Do you share your paypal account?

Canada
November 6, 2009 1:06pm CST
My husband and I share a paypal account - it's linked to our bank account and to his credit card. This causes a small problem - I will make bits of money off of different websites -- and he will spend the money. Once it was for Christmas presents. Another time it was something his dad was ordering off of eBay and so he did it for his dad. These are things that we would spend money on normally, so the moeny part isn't the problem. The problem is that then it feels like I've done all of this work and not had any fun, nor gotten to see our credit card balance go down. (although the times before that, we did empty out the paypal account to pay bills).
1 person likes this
21 responses
• United States
6 Nov 09
My husband and I do share. What we do is when there is money in the paypal account we both sit down and discuss how much is in there. Since I am the one who works online he allows me to withdraw it and do whatever I want to. Only one time did he ask for the money, but that was because we had a bill due and he was not scheduled to get paid for three days. Marriage is an equal partnership and communication is the key.
• Canada
7 Nov 09
I don't mind if he uses the money. I guess I wanted us to take turns, maybe?
@magrylouyu (1633)
• United States
6 Nov 09
My husband and I have our own pay pal accounts. We both know each others passwords but my money goes to my own bank and his goes to his. It is easier this way. I would go and get a pre-paid credit card and get your own pay pal account. It is much easier this way then trying to figure out who's money is who's.
• Canada
7 Nov 09
I guess so. It's not really about the money, more that I wanted the money to go to one thing.
@AndieBee (27)
• United States
7 Nov 09
My husband and I share a checking account. He has a savings account of his own, and we each have our own PayPal account. If I understand you correctly, the issue really isn't the sharing of the account. It's that your husband is spending the money YOU contribute as he sees fit without discussing it with you first. So it's really not a sharing issue OR a spending issue. It's a communication issue. I strongly suggest you stop sharing this PayPal account. Create one of your own, and have your earnings deposited there. That way YOU have control over the account, and hopefully it will open up a clear line of communication about finances between the two of you. Best of luck!
• Netherlands
7 Nov 09
Nope,not a good idea to share the paypal account. It is not all too risky, but it is still something that can work agains you at a certain point in time if you are not careful.I think its like a creditcard, one is enough and why have two if it is not necessary.
@dorannmwin (36609)
• United States
7 Nov 09
Yes, my husband and I do share a paypal account. In the recent past it hasn't been an issue at all. We've majorly cut back our spending and that has meant that we are not using Ebay the same way that we used to (it used to me that we were frequently buying things on Ebay) so he isn't accessing paypal at all. My bits of money that I am making into paypal are just sitting there with the exception of my one monthly deduction. If he were to come up with something that he wanted to buy, I don't suppose I would be too mad at him because more than likely he would be spending money that we really weren't counting on.
• Philippines
7 Nov 09
I don't share my paypal to anybody. That is sad... you do all the work and not enjoying your hard earned money... Better open a new separate account.
@rkiran (21)
• India
7 Nov 09
no.... sharing paypal accounts leads to many problems..... please dont share your paypal account.....
@kush20006 (515)
• India
7 Nov 09
no i dont share my pay pal account
• India
7 Nov 09
just make another paypal account and send your earnings to that one..so you can use your money for your own use..and if you need it you can give it to your husband as well..and incase you wanna withdraw it i suggest you make another bank account and making a normal savings bank account aint that problematic..there are a lotta banks which help you open a savings bank account with very less money andthey also supply credit cards
• India
7 Nov 09
Yeah i share a paypal account with my boyfriend. I'm totally fine with it coz he forgets the password. Plus all the money in there is for US. Here's an idea, make a pact that the shared account will be used only if its for the two of you. Or you could just make another paypal account for all ur online earnings.
@The1one1 (105)
• Croatia (Hrvatska)
7 Nov 09
Well i have my own paypal account and i don't share it with anyone, then again i am not married, so... I really don't have anyone to share it with xD
@sublime03 (1580)
• Philippines
7 Nov 09
I do not share my PayPal account with anybody. It is safer to keep your own account to yourself than sharing it with somebody. But if you are married and only have one bank account it is advisable to keep one since you cannot add your financial information to more than one PayPal account. But of course, you have to make sure your significant other makes sure to do not use the funds that you receive.
@getbrowser (1715)
• China
7 Nov 09
No, I have never shared my Paypal account with others. If you share it with other people, it is obvious that there will be some problems sooner or later. As far as I know, at least in my country, one Paypal account is not allowed to be linked to two bank or credit account at the same time. As the rule of Paypal, this kind of account may be banned. So, I advise you to register another Paypal account as an option, which is safer than sharing the Paypal account. Of course, all your actions should follow the guidelines of Paypal.
@mariposaman (2968)
• Canada
7 Nov 09
So you share an account and then gets annoyed when somebody else uses it! It sounds rather foolish to me as your husband considers the money in that account to be joint property to use that he sees fit. The first thing I would do is open up my own PayPal account so that you have full control over it, Couples should have a joint bank account to pay for the bills and food etc., but should also have their own small individual account to pay for personal items and presents and suchso that's it does not cause friction when you go out and buy a pair of shoes or he wants to give money to his dad. It sounds like you need more communication on financial matters, what he did is disrespectful.
@moorange (319)
• Philippines
7 Nov 09
I don't share my paypal account with my wife. Both of us has our own paypal each with our own CC. However we are transparent on each of our account since each of our accounts has purpose - for personal purchases and for business related transactions. If you are using your paypal for both business and personal things, I guess it's not a good unless you can control/keep record of your transactions and cash out the balance if it comes from business before you/anybody you share with uses the balance for other transaction. Hao!
• Canada
7 Nov 09
I think its too risky to share an account unless its with my TRUSTWORTHY wife (if i had one :P) sharing it with a friend seems like its okay and this happeneds alot. You trust the person then they eaither spend or steal all the money. I would only share it with something ive known a long time and i know is trustworthy 100% and NO i do not share my paypal account.
• Canada
7 Nov 09
Well if i has a wife i would proabably share it with her unless she didnt want to. Sharing it with a friend is really risky unless you know they are like 100% trust worthy and youve known them for X years or something like that. And no i do not share my paypal account. It seems to risky at the moment.
@happy6162 (3011)
• United States
7 Nov 09
No, I do not share my paypal account. I have a separate checking account for transaction on the internet and that is the one connect to paypal account.
@marguicha (52947)
• Chile
7 Nov 09
When my husband was alive we each had our own bank account. But still whoever needed money knew he had the money of the other. So it was just a way of understanding our expenditures. I´m afraid I have a tendency to trust a lot of people. Most of them have been wonderful to me. I trust people with money, give keys to my house to many people, sleep with the door to the terrace open. Some people know many of my passwords. I have never had any problem. But for me it was important to have my account. I would save money and when my hubby had little work (an normally little money) I would invite him for a small outing. Take care!
@echomonster (2230)
• Greenwood, Mississippi
6 Nov 09
I don't share my PayPal account with anyone and your situation is exactly why I wouldn't. Just because you're married doesn't mean you don't have a right to have your own cash and do what you want with it. In a crisis, sure, then you'll pool your resources, and it is a little different if one spouse is earning and one is not. However, if both spouses have some income I think it's up each person to decide whether that money goes to group things or something more personal.