My mom opened a JcPenny's card.. Oh boy..
December 21, 2009 1:10pm CST
Are your parents really.. liberal about what kind of credit cards they open? Recently my mom's opened both a Wal-Mart credit card AND a JcPenny's credit card. And that's in ADDITION to her Citi Card, which she owes an arm and a leg on! I'm confused at my mom's lack of responsibility. And I'm her DAUGHTER. Shouldn't I be the one opening all these credit cards impulsively? Not that we've ever had the typical, archetype of a family to begin with..But it baffles me that I'm more responsible, financially, than she is! (If you knew how much Citi Card credit card debt she's in.. You would understand why.) I'm in debt by about $700 but that's only a teeny tiny fraction of what she is. I'm scared I'm going to grow up to be like her, opening a zillion credit cards and having a $400 minimum monthly payment each month. *SIGH!* Anyway, the point of this discussion was to ask if anyone knows anyone (or if you ARE this person), who tends to open a million credit cards for a million different places? Why is that? Doesn't one card suffice?
1 person likes this
• United States
21 Dec 09
Well, at least you do seem to have a good perspective and sense of responsiblity to the lure of 'credit card debt', maybe this is a blessing that will help you stay debt free! In actuality, 'zero cards' will suffice! When they send them to me in the mail, I cut them up and use them as 'guitar picks'!
22 Dec 09
I envy you! That you only have $700 in debt! I have a couple, and it is a couple too much! One is personal, and the other is for work. I always travel, and the card is a convenience as I need it checking into hotels. I don't intend to open another one, because I sat through one of Suze Orman's lecture on TV once.