have made resolutions, or new goals for 2018 and yes I am one of those people. Last year I failed at all of them but one, I did lose 10 pounds and kept it off, although the goal was a little higher. The point is I try to better myself. This year I made more simple resolutions, well, one is always harder and I am sure I can achieve all of these. I also work on "year" plans. Meaning what or where I want to be in one year, five years and ten years. With the bigger picture at my age to be retirement, early retirement that is. So, to get there I need to get rich because I am one of those people who will not be drawing social security when I get old, even if it is still around, because for most of my life I have ran my own businesses. Now ....... How do I get rich? Photo mine.
42 people like this
49 responses
@JohnRoberts (109857)
• Los Angeles, California
4 Jan 18
Win the lottery!
6 people like this
@shaggin (71663)
• United States
4 Jan 18
@andriaperry wow is it a no gambling state?
4 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
@shaggin But we can travel in any direction and buy tickets from everyone of those states.
6 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
We do not have lottery in Alabama.
5 people like this
@BelleStarr (61047)
• United States
4 Jan 18
We both worked for others and those others offered pensions too so that is how we got where we are. At this point, yikes, I guess you need to keep working or get those 40 quarters in, you still have time and/or marry a rich man, does he have to be old? lol I think I would have still opted for putting the payments into SS, you only need to do it for 10 years to protect yourself.
6 people like this
@BelleStarr (61047)
• United States
4 Jan 18
@andriaperry Are you trying to be self-sustaining? Hey if you make more energy with solar than you use you can even sell it, I see a rich future there. Or maybe a wind turbine, you can make lots of energy to sell. We already have a well and a septic, my daughter has the solar panels and my friend has a geo-thermal home; all great ways to save.
5 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
@BelleStarr Yes that was the plan.
3 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
I think I will save, go solar and get a well. read books free from the library, I think I can do it till I die
5 people like this
@toniganzon (72279)
• Philippines
5 Jan 18
For some reason getting rich has never been a goal of mine. Getting enough money to live comfortably is. I'm afraid to get really rich for some reason.
3 people like this
@toniganzon (72279)
• Philippines
5 Jan 18
@andriaperry My parents were killed because of money and politics. I think my fear started from that. I was only 13 when that happened. Somebody entered our house, took all of our money and mom's jewelries and killed both my parents.
1 person likes this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
@toniganzon OMG! I am so sorry.
1 person likes this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
Not me, first I tell no one I am rich so they wont bum money. Next I can live and not worry about dealing with people daily at work. That would be heaven!
1 person likes this
@DianneN (247191)
• United States
4 Jan 18
I don't know how rich you want to be, but we were very lucky to be able to retire early. My husband and I receive fabulous pensions, ( his is more than triple mine, and mine is quite hefty),we saved surplus money every month, both invested in various in TSAs and 401s through work, and have two financial investment advisors, a tax attorney, and an accountant who manage our funds for us. Life is good, and we don't have a mortgage, paid cash for our condo and four cars, nor any debt. We can live off our pensions with money leftover for travel, luxury items, etc. I suggest you see an investment advisor. My brother owns his own business and has no financial worries when he retires.
3 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
I do have a financial advising firm and a CPA. I have no debt at all, all the rentals and my home are paid for,I refuse to own a credit card, all of the cars/trucks are paid for too. I am about to give my sister a car and sell one of the trucks. By no means am I poor but I am looking to make money to save for my old age, and for a little travel.
3 people like this
@DianneN (247191)
• United States
5 Jan 18
@andriaperry You sound like you're on the right track.
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
1 person likes this
@NJChicaa (116106)
• United States
4 Jan 18
Why can't you collect SS? You've been paying taxes all of these years. Is it because you haven't been paying SS tax?
3 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
That is right, people who own businesses have the option of paying into SS or not, when you have to pay income taxes ( I have never gotten a tax refund) that is the last thing you are thinking about, since most of my monthly income pays freaking insurance I cannot afford to pay SS too. One of those damn if you do damn if you don`t situations.
6 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
@NJChicaa I cannot imagine going out daily and working for someone else.
3 people like this
@NJChicaa (116106)
• United States
4 Jan 18
@andriaperry oh man that stinks. Makes me glad that I'm just an employee. I show up, do my job, and let someone else deal with all of the taxes, deductions, etc. from my paycheck.
3 people like this
• Kathmandu, Nepal
4 Jan 18
Great! First of all I wish you best of luck for everything ! I am very happy that you shared your resolution for 2018! Yeah, it is little difficult to get what we want but we will get closer ! I hope you will get what you have wished and your retirement life will be better! I suggest you to write a book in this New Year ! I think that would be great investment for the rest of your life! Thank you and have a great day!
3 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
I do have 2 books written. But that market is hard to get into and you have to have a agent to submit to the best publishing companies. Sure I can post it on Amazon but no one gets rich from those. Thanks for the ideas.
3 people like this
• Kathmandu, Nepal
4 Jan 18
@andriaperry Well, what genre of books have you written? I didn’t know you were the writer! I am feeling Great to have discussion with you !
2 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
@creativeaashish LOL, I have not published. I have a cook book finished and a book pf poetry.
2 people like this
@shaggin (71663)
• United States
4 Jan 18
Has your husband always ran the business as well? If not when he retires you can collect his retirement as well. I don't know much about it but I know that is what my parents will do when my dad reaches retirement age as my mom has not worked for a actual paycheck in about 20 years. She babysat when I was young and has cleaned houses for the past 15 years.
2 people like this
@shaggin (71663)
• United States
4 Jan 18
@andriaperry Oh lol I thought you and Tony were married. Well marry him and if your married for 10 years you can collect his when he retires
3 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
I am not married. So no.
2 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
@shaggin NO! that would be incest.
3 people like this
@yugocean (9965)
• India
4 Jan 18
Getting rich requires lots of work with luck; it all depends, I am not lucky that much but I am still very fine with grace of almighty. Lets start our own cryptocurrency and get rich as bitcoin.
2 people like this
@yugocean (9965)
• India
5 Jan 18
@andriaperry Bitcoin is not a joke, at least not now, it is now in forex exchange type of business.
1 person likes this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
@yugocean And are you paying rent and your power bill with Bitcoin?
1 person likes this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
LOL, I think bitcoin is a joke. I do not really believe in luck but I do believe in God and I know he will put me where I need to be.
2 people like this
@marlina (154165)
• Canada
4 Jan 18
If I knew the answer to this question , I would be richer than Bill Gates, Warren Buffet, etc all together.
3 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
Do you think they will share their secrets with me?
3 people like this
@lovebuglena (43081)
• Staten Island, New York
4 Jan 18
Maybe play the lotto... You never know...
2 people like this
@lovebuglena (43081)
• Staten Island, New York
5 Jan 18
@andriaperry Yes but it's only $1. This lady in my area wanted to buy a $1 scratch lotto ticket. The person gave her a $10 one by mistake. She didn't want to get it but then gave in and ended up winning $10,000,000.
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
When I spend one dollar and I dont win, I just lost money.
1 person likes this
@thelme55 (76481)
• Germany
4 Jan 18
Hmm....If only I know how to get rich I could tell you. Marrying a rich man might be an option but he might be a stingy rich man.
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
That may be why he is rich!
2 people like this
@thelme55 (76481)
• Germany
7 Jan 18
@andriaperry for sure that is one of the reasons why he is rich .
1 person likes this
@nela13 (55734)
• Portugal
5 Jan 18
I am looking for that answer too if you find It please let me know
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
I will tell everyone how to do it.
1 person likes this
@nela13 (55734)
• Portugal
5 Jan 18
@FayeHazel (40246)
• United States
4 Jan 18
All the best! Always good to keep bettering oneself. I have found great help in adjusting my spending - not splurging on little items has helped me a lot surprisingly
2 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
I don`t spend a lot, as you know they call me the coupon Queen around here. Yesterday I used coupons and got what I "needed" three 12 pack rolls of toilet paper, 260 paper plates, 2 bottle of cough syrup and bananas for just at $14. I saved over $30 using coupons.
3 people like this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
@Marty1 No you are not! we all have to start somewhere, I think its great you saved money!
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
@Marty1 Yes, tonight I only save 1.78.
2 people like this
@Ganma7 (3664)
4 Jan 18
Think of something no one else has thought of and run with it
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
That is hard to do but I am a thinkin.
2 people like this
@Ganma7 (3664)
5 Jan 18
@andriaperry You can do it
2 people like this
@Ithink (9980)
• United States
4 Jan 18
Oh wish I had the answer for that, then again if I did my hubby could retire soon. He has paid in but of course the SS payments are usually not enough to really love off of. Like you we need about 2000 a month. If we can get things paid off and finished here I might be able to do it for less. Hope it works out for you.
2 people like this
@Ithink (9980)
• United States
5 Jan 18
@andriaperry That is so true. I was telling Rick, you work your whole life when you are young and have your health, but are tied down to a job. Then you retire and are tired and don't have money to even really do anything BUT you have a lot of time.
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
No one I know lives very good on SS.
2 people like this
@jstory07 (134518)
• Roseburg, Oregon
4 Jan 18
You will have to marry a rich man or win the lotto one of the big jackpots.
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
Are there a lot of rich men?
1 person likes this
@hostessman (11871)
• Tucson, Arizona
4 Jan 18
good luck,, when you figure out how to get rick be sure to let me know---we are already retired---so we need to get rich without working----also kind of lazy and don't want to work
2 people like this
@hostessman (11871)
• Tucson, Arizona
5 Jan 18
@andriaperry i don't want the knowledge, i want the money
1 person likes this
@andriaperry (116860)
• Anniston, Alabama
4 Jan 18
LOL, I am not old and lazy, yet! I will share my knowledge with you, when I get rich.
2 people like this
• United States
4 Jan 18
Hope you do a follow-up with your "get rich" plan. You're smart to plan ahead for your retirement
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
LOL. I better get started soon..
2 people like this
@db20747 (43427)
• Washington, District Of Columbia
4 Jan 18
Here's some news u might use. Once you turn 65 you are eligible for ssi, supplemental social security no matter how many quarters you put in. Not a lot but it may help
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
Thanks for that inf, anything would be better than nothing.
1 person likes this
• Defuniak Springs, Florida
4 Jan 18
Go viral on youtube like the youngin's lol.
2 people like this
@andriaperry (116860)
• Anniston, Alabama
5 Jan 18
That is a huge thought!
1 person likes this
• Defuniak Springs, Florida
6 Jan 18
@andriaperry It seems like social media is the way to do it these days.