Would you lend your friend money?

Pasay, Philippines
May 13, 2012 8:01pm CST
My friend texted me yesterday; I did confront what was going on. Her husband is in deep trouble and went to his mom's province to check her health. His mom was having a high blood. Now my friend, the wife of the son's mother informed me that her husband needed the money and so shoe doesn't have the money anymore. I am about to go to the bank right now in a few minutes to bank transfer the amount so it will help her tide away until her next payday comes. Knowing her and being my coworker before she has money issues which can't be avoided due to some unexpected matter. Would you do the same way that I'm doing right now? I just wanted to know. I've noticed that I'm not like this before. I usually think twice if i have to lend someone checking their capability to pay or what. Let me know your feedback. I'm sure you would be suprise how some will and some won't This is also about trust to your friend and giving help when needed or also a personal choice not to.
3 people like this
32 responses
@dorannmwin (36698)
• United States
14 May 12
For me, I honestly have to say that it really depends on the relationship that you have with your friend. There are some people that I would be willing to lend money to. However, there are other people that I won't lend money to because I don't think that there is a snowball's chance that I will ever get the money back. With that said, I also am not able to lend money to someone when we are going through times where we are having some difficulty with money ourselves.
1 person likes this
• China
14 May 12
It depends on situation, if my friend or her family members were in bad sick. I will lend them money without hesitation, if she only needs money to buy a clothes or some delicious food, I think I will not. Save emergency but not poor.
1 person likes this
• United States
14 May 12
Nope, I'm not a bank. I used to be like you, but I was taken advantage of by my best friend. I let her borrow $700 from me. She never paid it back. She avoided me. After that I went out of her life for about 4 years... we speak now, but i would never lend her money. I might give her money if I had it to give.. if I felt like it.. but I wouldn't lend it.. I know I would get cheated. You may never see your money again. Everyone wants to borrow, but they don't go to a bank or finance company. There may be a reason why they come to good people like you. I hope you see your money again.
1 person likes this
• Philippines
14 May 12
I myself is a lending investor, i lend money to those in need but i never lend money to my friends, classmatest and relatives coz im sure that they will not pay me back afterwards but if that friend is very speciall to me and agrees to pay me without interest, i think i would. what matters to me is that my money has returned after two months even without interest and i can still keep our friendship.
1 person likes this
• United States
14 May 12
I think if you have the money to help some one its a great thing to do. I think where people get in troble is when they lend someone money and the person says they will pay it back then they dont and the person who lended it needs it to pay a bill or something. So, when i let people borrow money altho i may say i want them to pay me back i never give them the money unless i will be ok if they dont pay it back.
1 person likes this
@alottodo (3061)
• Australia
14 May 12
I never lend money to a friend...why? because you will lose her/his friendship give it as a present instead and you will have a friend for life!
• Malaysia
14 May 12
Agreed. But how would we do that for a $500 or above ? It's not like we are rich or something. But i totally agree with your statement and i always do that when me and my friends are hanging out or something.
@alottodo (3061)
• Australia
15 May 12
Well if we are talking about BIG money that is different I first would find out how this person is going to pay me back and how much this person earns...can this person really afford to borrow that much? after all if someone need that much money they can go to a bank or financial institution and borrow from them! and if they can't do that it means they can't afford to pay you eider!
@jennbart (1332)
• Philippines
14 May 12
If I have the money, why not? But I only lend an amount that I can forget about if the person wont give me back the amount anymore.That way, our friendship wont get tarnished because of money. I usually practice that. Just give what I can forget and just give as a help to the person. Usually, the incapability of the other person to return the amount starts the war between 2 people who used to be so close to each other. Dont trust too much and give your all, even to a friend. Give only what you can.
@alottodo (3061)
• Australia
14 May 12
I agree!!!!!!!!!!
• Malaysia
14 May 12
Agree too. But i am not a loaded guy with pockets full of cash. The most i would give as i don't care if i lose it is $5-$10. I am very careful with my cash and hard for me to do that sometimes.
@MsTickle (25058)
• Australia
19 May 12
The way I see it is if someone "borrows" money from you - don't expect to see it again. Consider you gave the person a gift. I'm careful with my money and do not get into debt. I do not borrow money and I do not lend money. These ideas of mine make my life simple. By sticking to these decisions I don't have to worry about trust or being ripped off. If my friend turns against me because I won't help them then they are not my friend. Too easy.
@johndur (3049)
• Pasig, Philippines
15 May 12
if im in your shoes,i will still lend her money.im sure she can still repay you even if she do it on installment basis...but of course never lend her again unless she has paid it yet.
@jdyrj777 (6549)
• United States
15 May 12
I used to have a friend that would barrow $20. every 2 wks. We would get paid, he would pay me back. Then before payday he would barrow again. We got laid off that job i took him to my next job he got hired there too. We did that same thing again with the barrowing at the new job. They closed the store we were working at and he left off owing me. He swore he was going to pay me back. He left town and i never heard from him again to this day. Another friend of ours and i was talking about this one day when she mentioned to me he also owed her $50. Right now i can not afford to loan out anything. But if the shituation came up i would have to say no.
• Malaysia
15 May 12
in my case , depends on his/her condition . but usually, i often help them lending my money even not in large amount, at least, I sincerely help them . enough be grateful with a little, because those who did not thankful be the little, he may not be grateful with something bigger . and then I assured more people will help them then, willingly ! p/s : sorry , no offense ^^v .
@HosmanF (93)
• Belgium
14 May 12
Good evening dear mylloter friend Resy21curapika , the act of kindness you just did , not alot of people do it these days anymore , i used to be verry naive a few years back , and i wanted to help every friend i had , and they saw that and they started taking advantage of my naive and helping nature , once i realized it , i felt like an idiot who just got used , and except the material help i gaved i represented nothing more , well this had made me change dramatically , now the only persons i lend money or give support , materialistic or other type of help that is in my power are the members of my own familly , and those are a few , my mother , sister , grandmother and niece , i have friends but i dont care about their material been anymore , because when i need it someone one when i was down , everybody turned their back on me , after i sacrificied pretty much , so its not a question of egoism , rather that i want to protect myself and my naive state . I wish you a great evening dear friend. HosmanF.
• United States
14 May 12
When it comes to my best friend, I trust her with everything especially money. Not only is the decision a personal choice, but it also shows the amount of trust you have between you and your friend. I would do the same thing, helping out a friend going though financial difficulties, because my friends and family do the same with me. :)
@eirenoel (12)
• Philippines
14 May 12
I used to lend 'big' amounts, and if ever they would ask again for huge amount i would think 100 times. I had a bad experience with this, 3 years ago (it was May 1st) a friend called me (woke me up), he was crying and asked if i could lend him a big amount of money and said that he would pay me back right away, since he was really a good friend i immediately went to where he was at that time and took care of that matter. Up to this moment, he hasn't pay me back and because of that my mom took my card and won't let me use it until my friend pays me back, my mom even ask my aunt who works at our university to hold my friend's graduation or call him and his parents *-* But if it is just a small amount I would lend them, and could just forget it. I even pretend that I don't remember them borrowing money from me :D
• Pamplona, Spain
14 May 12
Hiya resy, Go ahead and feel what is right in your heart to give her. Hard to give any real sound advice on this kind of situation as there is so much deceit going too around us. However I have found that your own family can deceive you more than your friends too. Seems that your feelings are guiding you as to what you feel to be right so I would do what you are thinking of doing. I don´t think you will go far wrong but hey that is only an opinion I would not want you to lose your hard earned money at all. It is difficult to decide I know. I have lent and gave money and never seen it back I followed my heart feeling perhaps I was foolish but really I feel that I was not at that time. I gave the money with a good heart and I feel that is what counts really does´nt it after all said and done.xxx Hope she is okay now.xxx
@annavi23 (6306)
• Philippines
14 May 12
Hello there. I think if you really know the person that she will be able to pay you back, it's okay to lend them. If they are too close to you as if they're like a sister to you, it's really okay to lend them and it's like your help to them since you won't worry too much if they will pay or not. I guess most people do the same if they really loved the person, it's okay for them not to be paid back. You have to lend money to those who you really wanted to help and be sure the amount of which is better for you not to be paid than losing a friend...
@Pose123 (21666)
• Canada
14 May 12
Hi resy21curapika, I am on a fixed income now and have little money to lend anyone but I always do what I can for family, but that's where it has to stop. If I can say, I don't care if they pay it back or not, it's okay and I can only do that for family and for a small amount. The problem with lending friends money is sometimes they can't pay it back and usually you end up losing a friend. Blessings.
@superbadx (484)
• Malaysia
14 May 12
I would only lend money to my friends if it were not too much and if i can't avoid it. Because just like everyone, when we lend money to our friends, they would never pay or it takes ages for them to pay even if they have the money to pay it back. I don't know why there are doing these things. Even if i borrow my friends money, i will pay it back to them very fast because i know i can pay, and my friends would also ask for it very fast saying it is urgent and stuff. I think most people think that if they take ages to pay, then we would forget about it, but the fact is no! we won't.
@aerous (13465)
• Philippines
14 May 12
Sure, if I have money there is no problem I lend my friend. But if the timing is bad and I have no money sorry for my friend because I don't have it to lend him for something...
@SIMPLYD (88354)
• Philippines
14 May 12
My friend, if you have the money, why not? Your financial help is very much needed by your friend now. You will be her saving angel at the moment. And you said that she's your coworker, so more or less , it's easy for you to ask for payment when the time comes.