Could you be next to be dumped by your private health Insurance Company?

You're right it does "suck". I understand your problem though I don't know how much it costs for a decent health plan for a student. My hope is that the Government plan puts enough pressure on the private industry that they have to reduce their rates and stop paying these CEOs these million dollar salaries and cushy bonuses. If they would stop doing that our premiums for policies should come way down. Good luck to you, I hope things work out for you.

You should check to see if your university offers health insurance for students. My wife gets cheaper health insurance through school than if I had her on my plan.

I hope he can get a policy that he can afford through the university. I though my grandson was on his families plan until her graduated the University. Maybe I'm wrong about that.

You're right one spalladino, I remember for the two of us I was paying over $600 a month and had a $5000 deductible and prayed that nothing serious would happen to my wife or I. I have no idea how much that policy would cost today. It was with the Prudential company. When we first took out the policy in the 1950s it cost $60 per month. It didn't cover dental or glasses.

Private health insurance is pretty aweful. My wife considered getting a private plan a few years ago because my job at the time raised the price to $192 to have her on my plan. A similarly priced private plan was not only worse, it didn't even cover pregnancy. What kind of ridiculous health plan doesn't cover pregnancy? She later got a plan through her school, USF, which was much more affordable.

The $5,000 and even $10,000 deductables are still there...and I think that's what shocked me the most. In every quote it seemed to me that the insurance was nothing more than a safety net against a major medical expense but did nothing to help with the cost of routine office visits or tests. If more people had regular access to preventive care, medical costs in general would go down. Thanks for the BR!

When I stopped working at my last job, I was offered "Cobra" and it was only available for a certain amount of time. If I hadn't of bought another policy that took effect exactly when the policy I had been on, I wouldn't have been able to get insurance due to me having cancer. I understand your daughter's problem. I think that the government in pressing to have that changed under new regulations. Let's hope so, because a lot of people will have this problem as they grow older and have to get a supplemental policy as we did. My wife and I are paying $320 a month for our supplemental policy and that really cuts into the income when all you have is social securtiy to live on.

I understand you dilema, I was self employed for 45 years and one year our health insurance policy jumped from a little over $600 a month to $840 in one year just for my wife and I. I had to shut down my business and find another job. It is ridiculous what they charge for insurance. Our Prudential plan didn't cover glasses or dental either. My youngest son is an actuary and he used to work for Blue Cross and then went to another company that is no longer in business. He had a hard time believing some of the things that go on in those companies. He is with an actuary firm now. There needs to be some drastic changes made in the insurance industry and the medical care industry.