My mom opened a JcPenny's card.. Oh boy..

@maezee (34016)
United States
December 21, 2009 1:10pm CST
Are your parents really.. liberal about what kind of credit cards they open? Recently my mom's opened both a Wal-Mart credit card AND a JcPenny's credit card. And that's in ADDITION to her Citi Card, which she owes an arm and a leg on! I'm confused at my mom's lack of responsibility. And I'm her DAUGHTER. Shouldn't I be the one opening all these credit cards impulsively? Not that we've ever had the typical, archetype of a family to begin with..But it baffles me that I'm more responsible, financially, than she is! (If you knew how much Citi Card credit card debt she's in.. You would understand why.) I'm in debt by about $700 but that's only a teeny tiny fraction of what she is. I'm scared I'm going to grow up to be like her, opening a zillion credit cards and having a $400 minimum monthly payment each month. *SIGH!* Anyway, the point of this discussion was to ask if anyone knows anyone (or if you ARE this person), who tends to open a million credit cards for a million different places? Why is that? Doesn't one card suffice?
1 person likes this
3 responses
@musicman6 (2371)
• United States
21 Dec 09
Well, at least you do seem to have a good perspective and sense of responsiblity to the lure of 'credit card debt', maybe this is a blessing that will help you stay debt free! In actuality, 'zero cards' will suffice! When they send them to me in the mail, I cut them up and use them as 'guitar picks'!
@bounce58 (17524)
• Canada
22 Dec 09
Great idea musicman6! My son is taking up guitar lessons, and he always loses his picks. Credit cards in the mail will be a great source for guitar picks!
@bounce58 (17524)
• Canada
22 Dec 09
Suze Orman - lectures - Suze Orman lectures on finances
I envy you! That you only have $700 in debt! I have a couple, and it is a couple too much! One is personal, and the other is for work. I always travel, and the card is a convenience as I need it checking into hotels. I don't intend to open another one, because I sat through one of Suze Orman's lecture on TV once.
@uath13 (8207)
• United States
21 Dec 09
Looks like she's a member of the credit generation too. Ours seems to have started to wake up to the fact that credit is bad...very bad. Credit cards are about as evil as you can get. Satan himself must have created the concept.