How Good Do You Manage Money?

Hey there worldwise1! Well, I would say that I am good in budgeting. All my life, I never ran out of budget because I do spend my money wisely. For me, the amount of one's income doesn't really matter. For I know a lot of friends who have large amount of income but end up broke because of mismanagement of their financial assets. On the other hand, I also know some friends who have big savings despite their low income. Therefore I say that the amount of income doesn't really matter at all. It is just a matter of budgeting. I always have a list of things to buy. The needs are given higher priority than the wants. And it has been my habit to always spare savings for the rainy days. I hope that this thought could help. Cheers!

I am good in maanaging my finances. But the past few months I got irreponsible swipping of my credit cards and have ben paying extra charges. NOw i am disciplining myself and I wont be using my credit cards unless i pay them all.

I am very fortunate that I handle money exceptionally well. Have no clue where I learned how to do this but I do a good job. I've always been the responsible person in the marriage for paying bills. Have never had a problem at all. One thing I do each month is pay the credit card bills in full. I refuse to pay interest. Something else I've always done is to save money and pay cash for as many items as possible. We have one daughter that always is short and can't seem to ever manage her money or bills. She didn't learn it from me..lol

I do pretty well I take out more out of my check book so I don't come up sort. I admit a few times I have messed up but all in all. I usally come out about right.

Since i entered with my profession every month on my turnover i will save around tenpercent towards savings for my future. Still i am doing the same but present expenditure burdens not enough of ten percent savings due to price rocketing of gas,grocery,veggies and clothings . I can't expect more incom from my profession . God to save .

I am very good with my money. I learned at a very early age how to save and my theory about spending it is if you can't afford to pay for it then you don't need it. So I save for stuff I really want and pay cash for it. With the exception of my car which is brand new and I can afford the payments on. Otherwise I save for my vacations and have been all over the world! Its funny how fast it can add up!

wow we should be best buds! I am totally bad with money. i just learned how to keep a checkbook but sometimes i still are overdrawn. I have a habit of setting up payments for bills and then not having the money for them. By the time I need to cancel them it's too late and then my account is overdrawn. It really sucks and my husband gets really mad at me for it. We are actually overdrawn like $200 right now.

I can manage money quite well, that is when I can make some to manage.

I think I'm pretty good at managing money. I don't spend as much money as some people I know, so I can tell myself no when it comes to getting something I know I don't need, especially at the time. That's when money is short anyway. I don't splurge on myself often, which surprises a lot of people I think. I know some people that constantly spend money on themselves and it surprises me at how much they can spend because I barely spend a lot of money on myself. Since I've gotten into college, I end up spending a lot less on myself because I know I have books and other important things to pay for.

I'm pretty good with money, usually. I have a buget and try to stay within it. I always pay my bills on time and have money in the bank. With some bills I pay extra so I'm a little bit in credit....just in case. The thought of being in debt and/or having no money in the bank scares the pants off me. For the last couple of years though, since I stopped work pretty much and stopped smoking (I've started again :( ) and received my inheritance, I've developed the habit of spending up big! LOL. That makes it hard to stick to the budget.

i'm on the equal side. i mean, sometimes i fall short, sometimes i save a lot, sometimes, i'm just within the limit. ^__^;; the times i fall short are when i would spend too much shopping on clothes. LOL i shop for clothes almost every week but i do my best to stop myself from making it a hobby. ^__^;; my wallet feels empty during times that i come up short. LOL i save a lot however, when i feel lazy to go out of the house and just watch tv or dvd. i like those days because my expenses are really zero. ^__^ i think its just a matter of self-discipline when it comes to financial matters. ^__^

I'm not very good with money either. I try my best to keep to a budget but it doesn't always happen. I do well for one pay week and then the next its all up the shoot.

If your over loaded with your money and want to get rid of it. I can be your friend and help you :)

I give 10% off back to the Lord and let the Lord not I control my money.I am well blessed by doing it this way . home of my own etc ...

fortunately we both are from the financial world and manage our cash well. Infact we keep our money invested most of the time so that it gives us some returns because cash lying at home is actually reducing in value terms because of inflation. We preplan our expenses and keeping some amount for contigencies we invest the rest and also have a limit sactioned from the bank incase we are in sudden need of cash. We maintain a dairy where we keep record of all our expenses and evalute them to see if we are going beyond our limits.

I think Im pretty good at managing money but my husband on the other hand is not.LOL If you dont have it to spend you cant be tempted to out and buy things.

My parents showd me the way of life and they made aware of the importance of money in life. They worked hard and giv me good education and now i am earning some money Me also not spending money too much. But i manage money quite well. After all money is to be manage very carefully

Im not good in managing money,I belong to the one day millionaire person,because I can't resist to buy something I want I never think about tommorow.This is also my Problem how to handle money.

The key Ive learned to money mangement is giving the Lord His 10% right off the top of your blessing received.Than some how someway Lord stretches it to get your needs paid and covered.For I see this miracle unfold month after month with my budget I work with.So can testify it works.

I know an CPA (accountant), so when I fall into financial crisis, I turn to her. This person happens to be my mom and I am lucky for it. However, I don't find myself falling short a lot as I manage to make ends meet. I do have a brother who spends money whenever he gets the chance. God help him!