I will retire before I am 45!
By 34momma
@34momma (13882)
United States
October 24, 2012 3:37pm CST
I am working on my business goals every day. They way I see it, if I continue to take on at least 5 new people each month and teach them how to take on their own 5 new people, I will be able to retire debt free in 5 years. I never thougth that retiring was ever going to be an obtion for me.
And you couldn't tell me that if i did retire, i would not have to depend on Social Security to take care of me.
Now with my business, I will retire debt free, but I will retire with a very comfortable retirement fund. Herbalife has changed my life is so many ways. Just by helping others to be successful in this business, I have asured my future!
Do you plan on retiring before 65? Will it be debt free?
6 people like this
16 responses
@gitfiddleplayer (10362)
• United States
24 Oct 12
Do it! I'll bet you make your goal and how sweet it will be to kick back and relax, but wait, aren't you a go getter? I think you will ease off the throttle when you start to reach that goal but I think you will keep plugging away because success is in your veins and you want those around you to succeed as well. I don't have any plans to retire before 65 because I'm already retired (in my mind), I try to take life as it comes now, no rat race for me because I don't want to run with the rats, I'd rather soar with the eagles.
3 people like this
@Hatley (163781)
• Garden Grove, California
25 Oct 12
hi 34momman in some ploaces in the US Mlm is really a g ainst ther law as onl a few top people ever make any real momney the others are just cash cows for
the upper lever people. my husband worked for herbal life but he did not
make the kind of money you talk about so he s tarted his own company of landscap amintenance and lawn mowingl so we were not weathhy but it was cleany made
not mlm squeezing m oney ou t of the bottom level workers. sorry I do not
dig M Lm situations at all. I know too many people who worked their tails olff and did not make your kins of m oney . the top level did of course.
@rberon1985 (5359)
• Philippines
24 Oct 12
As early as 27 years old, I have a total debt of $8,400.00. I don't know how will I start paying all these debts from my credit card. I tried to involve myself in all earning opportunities online and offline. When I reach 65(if i will reach that age)I want to be a businessman, just seating in front of a computer and waiting for my earnings to come in.Here in our country, when you get old, we are not supported by the government. It's either your family or yourself who will act to survive.
Is the herbalife you are pertaining to is the netwoking business?thanks for sharing.
2 people like this
@ARIES1973 (11426)
• Legaspi, Philippines
24 Oct 12
I just received my credit card bill the other day and I have 13,000+ ($325+) payable. I know I incurred this debt when i was on the training and when I lend my credit card to a friend. That is aside form the additional card fee. Hopefully, I could settle this debt soon.
I'm sure you will be able to achieve your dream if you really work hard and apply the best strategies.
@rberon1985 (5359)
• Philippines
24 Oct 12
Better do something about it as early as now or else you will suffer in the end.I've been suffering for this debt for almost a year now. I am almost getting crazy receiving all credit card bills. What about other bills that I need aside from credit card? It is really hard but I have to do all my best.I want this year to end to be a debt free.
2 people like this
@34momma (13882)
• United States
25 Oct 12
WOW! that's a lot of debt!! Yes Herbalife is a Network Marketing company, and the products they market or nutrition products. They have been in business now for 32 years. If you would like to know more about how to take this business and your income to the next level, send me your email so i can send you this quick ebook to read.
3 people like this
@silentwill (1685)
• Philippines
25 Oct 12
I'm aiming to be debt free in 6 months time. Then work my a$s off, save as much as I can and hopefully will have enough capital to start a business before I reach forty. Good luck to you 34momma. I know you can do it!
2 people like this
@silentwill (1685)
• Philippines
25 Oct 12
Nothing definite yet. I'm doing research on what will be the best kind of business to put up in our location.
1 person likes this
But am sure, it will be an ideal situation and never am I going to be allowed to rest at home so merrily! 
@marguicha (215984)
• Chile
24 Oct 12
I congratulate you for your success. I have a friend who worked with Herbalife and could not get too many folowers so it didn`t work for her. It seems that this referral thing is like a piramid business and only some can get real money. I work online, but exchange sites to get new referrals and it is a lot of work to get just one active referral
2 people like this
@34momma (13882)
• United States
25 Oct 12
people don't succeed because they don't know what they are doing. They don't have a teacher in the business teaching them step by step on how to make it happen. that's what I do. I work with my people to find their people, then i teach those people to find their people. you need the right training and the right positive never give up mindset
1 person likes this
@marguicha (215984)
• Chile
25 Oct 12
I think that you are right. And it also depends on how much a person can earn by other means. I couldn`t get any of my offline acquaintances to be my referral online. I started doing this when I retired and was alone. THe friend I was talking about is a highly trained proffesional and makes over US $3000 a month working from 10AM to maybe 6 or 7 PM
1 person likes this
@AgentGulaman (3546)
• Philippines
25 Oct 12
Yeah, I too have that kind of goal. But my goal is really to be financially free wherein I have the option to work or not. I am setting my plan at age 40. I just hope I can do it. And yes, I've been taking a lot of measure to be able to achieve it. My main option is not business at all, but investing. Also, online earning and real estate are my target things to do so that I can achieve my financial goal and retire at an early age. Good luck to us then!
2 people like this
@AgentGulaman (3546)
• Philippines
27 Oct 12
Yeah, I just learned planning when I got out of the university. I am a happy go lucky guy before, but planning makes things easier. So now I always do goal setting and planning whenever I want to accomplish something. Thank you very much and let's be focused to achieve our goals!
@GemmaR (8517)
•
25 Oct 12
I think that I would like to finish work well before I was 65, but there is no way that I would actually want to retire because I could never sit and do nothing for the whole of the day. I have a couple of charities that I want to be involved in, and because of this I would very much like to be able to give some time to help them raise the money that they need in order to make a difference in the lives of other people. I would not want to do nothing, but I would like to finish doing paid work as soon as I possibly can.
1 person likes this
@34momma (13882)
• United States
14 Jan 13
why does everyone think when you retire you sit around doing nothing! When you money you have freedom. When you have freedom you can do anything you want too. Travel, hobbies, spend time with family! I am going to retire from working my job, not retire from growing my business or helping people
@maezee (41997)
• United States
3 Jan 13
Do you really make that much with Herbalife? I have an ex-co worker who did Herbalife and also worked two jobs to try to make ends meet, and she herself couldn't actually afford the shakes all the time. I guess as long as you keep getting new, reliable customers, but is there ever a guarantee for that? But that would be awesome to retire at 45, although what would you do with all that time? 
. Best of luck to you with your business, though!
. Best of luck to you with your business, though!1 person likes this
@34momma (13882)
• United States
14 Jan 13
Maezee there are few ways to do this kind of business. You can sell the products and make money that way. But a lot of people don't like to be sold too. or you can let people know what you are doing, that they can do what you do and get a discount, and almost anyone will want to be apart of that. of course there is some more too it, but not much more. Just introduing others to Herbalife the business, allowing them to purchase their products at a discount, you never have to sell, and the products move just by others buying them. This is almost my 2 year and I am doing pretty well. I will not stop working my full time job, until I have put away over $100,000 into savings!
@mhypie03 (683)
• Philippines
27 Oct 12
Hi there. I am also part of your company but I just started last August. I am not yet as aggressive as you do since I can't commit so much time at this point. I bet you are either on a GET or WORLD team. 
I am debt-free from the beginning because I never get into something I know I won't be able to pay off immediately. I am allergic with interest rates since I do talks about savings & investments. So never do I attempt to try it up to-date. I am also planning to use this business as one of my semi-passive income come 40ish or 50ish. I still love my work right now. So I am taking things one step at a time. And I love to share everything I know about health & wealth among people I work with.
I am debt-free from the beginning because I never get into something I know I won't be able to pay off immediately. I am allergic with interest rates since I do talks about savings & investments. So never do I attempt to try it up to-date. I am also planning to use this business as one of my semi-passive income come 40ish or 50ish. I still love my work right now. So I am taking things one step at a time. And I love to share everything I know about health & wealth among people I work with.1 person likes this
@34momma (13882)
• United States
14 Jan 13
That's the great thing about Herbalife, you can work it at your own pace. I am at World team right now, and steady moving up. I love Herbalife and helping others reach their goals. It's the best feeling ever! I have just been really blessed to have found 5 people who love Herbalife and see the potential... and then they found their own 5 people.... so on down the line!
@prashu228 (37525)
• India
25 Oct 12
i would like to earn lots and lots of money first then i will think of my retirement, well i started my career just few months back so no plans of retiring now or in near future.
I have only one thought in my mind at present , that is i should earn more money and save it as much as i can . so that i will have that financial independence and i can afford it myself when i am in need.
2 people like this
@34momma (13882)
• United States
25 Oct 12
You need to make sure you put away at least 10% of your earnings for your future. That money is not to be touched until you are ready to retire. If you can invest money that would be awesome too. I am just happy I have the kind of business that allows me to work hard now to build it up, and then I don't have to worry about it any more!
1 person likes this
@ARIES1973 (11426)
• Legaspi, Philippines
24 Oct 12
You are really doing great in herbal business. Actually, there are also several companies in our place having this kind of business and I also joined to some but I am not that lucky to convince other people because I don't have time to do it since I have a full time job.
I am also trying my luck online and I can see a great possibility of earning enough amount that I would be needing to open a business. I also don't want to work until 65 through employment. I want to have my own business so that I could devote more time with my online activities.
Congratulations to your achievements!
2 people like this
@34momma (13882)
• United States
25 Oct 12
I have a full time job, 3 children and a husband. if you really want to make it work and change your income, you find the time. I make sure i find at least 10 to 20 hours each week to work my business. You have to set goals and then make them happen for yourself! you don't worry about what others are interested in. If you want it bad enough, they will come around i promise
1 person likes this
@skyandgrassplot (1497)
• China
25 Oct 12
As a regular work I think it is not easy to retire before 45 because the rule is very stricted,but if your are self-employed then I think it is OK definitely,actually everyone who think he/she is finacial free then he/she can retire at any time,and as for self-employed their social insurance is flexible they just need to pay their fee for a certain years,in a word,everything is under their controled.
2 people like this
@bdfreelancer (518)
•
25 Oct 12
I have no plan of retiring from work as long as I am fine with my health. Well, when it comes to active work, we have to retire at a certain point of time. I do anyway hope to get involved as long as my health permits, it can be up to 65.
@SuperShames (780)
• India
14 Jan 13
Hi 34momma.
Well I dont want to discourage you. But it is not as easy as you think it is. It is not easy to motivate people to feel the same way as you do. There was another company by the name Amway which initiated this network system. My father tried hard for three years but with no success. But there are lot of people who have been successful in this system. I just hope that you are one of them. Have a nice day ...
SuperShames
SuperShames1 person likes this
@34momma (13882)
• United States
14 Jan 13
Awwww.... but it is as easy or as hard as we "think" it is. We have more power and abilities then we think we do. For the past 2 years I have been totally focused on the positive. I have been only thinking about how can I be of service to those who want to join this business. My job isn't to motoviate everyone, just those who want to be successful! If people "think" they can't do it, then they won't!
1 person likes this
@SuperShames (780)
• India
16 Jan 13
Hi momma.
I appreciate your enthusiasm. But in this model success is dependent on both your efforts and those are in your down line. If you are able to bring your downlines to the state you are in and they are able to do it the same way to their downlines, then you will definitely be successful. I agree one should be positive but then one should be realist as well right.
Have a nice day !!
@Hatley (163781)
• Garden Grove, California
25 Oct 12
hi he he 34 momma wish I had thought like that way back whem, I am retired since I w as 80 now 85 and yes I do have to have social security and ssi okay I piad into it all my wor king life from age 20 on to 80 so now am not ashamed to need to use it,a lot of us older people did not do like you are doing b esides I am a dreadful person at selling anything. but I am okay for now and life is ha ppy anywhere you are if you make it happy. so here i am mylotting and not wealthy at all but rich in mylot friends. I am debt free at that.
1 person likes this
@34momma (13882)
• United States
25 Oct 12
When I am able to collect my SSI, i will for sure get mine as well. Like you I have paid into since I was 14 and i want my money!!
I think that's where a lot of people get wrong with my business. You don't have to sell to be successful! All you need to do is use the products and share the oppurtunity!
@dorannmwin (36392)
• United States
25 Oct 12
To a certain extent, I suppose that you could say that I am retired right now because I quit working six years ago so that I would be able to stay at home with my children. With that said, I am not debt free and our family still has many years to go before we will be debt free.
However, if I was to go back to work, I believe that I would actually opt to retire before I was 65 years old. The reason for that is that our mortgage will be paid off and we will be debt free at that point. It would also give me the opportunity to enjoy several years of my life.
1 person likes this
@34momma (13882)
• United States
25 Oct 12
I wish I would have found this business back then when my kids were small. I would have loved to be able to stay home with them full time. I have it now and I am making the best of it. I am working with a few stay of home mom's and they are loving it! Being debt free gives you so much freedom!
1 person likes this
