How do you manage your bills?
@luisga814 (7138)
Quezon City, Philippines
July 16, 2022 9:56am CST
Hi there, my fellow myLotters.
It's already 10:44pm here in my computer clock.
How's your day? In my end, I find it happier than expected as few hours ago, my mother gave me a peso bank note an equivalent of $4. Not that big enough but it's valued more than anything else like I've won a million dollar in a lottery.
Anyway, my topic for today, how do you manage your bills?
Let me share you mine.
Every time I'll receive my salary at 4th or 5th of the month, it's already reserve for my water and internet bills every 6th or 7th of the month.
Coming from salary at 19th or 20th of the month, it's already reserve for apartment rental on the 20th of the month as well as my electricity bill on the 20th or 21st of the month.
We do our grocery every 5th and 20th of the month to supply our daily needs. We're not making any list to buy every time we go to the grocery. At least, it's already listed in our mind. We tend to manage for grocery of foods, household cleaning and other important things for Php2500($45) during the 5th of the month and (Php2000 ($35) during 20th of the month. Maybe, you're confused why the value is not equal? The answer is I'm paying high bills during the 20th because of apartment and electricity. Unlike for 5th is only reserves for internet and water bills plus grocery bills only.
How about you, how do you manage your bills?
13 people like this
14 responses
@Beestring (15372)
• Hong Kong
16 Jul 22
I'm semi retired, doing freelance work. Money deposited into my bank account when I completed my assignment. I usually pay all the bills, electricity, gas, management fee etc. via online banking towards the end of each month.
3 people like this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
Perfect! So normally, you don't have fix salary because it depends upon your freelance work.
2 people like this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
@sjvg1976 Yes. We have different dates of getting our salary however, we're almost the same in paying those bills. I don't even pay my bills for the last dates unlike some of my colleagues if the due date is 15th of the month, they'll pay on the 14th.
2 people like this
@sjvg1976 (42727)
• Delhi, India
16 Jul 22
@luisga814 that's fine as you use your money wisely.
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
@sjvg1976 When I'm became a breadwinner of this family of 4, I used to adjust some sort of a budget for every bills that I need to pay.
1 person likes this
@snowy22315 (209129)
• United States
16 Jul 22
Not as well as I could...although for the moment everything is paid.
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
@snowy22315 I hope you're doing well as soon as possible. I'm glad that you've paid all your bills right now.
1 person likes this
@DaddyEvil (174657)
• United States
17 Jul 22
I am semi-retired and doing freelance work. I told you about that.
I pay our rent on the 1st of every month along with the electric and gas bills. Pretty pays the internet bill on the 20th of the month. We buy groceries around the 4th and the 19th of the month. Pretty pays for gas in our car on the 1st of the month.
2 people like this
@luisga814 (7138)
• Quezon City, Philippines
17 Jul 22
@DaddyEvil Oh! I forgot that she's already 34. Thanks for reminding me. Lol.
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
17 Jul 22
That's great to know the division of paying these stuffs. Good to know that Pretty sharing to you already in the bills payment.
2 people like this
@akanetuk (2132)
•
16 Jul 22
@luisga814 oh okay with a lot of countries switching to 5G internet speed is expected to reach 300 MBPS
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
17 Jul 22
@akanetuk Yes it seems some of the areas already in the 5G.
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
Yes @akanetuk. We do have unlimited internet as well. Not that fast but it's enough for the entire family needs. We have 100 mbps only.
@DevMrSamEleazar (14164)
• Philippines
16 Jul 22
You can't manage the bills cuz its already printed or its already released, so you need to manage the people who use the things that make bills.
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
Great tease @DevMrSamEleazar. Like most of the time, I'm controlling your way of using our electricity and our gas for cooking, am I correct? 
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
@DevMrSamEleazar Oh! I'm sorry, I've overlooked that it seems you're teasing me. I've already have a record of our current electricity bills. I don't know if I can change the usage of it in the next coming days to control our monthly budget.
1 person likes this
@DevMrSamEleazar (14164)
• Philippines
16 Jul 22
@luisga814 Its not a tease. come on, its a truth. Cuz you cannot change the bills. but you can change the usage of it.
yes you are correct
1 person likes this
@louievill (28846)
• Philippines
17 Jul 22
I'm a businessman so I aways have cash on hand, I pay all my bills online via gcash and had set bill payment reminders 10 days before due date. We own our property so no rent but real estate tax ( amiliar), I also have to pay business permit, both real estate tax and business permit I need to settle yearly in person at the city hall.
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
17 Jul 22
Good to know that you've managed to pay your bills because you're a business owner.
1 person likes this
@FourWalls (86829)
• United States
16 Jul 22
I’m a very blessed person. I’ve lived in the same house for 33 years, and I’m finished paying on it. That means I don’t have a monthly mortgage/lease/rent. I usually schedule the bills I have for payment the last weekend of the month. My utilities are automatically deducted from my checking account, as is my car payment. Most everything I buy these days I pay for with a credit card, because their “cash back bonus” offers are 1% - 5% (depending on where I spend money), while my savings account pays 1/20th of one percent interest. I’m making more money spending it than saving it! 
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
@FourWalls Wow great to know your financial management. Good to know that you've finished paying the house you're living in. I remember the day that I bought for mortgage house a decade ago and because of flash flood then, I've forced myself to discontinue paying that house.
1 person likes this
@CookieMonster46 (13453)
• United States
17 Jul 22
I have to work on paying them off .I been in a nursing home. My daughtercpaid none and all credit closed . So now I have to pay.
@Marilynda1225 (91155)
• United States
16 Jul 22
I get paid at the beginning of each month and pay my bills when they come due (online banking). I put some away in savings and the rest is usually spent on groceries and other household stuff.
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
16 Jul 22
Good thing that you've manage to pay your online banking @Marilynda1225 with those bills as well as you've put something savings. Honestly, in my end, it's very rare for each salary that I can save something for our savings. Mostly nothing, just an exact amount.
@LindaOHio (222726)
• United States
17 Jul 22
We are on Social Security and pensions which is a fixed income. We manage just fine each month. We are both retired.
@misunderstood_zombie (8765)
• United States
17 Jul 22
I probably should have some type of budget but my money is all gone paying for bills and necessities before I could even start one. 
1 person likes this
@luisga814 (7138)
• Quezon City, Philippines
17 Jul 22
Good thing you've already manage to pay your bills.
