Do you and your partner each have your own savings account?

Yes I have my personal account. But I did this not for myself. I opened a seperate account because I want to save some money secretly in case we may need it in future. As my bf don't care about savings, he always spend what ever we have in hand.

34momma yes we bpth had personal chedking and savings accounts and joint checking for the household bills.that way my husband said you would be you not just my wife or robbie's mom and Lisa's mom. also we would not have to beg money from each other for personal items. we talked over the money issue and we found that I was the better one to do the bills and balance the joint account for bills.it worked really well as before he had forgot to put down withdrawls and we had several insufficient funds which is not so good. I always wrote anywithdrawls down the moment after I had made them.and I always managed to balance the check book too. He loved it that I would do that and so we were fine.we did not keep our personal accounts secret and often we lent each other money too. we were partners and mates and best friends.

My ex-husband and I never had savings accounts, but for the most part we kept our money separate. We had a joint account that was linked to our personal checking accounts, so we could transfer money to or from our own accounts to the joint account but not access each others accounts. He wanted to do it all as a joint account, but I refused. He was just too bad with money. Each month, I told him how much to transfer for the monthly expenses and then he had to deal with his own money his own way. His idea of balancing his checkbook was checking the balance at an ATM machine. More than once, he checked the balance, saw that there was $150 "available" and withdrew $100. Not remembering that he wrote a check the day before for $75. So the check would bounce, he'd be hit with fees, and a bad check on his record. Nope, I wasn't putting my eggs in his basket. I remember once, there was some extra money I'd put into the joint account, $100 or so, then I wrote a check for some christmas presents that was around $50. He asked how much was in the account, because we were going on a road trip, I told him about $50. He went to get cash out, came back with $80. He said "well I checked the balance and it said we have $100." Then I reminded him of the checks I'd written that day (which he was present for). He was like that all the time when it came to money. So I think that sometimes it's a good idea to keep your finances separate.

We can say like that. We have our own account for some reasons. Before we married, we already have those accounts. SO we continue to use those accounts until now. We don't think that we need to close one of account.

I learned (the hard way) not to have a joint account. My first husband used to find the spare checks and write a few for car parts, etc. without telling me. So when they came through the bank often the ones we used for bills would bounce. So this time around we maintain separate accounts. My current husband does not know how to write checks or balance accounts so he just hands me the money and has me do it all. He deals only in cash. He also does not understand the concept of a budget. He wants to get things on credit because the payment is "only $20 or $50 a month." He just doesn't grasp that that means those monthly payments add up and can cause a real strain on an already overextended budget. So it just works better for him if I take care of every financial obligation. We have separate savings accounts but I use most all of mine to pick up any slack if we need it to pay bills. I used to be able to put aside enough to take a vacation every year, but have not been able to put anything aside this year. Maybe things will get better next year.

Yes we have. Apart from separate accounts, we have joint accounts also.

sort of. i have an account that i get government money in (such as child tax benefits each month) but it usually is never over $300. but we have a joint account for the main amount of money.

Well, we actually each have our own accounts, which we use for paying bills, receiving paychecks, and such. But we also have a joint savings account, which we both have access to. This joint savings is just for that. It's just for savings. So, we do and don't, if this makes sense.

When I was married, I had it joint but if i ever get in another relationship again, I am going to keep it separated while making a specific account for expenses that we will use together.

Hi, I prefer to have my own personal saving account and I encourage my husband to have its own too. I don't like to have joint account. Although we are husband and wife,but it is more convenience to have our own personal account and when we need to do any banking transaction, we can just do it ourselves,without both parties has to go to the bank together.

Yes, of course. We have our separate saving accounts. And he doesn't access to my account. I can't access to his account. He pays for our daily expenses, such as house rent, water, gas , electricity. I buy our food, my clothes, and my cosmetic. But he knows how much money i have. I don't know his amount.

We actually have both separate savings accounts and regular checking accounts. We are used to having it that way, so it works for us. I would never keep something like that a secret, my fiancee can check my account whenever he wants if he is interested to, he just can't access it...

it is important for me to know my partner's saving account because it is the way to help each others moneys problem, We have to organize our incomes and expenses to maintain our money stable..

Hi there momma. I myself has a savings account and of course my husband knew about it. I'm a bit prudent when it comes to money. For emergency purposes I do save money.

In fact,my partner and I do not have a joint savings account (or a joint anything for that matter). We had made a joint account soon after we were married. But within 3 months, we had to set up our own home and didn't have the money...so we broke the FD. Since then, we haven't had a joint account and once I started working again, I opened a personal savings account of my own. He already had his. As for the household expenses, he brings cash that he keeps at home...sometimes it's a big amount at a time and sometimes a few hundreds at a time. I maintain a record of how much I spend on the home. The first savings account I started, I didn't tell my partner for a year. I would put in the money I saved after spending on household expenses. But I had to tell him at a point and then I have no idea how the money got used up. The second account was a salary account and he obviously knew about it right from the start.

I never had my own bank account and when I got married, my husband was in need of changing banks anyway, so he just attached me to his account. I don't have my own income so it's not really that big of a deal.

yes we have separate. we do share one though. side money is ours. but money that goes towards us goes n the account we share

When it comes to having savings accounts, I am the only one with a savings account. Reason being, is that he is not very good at saving money, while I am. We are planning on buying a house next year, so it is up to me to save money. We do have a joint checking account though.

Our account is a common