Depositing money into one's account

@Hannihar I had to deposit a US check a few months ago, it took two months to be credited but they charged nothing.

@LadyDuck That does not happen to me on this end. When I get a U.S. check here I am charged. I am glad you are not charged.

@LadyDuck You are lucky Anna. I am charged because that is how my bank is.

@Kandae11 Kandase, thank you for that answer and I believe it makes sense and that could be why they charge.

Do you get charged for making deposits?

@MarshaMusselman Yes, I get charged for everything.

@Hannihar I see I do not know why they do that but I think they have a reason for that.

@rsa101 Here you are charged for everything. I deposited a check into my bank and was charged and did not know they put the dollar check somewhere else in my account and had to have it transferred in to where I wanted and was charged. Transferring you are charged where I bank and also depositing is also charged here. I prefer to pay bills at the post office rather than the bank. It is much more expensive to pay at the bank but you are also charged at the post office. That is how it is here.

@rsa101 I guess they do have a reason but I have no idea what it is.

@Hannihar are you being charged to pay a bill? If that's the case you're not really depositing money but using that money to pay a bill. I can see where there might be a few for that. When you deposit money directly or thru direct deposits and the money sits in the bank without paying anything yet, are you still charged?

@Jenaisle No, I just deposit or pay the whole thing and am charged. When I paid at the bank I could see but when I paid at the post office I was still charged. I never will understand that.

@Hannihar I don’t understand it. It seems dishonest.

@RubyHawk That is how the banks operate it and it is not dishonest.

@RubyHawk You are lucky Ruby. My bank does charge and I can understand for withdrawing money there is a charge but when deposit or pay the whole thing I feel like it is punishment.

@Bubba90 Thank you for your response. Here in Jerusalem the bank I go to I am charged not only for withdrawing money but depositing as well.

@Bubba90 Yes, they do and I do not like that bank but we moved not too long ago and still dealing with things from the move and also other things come up so have not checked out other banks and also some of the banks you have to have so much in all the time and I am not sure I can do that. It is a pain switching banks and since we rent not sure how long we will be here where we live now.

@Hannihar omg they take a lot of profit

@sjvg1976 I am glad for you but here in Jerusalem I am charged. Maybe there is a bank that does not but I have not found it yet. I would love to change banks with this one but so far have not.

@RebeccasFarm I am glad you are not charged for that.

@Hannihar Typically our checking accounts have a monthly fee for them, most have a fee waiver which means if you keep a specific amount in the account your monthly fee will be rebated. But as far as transactions are concerned, only money coming out is considered to be a transaction, not deposits.

@Juliaacv I am glad for you. I still have not found the right bank I want to switch to yet. Most when you start fresh you have to have so much in the account. I cannot afford to start all over again, but, will continue to look for the right bank.

@Juliaacv ok and thanks for explaining it to me.

@Hannihar I think so!

@marlina You are lucky.

@marlina You are very lucky because you do not get charged for depositing.

@Hannihar here you get charged a monthly fee for maintenance unless you keep a minimum balance which I rarely ever do I also have money in a credit union and they don't charge a monthly fee but do they charge for writing checks just for using a debit card.

@MarshaMusselman Yes, I am charged for depositing, writing checks, and withdrawing money. Maybe things are done differently here than they are there. I have not found a bank yet that charges and someone told me about a bank but you have to keep a certain amount in it and not sure I can.

@MarshaMusselman I believe we are charged for everything. If void a check we are charged and i believe we are charged for each check we write from the bank.

@JudyEv You have a good point Judy.

@CarolDM Thank you Carol and you are so right in what you said.

@Hannihar

@Beestring I feel like here I have not found the right bank that does not charge. I just have not found the right bank yet I want to switch to.

@snowy22315 I agree, but, so far, have not found that bank.

@franxav With this bank I am charged whether I deposit it direct into my branch or another way.