What would you do?

United States
November 29, 2009 9:11am CST
This is a question of life morals and I would like to see what you would do in this situation. Let's say you have no money for three days and have nothing in your house to eat. You have a checking account and know you can write a check for food but will have to pay some hefty fees if the check goes through when there is no money in there. Would you still write the check? What if you had kids? Let me know mylotters what you would do if this happened to you? PS here is my answer I think I would knowing I have kids and they have to eat if there was no one I could borrow money from than I would do what I have too. But I am curious to see what other people would do. Feel free to answer even if you have no kids. Happy mylotting as well.
5 people like this
22 responses
• Philippines
29 Nov 09
Yes. I would bite the bullet and take my chances. I would do everything for my kids.
1 person likes this
• United States
29 Nov 09
Same here my friend my kids are far worth more than some check fees and if they are in need of food than I would work the situation accordingly and hope for the best. I do not think writing a check without funds is a good idea but if it was the only option for me I would do it in a heartbeat!
• Philippines
29 Nov 09
Yes, that is something that we will not be proud of. But mothers would always do everything not to see their kids suffer from hunger.
1 person likes this
• Philippines
3 Dec 09
Hi vandana7. You are right. Most mothers could not really stand seeing their child suffer by not having any basic necessities to survive.
• Boston, Massachusetts
29 Nov 09
Hi Mom, Of course i will first explore all the other options like trying to borrowing money, sell my crochet blouses, but payment will be next pay day, i will still take the risk of using my check. I don't care about the fees--it can always be paid. I can always earn money and pay my bills or other fees for it but i will not allow my kids to be hungry and suffer. It will be more costly if my kids will get sick and i have to pay the hospital bills and the worst they can die. My kids life is more important than the fees for the check. Wait i forgot the another option--pawn my jewelries. it will solve the problem!
• United States
29 Nov 09
Seem to make sense to me I feel that if I had no other option I would try to borrow but if the option was not there than as a mother I would do what I have to do to make sure my kids have food. Food pantrys are not always open and it would be hard to tell a little kid sorry I have no food for you. Take care and thanks for taking the time to give your thoughts.
1 person likes this
• United States
29 Nov 09
Thats right and no matter what the situation a good mother would do almost anything to make sure their kids are protected and safe, warm and feed. Thanks and I appericate you taking the time to give your thoughts once again. Now let me ask you have you ever been in this situation before?
1 person likes this
• Boston, Massachusetts
29 Nov 09
yes...as a mom, we always make them as our priority. we really need to do what we are supposed to do and that is to feed them how? it's up to us to explore all means to provide for them. See how great moms are? resourceful, innovative, action-oriented with a passionate heart for her kids!
1 person likes this
@Lakota12 (42600)
• United States
29 Nov 09
Have been there and went to SAlvation army they gave us food So now when I can I give money to them
1 person likes this
@webeishere (36313)
• United States
29 Nov 09
I have been in this situiation. I wopuld visit a food shelf and or a church asking for help. I have done it before. HAPPY POSTINGS FROM GRANDPA BOB!!~
• United States
2 Dec 09
I know times are tough but sometimes the churches cannot even help. I feel some people have closed their hearts to helping others but I still feel there are some good people out there you just have to find them, Take care and thanks for taking the time to respond to me.
@enola1692 (3323)
• United States
29 Nov 09
funny you should ask that my sister ex hubby came in her home an stole her check for the month an she had 3 kids to feed yes the jerk didnt care he stole money an food right out of his kids mouths but she went to churchs an such trying to get food to get her though well noone could help her so yes she did an of course you have the people that had thier things to say about it but you know if there was no other way yes I would an unlike my sister I wouldnt get hurt feelings about what anyone would say I would telle them to bug off but not so nicely
1 person likes this
@happy2512 (1266)
• Philippines
30 Nov 09
I've experienced that situation many times that I always run out of money due to my underpaid job but the only difference is I don't have any checking account. I always approach a relative that I will borrow money from them to buy food & milk for my son & I always see to it that I will pay them back as soon as I have the money so that they will let me borrow again.
• United States
1 Dec 09
I know it is so hard right now for so many people. I think for a child to go without food is so wrong. And for me I see that maybe the government should give out more things to people in need of this simple things in life. Thank you for taking the time to read my topic here and happy mylotting to you,
@manleyjoe (1597)
• United States
30 Nov 09
I would ask neighbors or my church to help. I would not write the check as it would be the same a stealing. I might even go to the bank and ask for a loan until my next income came around, but I would never write a check if I did not have the money in there to cover it. I would pray that I am able to manage money so that what you say will not happen. God will provide a way that is legal and moral for you if you ask him to.
@JenInTN (27514)
• United States
30 Nov 09
In all honesty...if my kids were hungry and I had no other means...yes..I would I think that most people will go to great lengths to feed their families if put in a desperate situation with little choice. Sometimes we are given choices in which neither are particularly good so all we can do is pick the better of the them.
@lelin1123 (15595)
• Puerto Rico
30 Nov 09
No money in the checking account, I would use a credit card. As much as I would not want to that is what I would do before writing a bad check or borrowing from someone.
@jaiho2009 (39142)
• Philippines
29 Nov 09
Hello mom, I will write on the check some amount that i know can last for a week. (my checking account always had a remaining balance as per bank's policy/maintaining balance) But,if you were referring to a closed check book...i wouldn't dare to write or issue a bouncing check. I would rather borrow money from my friends or family,or even pawn some valuable things that are just lying idle from displays,or even sell some things that are not used for it's purpose. I can't imagine my kids starving or i won't even wait for my kids to asks food before doing something.
• United States
29 Nov 09
It would be an open account and yeah I agree I would not write the check for more than my kids would need just enough to get by. I would not bite off more than I could chew so to speak. For me things get bad before they get worse and the lord will take care of his own. Take care and thank you for your thoughts on this subject. Happy mylotting
• Philippines
29 Nov 09
No, I would not do that knowing that I don't have sufficient funds in my checking account. I would only be exposing myself to further trouble and expenses. Charges for an unfunded check which is returned (bouncing check), are now very exorbitant, not to think of the possible lawsuit you will face if the payee sues me. What I would do to get food for my children is to seek out help from my parents, sisters, brothers or cousins. If not, I have a wide circle of friends whom I could seek help and borrow money. I don't believe not any one of them could not lend help. In a society like ours, we cannot close our eyes to someone in dire need, especially if it is food for the children.
• United States
29 Nov 09
Well let's say you did not have a circle of friends and had no one to turn too? So than what would you do in this type of situation?
1 person likes this
@dong88 (795)
• China
30 Nov 09
This is indeed a dilemma topics.No money,no eat,there are children waiting to eat,in such a case, the face of money and material temptations,in the end how to do? if it is me ,I would choose to adhere to ethices,hastened to find things to do in exchange for remuneration,or,even took to the streets to people for help,a sizeable.
• China
30 Nov 09
Even though i have no food, i will find food by any ways ,just like finding some jobs or in the country finding vegetables.
• United States
21 Feb 10
Wow! This is such an interesting topic, especially now-a-days. I'm guessing that since the checking account is just about empty, that there is no savings account? If there is no way to borrow money from a family or friend, and there are no local food banks or such that can help, then I would definitely bite the bullet and write the check. Just make sure it is enough to get by(so you don't have to write another and get charged another fee) and that it isn't for more than you can afford when you get paid. Many of us have been in this situation with the economy the way it is. Do your best to make sure it doesn't happen again, otherwise you're wasting more money just by having to pay those overdrawn charges.
@gabs8513 (48686)
• United Kingdom
29 Nov 09
Yes I would risk the Fees The thing here is though that Cheques take 5 Days to go through so there would be enough time for my Money to go in In the past I have had to do it, many years ago when my Children where Little When it is needed to be done in those Circumstances then yes I would even though I could do without paying for fees but my Children come first
• United States
30 Nov 09
Hey, mommy! I don't think I could do it. I hope I'd have the nerve to let a friend or two know what the situation was, knowing they'd either give us food or money, or invite us to join them. If there were no kids involved, I'd simply fast until I could afford food... Yes, my answer is from experience.
@Hatley (163781)
• Garden Grove, California
29 Nov 09
momtrying2makeit. I would scrounge around and dig up all the small change , then call my best friend and tell her I out of money and its several day til my social security check comes. she will loan me food money as I always pay her back. if I was young and broke and had kids to feet, I would c ontact our local church for help foodwise, not bounce a check as that is morally wrong.
@cream97 (29087)
• United States
29 Nov 09
Well, momtrying2makeit, I would not really worry about being in this situation. Being that I get food benefits every month, I am able to budget how much food comes into the house. But, if push comes to shove, my husband would max out his account. Knowing him he will just find a way to get some food in the house. Even if he has to go to a couple of restaurants to friends that he known of. He will tell them our situation, and they in return will give us free food. Then people at our church cook for the college kids each Sunday.. We would have enough food to last us an entire week.
@dorannmwin (36392)
• United States
30 Nov 09
I too have two small children and I would do exactly the same as what you've said that you would do. I can't let the children go hungry. Besides that, there are many times when I will write a check and it takes a couple of days if not up to a week for a check to post. I understand that there would be fees that would have to be paid on behalf of making sure that there was food for the children to eat, but sometimes it is just a risk that you have to run. PS, we were in a similar situation to the one that you've mentioned just a week ago because we have an automatic renewal on our Turbo Tax subscription and it decided it needed to renew on the exact same week that I'd had to pay our house payment.
@artistry (4152)
• United States
29 Nov 09
...Hi momtryingtomakeit, When a person has children, they have to be considered first,if possible. I think that if the person cashes a check without funds to cover the check it makes the matter worse. I would go to the supermarket, ask to speak with the manager, tell him or her the situation and ask him to take the check but hold it until the money would be in the bank. They might just do what you need in view of the children. The other choice would be to look for a food bank which gives families free food. I would call until I found information. There are also shelters for women which may be able to share some of their food with the family. Last resort I would call the Red Cross or the Salvation Army to see if either of those organizations could assist. I believe in finding solutions. Once I ran out of cash money in Bermuda on vacation by myself. I had additional expenses because I missed my ship. I went into a bank and convinced the manger to cash a check for me, I was a bank examiner at the time with my identification, but he didn't have to cash my check. You have to believe the answer will come. Take care.