One phone call saved us $800
By Judy Evans
@JudyEv (326823)
Rockingham, Australia
May 9, 2024 6:57pm CST
The photo has nothing to do with the post. It’s an Australian ringneck parrot engaging his landing brakes. Some would have seen it before.
My husband is booked in for major surgery in a few weeks. The hospital rang to say our insurance company doesn’t cover a single room. We thought we were covered as we’ve been paying for the highest table but, sure enough, in the fine print – no single room.
Never one to be beaten, Vin rang the insurance company and, if we drop to the next level, they will cover a single room. Of course, other benefits are denied. These are pregnancy and IVF. As these won’t impact us at our age, we’ve dropped to the next level and saved ourselves $800 a year in the process. We won’t be covered for dialysis either but, Heaven forbid, if we need it we can jump back to the top level.
19 people like this
19 responses
@marguicha (216487)
• Chile
10 May
Health insurances are such pests. They seem to be winning always. I´m glad that you found a way.
3 people like this
@marguicha (216487)
• Chile
10 May
@JudyEv In my country there is a big problem with health insurance companies. It seems that they charged more than they should and a few people pocketed the money and now they cant return it.
2 people like this
@snowy22315 (171330)
• United States
10 May
Sometimes phone calls can make all the difference.
3 people like this
@xFiacre (12503)
• Ireland
10 May
@JudyEv I could never cope in a ward with other sick people and especially with their visitors. My wife had to share a room after giving birth with a 15 year old who had also just produced. ALL the girl’s school friends had to visit en mass to see the baby and gave my 35 year old wife the strangest looks as if to say “imagine someone her age getting pregnant”.
2 people like this
@MarshaMusselman (38723)
• Midland, Michigan
10 May
It's odd that single rooms aren't available to the higher insurance plan. Out hospital has concerned all their rooms into individual ones so that's something we don't have to be concerned with.
I hope he's not needing major surgery, but if he is out either way I pray that surgery is a success.
2 people like this
@MarshaMusselman (38723)
• Midland, Michigan
10 May
@JudyEv his surgery is around the end of May? I'll try to remember to keep him in my prayers about then.
1 person likes this
@JudyEv (326823)
• Rockingham, Australia
11 May
@MarshaMusselman 3rd of June to be exact. Any prayers would be much appreciated. Thanks.
1 person likes this
@LindaOHio (158794)
• United States
10 May
I'm glad you were able to save some money. Have a good day.
1 person likes this
@JudyEv (326823)
• Rockingham, Australia
14 May
@LindaOHio We are making really good use of our health insurance now. so far it has cost us very little.
1 person likes this
@LindaOHio (158794)
• United States
12 May
@JudyEv That's for sure. I am paying mega bills for my husband's ambulance transports (he's had many) and percentage of his hospital and rehab stays since February 1!!!
1 person likes this
@wolfgirl569 (96528)
• Marion, Ohio
10 May
Glad you made that phone call. Our hospital is now mostly single rooms
1 person likes this
@RasmaSandra (74146)
• Daytona Beach, Florida
10 May
Good for you and glad you found out in time,
1 person likes this
@JamesHxstatic (29384)
• Eugene, Oregon
10 May
That was a good phone call! Odd that they pay for a single on a lower level than you were.
1 person likes this
@JudyEv (326823)
• Rockingham, Australia
19 May
They could certainly be tailored better to age/gender needs.
@BarBaraPrz (45685)
• St. Catharines, Ontario
10 May
Odd that the highest level doesn't cover a single room.
1 person likes this
@kaylachan (59025)
• Daytona Beach, Florida
10 May
Save the money where you can. Good for you. I hope the surgy goes well.
1 person likes this
@Beestring (13495)
• Hong Kong
10 May
Sometimes insurance companies have weird policy. I'm glad you save $800.
Hope all goes well with the surgery.
1 person likes this
