How do you save money?  

I enjoy shopping for sales, you always get more for your money. My husband and I stopped going out to eat except for one day a month. When we go grocery shopping we buy things that we need to make not just food we can throw in the microwave. It does save in the long run.

I have done something a little odd to save money. I quit my job and sold my car. For me to work, I was paying car insurance, car repair, a babysitter, and gas. My paycheck when for all of that, it wasn't worth the work. So I quit, got an at home job. I am making more money, getting to spend more time with my son, and putting my paycheck in the bank. It actually saved us $1000.00 a month for me to quit my job. Well worth it.

Basically, I shop for the best deals locally so that I don't waste money on gas - I also cut out luxuries currently thinking of trimming back our cable service) - I also make sure lights are turned off in rooms that noone is in and that the heat is turned down on nice days and when we go to bed.

I save my money in the bank and try very much to buy everything with cash and not by debit card.

I'm pretty frugal and I can say that food is our biggest expense. So I shop in bulk and I've learned how to stretch the meats and even revamp leftovers so nothing goes to waste.

I shop locally because the cost of gas out weights the savings on travel time. We don't go out or spend our money often outside of what we need.

I shop online for clothes. I get great deals from Kohls and Old Navey - their clearance items are great deals + the quality of the clothing lasts through several of the children AND then I take them to a consignment store and sell them again so I get my money worth out of them 2 fold. They also support cheap shipping. Old Navey is $5.00 for delivery regardless of how large your order is.

I can also say that I have a way of paying bills. For instance, if I write a check for 18.39 - I record it as 19.00 dollars. At the end of the month this can add up (really, it's what I get kids school clothes from) + it puts back money for the house insurance and land taxes.

They only way to save money is not to spend too much.
I used to buy at Costco till I find out to spend more money than buying in local store.
I rather buy in smaller quantity so nothing gets spoil.
People are tired with the same diet over and over, so eventually food is waste.
I also like to buy online, because it saves my time and gasoline, plus I have all deliver at my door.

Although the prices on things are shooting up I am actually finding it all a bit of a challenge, something to get my teeth into.

When things were easy and cheap to come by I found I relaxed and did not bother too much about the cost or saving or any of it. Now, I have too and I am no longer taking things for granted. I have set budgets for things and I am determined not to have to put them up, determined to still save money in this changing world.

I have changed how I do my shopping for food, for clothes and for every little thing that I bought that I took for granted. Now I do my shopping on a daily basis only buying what I need when I need it and preparing meals day by day instead of week by week, I am saving a lot by doing this. I am shopping for clothes in charity shops instead of buying brand new, and it is amazing the designer brands you can get from these places more or less brand new if you are lucky. I also look for household things and books there too.

I have totally cut back on everything, I write down my spending for a week and look at it after the weeks end and see where I can make more cuts and you are right online shopping is excellent and again I go online to see what I can get cheaper than anywhere else. Like I say for me it is a challenge and I am finding ways now to save more money than I ever would if all these price increases had not taken place.

I do think online shopping is valuable not only to the customer but the store itself. It was big business last year and should be even better this year. The cost of gas rising has kept many people from running around from store to store to save money. You did good on the deals you recently made online.

I save money because I am not a big clothes shopper. I am fortunate enough to keep my weight at a pretty consistent level and don't need to buy all the time. I also go to the closest mall if I do get the bug to shop.

My husband does the grocery shopping and he uses tons and tons of coupons all the time. He prefers to do the shopping. I'm not complaining...lol

I really think online shopping is going to be a big trend this year with the gas prices going up the way they are. I am not big on buying online, but may be changing my mind real soon. If shopping online becomes a huge thing, there might not be as many deals out there.

One of the things that I do, was inspired by Bank Of America's Keep The Change, program. When I spend ccash, I put all of my change into a jar and roll it when it fills up. When I use my ATM card at my Canadian bank, I found everyhing up.

I look at the totals in my bank account, round up, deduct the amount spend from the rounded total, and put the remaining amount into my savings account.

I am only a student so I only got my money from my parents. I save money from my allowance. But my savings are spent by treating my friends. I just can't control it. Whenever my friends ask me to treat them and I have money on my pocket, I couldn't help myself but to treat them. But I will save again and I need to control myself so that I could save money. Right now, I'm saving for a credit card. I want to apply for a student's credit card in one of the banks here in the Philippines. The money I need is 10,000 pesos so that I can have a student's credit card. So if you convert that to dollars, probably it is between $200-$250. I need a credit card so that my paypal account would be verified. Hopefully I can have that before the end of the year. Happy posting