No longer get $100
By Lena Kovadlo
@lovebuglena (51749)
Staten Island, New York
May 7, 2026 1:14pm CST
In March I asked my mom to contact the health insurance guy that she dealt with previously to help me renew my insurance. I could’ve attempted to do it myself online but I was hesitant to do so because I was worried that I wouldn’t be able to do it correctly.
Instead of renewing my insurance the guy got me a completely new insurance because supposedly that one is better and they don’t automatically assign you to a physician, which my old insurance did.
With the old insurance I used to get an OTC card into which $100 was deposited every quarter for groceries and over-the-counter stuff like toothpaste, floss, etc.
The new insurance doesn’t have that, which I am bummed about because $100 to spend on groceries every quarter is a big help.
Sometime after the new insurance I also got a new OTC card from my previous insurance. I don’t understand why it came because I don’t have that insurance anymore as far as I’m aware. I did not do anything with the card. Perhaps I should try to activate the card and see if there’s any money on it. I would be surprised if there is.
9 people like this
8 responses
@DaddyEvil (173656)
• United States
7 May
I would definitely try to activate the card, though. You never know.
2 people like this
@lovebuglena (51749)
• Staten Island, New York
7 May
I am wondering if I am able to activate the card and there happens to be money on it can I actually use it?
2 people like this
@DaddyEvil (173656)
• United States
7 May
@lovebuglena If there's money on it, then you call the insurance company and ask why there's money on your card. They MIGHT tell you it's money you haven't spent yet.
2 people like this
@lovebuglena (51749)
• Staten Island, New York
7 May
@DaddyEvil my old OTC card has no new balance on it. Maybe that’s because they sent a new card.
2 people like this

@moffittjc (128427)
• Gainesville, Florida
9 May
It wouldn't hurt to try and activate the card. You might be surprised by what you find.
1 person likes this

@moffittjc (128427)
• Gainesville, Florida
9 May
@lovebuglena And don't be afraid to spend it if there ends up being money on the card!
@lovebuglena (51749)
• Staten Island, New York
9 May
@moffittjc What if I do that and then they request it back?
1 person likes this
@lovebuglena (51749)
• Staten Island, New York
9 May
Yeah. Will have to do that.
1 person likes this

@JESSY3236 (22091)
• United States
8h
I have Medicaid and I decided to switch plans. This plan does give me a OTC card, but I haven't used it yet. But this plan doesn't pay the whole amount for my pills which means I have to pay a co-pay. My old plan did.
1 person likes this
@LindaOHio (220739)
• United States
8 May
I would try to activate the card. My insurance OTC benefit has dropped to $30 per quarter. Hardly worthwhile!!!
1 person likes this
@lovebuglena (51749)
• Staten Island, New York
8 May
That is low but better than nothing I’d say.
1 person likes this
@lovebuglena (51749)
• Staten Island, New York
7 May
My mom had mentioned to him how my first insurance adds the physician automatically so he suggested the other insurance because it doesn’t do that and it’s accepted wider than the first one. So she told him to go ahead and get me the new insurance without asking me first. Of course, as far as the OTC card, we didn’t know that there wasn’t gonna be one.
2 people like this
@lovebuglena (51749)
• Staten Island, New York
8 May
I would rather have the $100 OTC card. It’s not like I go to doctors on a regular basis that it matters really what insurance I have. And if they automatically put a physician on my card, I can always change it.
1 person likes this









