Dumb move averted - money in the bank.

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As I was relating to @Traceyjayne last night, my mortgage deal is up for renewal after a two year fixed rate arrangement. What I dreaded most was the hassle. I was tempted to just let my lender put me on to their standard rate that would have seen my monthly payment increase by £50 - I suppose that’s what they were hoping I would do. I just hate hassle and having to sort these things out. The young whipper snappers you have to deal with on the phone are generally English with funny accents, they speak too quickly and baffle me with jargon. But yesterday the guy who initially organised my mortgage called me, knowing that I was due for a re-jig, and wanting to know if i would like him to look into it. The answer was a resounding yes. While we were on the phone he did his magic, and within 15 minutes I was paying £90 a month LESS for the roof over my head. There were no fees to pay for the pleasure and I didn’t even have to go through the rigmarole of sending off proof of identity and address. That £90 of course is spoken for - it’ll be put to work to generate income that I can use to prop up the Greek economy next time I’m down that way. This brings that time closer.