Our caravan insurance has gone down.

@JudyEv (382021)
Rockingham, Australia
November 30, 2021 5:22pm CST
We own a caravan and recently received a bill for insurance. As the letter had been redirected from our previous home, Vince rang them to change the address. The girl was very helpful and he was able to pay the bill at the same time. However, the premium had gone up quite a bit and the reason was the change of postcode. Vince told the girl that the caravan wasn’t actually kept at the village but at another address. He gave her the postcode for that place and the price went down, even lower than the original amount. So we were pretty happy at the end of that call. For my American friends, postcode = zipcode Photo of our caravan and annex
24 people like this
25 responses
@wolfgirl569 (135723)
• Marion, Ohio
1 Dec 21
That was great.
4 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
It was quite surprising. Not often a premium goes down.
3 people like this
@wolfgirl569 (135723)
• Marion, Ohio
1 Dec 21
@JudyEv No they always go up.
2 people like this
@Faster16 (3248)
• Indonesia
1 Dec 21
congrats, you are lucky
4 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
We were indeed. Thanks.
2 people like this
@DaddyEvil (174405)
• United States
30 Nov 21
It's always nice when insurance prices go down, whatever the reason.
2 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
That's true. I don't understand their reasoning but that's okay.
2 people like this
@DaddyEvil (174405)
• United States
1 Dec 21
@JudyEv True, I'd think that's odd but would be happy with the result.
2 people like this
@Dena91 (17039)
• United States
1 Dec 21
That is great the cost came down because of where you store it. I'm sure you and Vince were very happy.
2 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
Certainly happy with the lesser price. The first price quoted was quite a bit more.
2 people like this
@RubyHawk (99367)
• Atlanta, Georgia
1 Dec 21
Love your caravan. My health insurance went way up but they couldn’t bring it down.
3 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
The caravan is very handy. Our health insurance goes up most years too.
2 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
@RubyHawk It is certainly cheaper too than paying hotel/motel bills.
2 people like this
@RubyHawk (99367)
• Atlanta, Georgia
1 Dec 21
@JudyEv It must make your traveling easier.
2 people like this
@CarolDM (203396)
• Nashville, Tennessee
1 Dec 21
That is nice to get the price down.
2 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
It was indeed. Especially good after being told the higher price first.
2 people like this
@CarolDM (203396)
• Nashville, Tennessee
1 Dec 21
1 person likes this
@snowy22315 (208890)
• United States
1 Dec 21
Yes, we figured out that riddle Judy...lol...postcode and zipcode. Not too tough... Anyway, it is wonderful your insurance went down when so many other things are going up!
1 person likes this
@snowy22315 (208890)
• United States
2 Dec 21
@JudyEv So true!
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
Price decreases in such instances aren't common.
1 person likes this
@Shavkat (141905)
• Philippines
1 Dec 21
That's a piece of great news.
1 person likes this
@Shavkat (141905)
• Philippines
2 Dec 21
@JudyEv No problem.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
We were really pleased. Thanks.
1 person likes this
@LadyDuck (502427)
• Italy
1 Dec 21
That is great, I think that we pay the insurance according to our physical address.
1 person likes this
@LadyDuck (502427)
• Italy
2 Dec 21
@JudyEv As you travel, it does not matter where you park your car, your address is what they use to decide your insurance prime. You can park your car in a safe are, go out in the morning to work and park it all the day in an unsafe place.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
I guess some areas of cities are more prone to criminal activity than others.
1 person likes this
@rakski (156388)
• Philippines
1 Dec 21
good that you were able to pay the insurance already
1 person likes this
@rakski (156388)
• Philippines
2 Dec 21
@JudyEv that is good to know
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
It's all sorted now and we don't have to worry about it for another twelve months.
1 person likes this
@RasmaSandra (98005)
• Daytona Beach, Florida
1 Dec 21
I love your caravan, A great way to travel, Lucky you having to pay less,
2 people like this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
It was totally unexpected. Usually you expect such prices to go up, not down.
2 people like this
@Chellezhere (6421)
• United States
1 Dec 21
You know, I have often wondered if insurance companies pulled that same trick in other countries. Back in 2013, when I was still driving, I wanted to change my address with the car insurance company to my dad's address. He lived in the West Passyunk neighborhood of South Philadelphia. And South Philly had a bad reputation long before the 2020 riots began - which I knew. But I did not expect the monthly premium for my little Dodge Neon to be nearly $500.00 (more than twice what I was already paying). So, I talked to my friend, whom I was temporarily living with, out in the suburbs, and she agreed to let me change my address to hers.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
That was a smart idea. Companies don't have a lot of ethics sometimes.
1 person likes this
• United States
2 Dec 21
@JudyEv No, they don't have a lot of ethics at all.
1 person likes this
@nela13 (59365)
• Portugal
1 Dec 21
It is great that the price went down
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
We were very surprised. It doesn't often go down.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
5 Dec 21
@nela13 Very definitely. lol
1 person likes this
@nela13 (59365)
• Portugal
4 Dec 21
@JudyEv it was a good surprise then
1 person likes this
@DocAndersen (54399)
• United States
1 Dec 21
that is awesome - price reductions are sometimes the benefit of moving. for me, I know the insurance premiums will go way down for cars once we live the Washington DC area.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
You can understand the reasons for some increases, that's for sure.
1 person likes this
@DocAndersen (54399)
• United States
2 Dec 21
@JudyEv sadly yes, in our area there is one or more accident per day!
1 person likes this
@kaylachan (84780)
• Daytona Beach, Florida
1 Dec 21
That's lucky that the price dropped due to where you live.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
1 Dec 21
Thanks. We were very surprised that it did.
1 person likes this
@kaylachan (84780)
• Daytona Beach, Florida
1 Dec 21
@JudyEv You're welcome.
1 person likes this
@LeaPea2417 (40029)
• Toccoa, Georgia
1 Dec 21
That's so nice when a price goes down.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
We certainly weren't expecting a decrease.
1 person likes this
@Fleura (35007)
• United Kingdom
1 Dec 21
That was a nice surprise! Normally things go up and up!
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
That's so true. It was a nice surprised when she quoted a lower price even than the original.
1 person likes this
@Ronrybs (21497)
• London, England
1 Dec 21
I knew that insurance was a bit of a postcode lottery, but it makes a change to win not just once, but twice!
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
A great surprise for the price to be lower even than the original. I can't imagine that happening too often.
1 person likes this
@LindaOHio (222302)
• United States
1 Dec 21
I'm glad you were able to save on your insurance.
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
Thanks. We were pretty pleased.
1 person likes this
@Vree0937 (3878)
• Indonesia
1 Dec 21
you have 2 gas propane at he back, Are you cooking inside too? or in annex?
1 person likes this
@JudyEv (382021)
• Rockingham, Australia
2 Dec 21
There are hot plates and an oven inside.