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For The Older Folks Here...A Question About AARP  email this discussion to a friend?

myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life 3 years ago

I have a question aimed primarily to the older members here at MyLot land..ya know us old farts...anyone over age 50, but this question could be directed also to younger folks with "senior citizen" parents.

Ever since I was about 49 years old I started getting mailings from that organization AARP to join up with their organization. I felt a little annoyed as to my mind I was too young to join, but it had announced that "we've notice you're to turn 50 soon" and to join AARP (like how did they know back then?) I guess I was put off by it since to my mind I always considered AARP strictly for senior citizens, that is people over 65 and not younger.

Anyway, yet again I've gotten one of their numerous mailings to me to join and am wondering...is it worth it? Does one get any great benefits from it? I really want to know about joining. Also if you're below age 50 and have parents who are members, do they benefit by being members?

 

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coffeebreak (7201) response was accepted on 8/21/2009.
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tags:  aarp, insurance, aaa, age, auto club
 
1. myLot reputation of 99/100. ElicBxn (24696)   ranked 106 out of 32,962 in life   3 years ago

since you are on assistance, I doubt they could help you much - except to lighten your wallet - they do help people that don't get medicaid to help with medicare with insurance to pay for what medicare doesn't pay


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

From what I'm reading to join is only $16.00 a year...and I think one can get a better discount if one is thinking of getting some kind of life insurance through them...no???


myLot reputation of 99/100. ElicBxn (24696)   ranked 106 out of 32,962 in life  3 years ago

maybe, you should call them

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2. myLot reputation of 95/100. Hatley (48835)   ranked 945 out of 32,962 in life   3 years ago

hi pyewacket I get those in the mail all the time and
have yet to figure if it would be worth my while at
my advanced age. It would cost another 25 dollars a year
and everything I like to do costs 25 dollars a year,and
after the rent and boArd here come out of mysocial securityu
And ssi I hAve the grand total of one hundred twenty five'
dollars. well I just had a phone installed and got bAck on'the internet and I will hAve those two bills.do I need AARP
so I decide to file 13 it, hatleyese for the wastebasket.
I still dont know if I had taken it out at fifty or sixty
if it would hAve been of any help.sorry I Am not helping Am'
I?


myLot reputation of 98/100. Ruthep (7334)   ranked 229 out of 32,962 in life  3 years ago

I had a teacher that used to called the trash the round filing cabinet. Ha.


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

Well by quickly reading some of the other responses it seems joining AARP wouldn't benefit me...it does seem to have discounts for traveling and hotels but like duh...don't travel...LOL

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3. myLot reputation of 98/100. muscles4me (11361)   3 years ago

I am not a member as I have medical and dental through my former employer. I always figured if I loose that insurance then I will join AARP and get a discounted rate through them. I know they get discounts on travel and I do not travel and they get together for social functions and I do not socialize so i figure there is no way it would bebefit me. I am looking forward to reading what others have to say.


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

I'll have to look again at their website as they seem to list a bunch of stores one can get discounts if a member...but like you I don't travel either

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4. myLot reputation of 84/100. guybrush (3475)   ranked 2,510 out of 32,962 in life   3 years ago

I've never heard of AARP - we obviously don't have it here in Aus - but I'm guessing it's some kind of Senior Citizen's organisation. I'm over 50, but I still feel the same as I did 30 years ago, so it gives me quite a shock when I see I'm now referred to as 'senior'. There are even courses for 'Over 50s', as if we are a different breed. Pah to that!


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

Pah to that too...LOL---I don't consider myself a "senior" either--ask me when I'm 98...heehee
And yes, I guess AARP is just a USA thing

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5. myLot reputation of 98/100. Ruthep (7334)   ranked 229 out of 32,962 in life   3 years ago

I get stuff from them now and have for years. I always figured because of my name. Do you know how many old people named Ruth live in Iowa? Sooo many.
After my dad retired he was given a one year complimentary and if you travel much there are benefits to that, but not sure what else.
They never used it much except for one hotel stay so they never got it after that year was up.
I think it all depends on your lifestyle on whether or not it's worth it.


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

Well I don't travel so I guess any so=called benefits one might get wouldn't work for me..LOL

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6. myLot reputation of 91/100. General_Spacey (1157)   3 years ago

I do benefit since they are active in trying to keep medical costs down. Also, they are in the forefront of keeping the rates of medicine interaction down, and us able to stay in our homes and live longer lives the way we want to live.
Besides that, there are discounts on renting cars, insurance of all types, and discounts on motel/hotel rooms.

They have plans to keep us active, and healthy by being involved.

it is more than worth it to be a member.


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

I don't think it would benefit me then...I don't travel so wouldn't benefit from discounts of motel/hotels..don't drive...and since I'm on Medicaid do get medical benefits that way


myLot reputation of 91/100. General_Spacey (1157)  3 years ago

They also have tips about staying active. Especially about mentally active.
I did get a cd of games that would keep me mentally active.
The do have a list of possible volunteer oppertunities, and tips on getting discounts at gyms; like the Y for membership..
PLus. as a member, that gives the AARP another number to show the elected fools on capital hill that I am concerned about what effects us seniors.
Their efforts to get us better health care, has culminated in the current bills for health care.
And one thing is for sure, IF the AARP supports this health care initiative, then this is a good thing.
Supporting those that are working for us is a good thing.

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7. myLot reputation of 99/100. Loverbear (2363)   ranked 18 out of 32,962 in life   3 years ago

I started getting that information at age 25. I kept wondering if there was something that I didn't know. I will say that I did benefit from the pharmacy while I was fighting my workman's comp suit. I was getting my medication way cheaper than I could get it from the local pharmacies. There are some good discounts, such as percentages off motels, restaurants etc. But I am not too sure that it would pay for itself in the long run.

Isn't it great to know that AARP thinks that you're a really old fart? Oops, come to think of it I fit that description as I have some pretty old smelly farts lately...and they've been pretty loud too! lol I passed one the other night that scared the holy crap outa Khuay! He was walking up my leg and got to my thigh when I let er rip...he shot two feet up in the air and three feet sideways!!! w00t He now has great admiration for my fanny now!!!!


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

I don't consider myself an old fart yet...maybe when I'm 90 I will. Poor Khuay, yes I guess he does have a great admiration for your fanny...w00t
If my cats are on my bed and I let one go, they give me a dirty look and jump down...

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8. myLot reputation of 80/100. whiteheather39 (15574)   ranked 1,381 out of 32,962 in life   3 years ago

I have been a member of AARP for 15 years. I joined because I get discounts at many places when I show my card. I really joined to get the discount on vision care frames I saved more than enough to cover my membership. Plus when I became 65 their recommended supplementary insurance covered all my medical care which Medicare does not cover. I have never paid one cent for co-payment, hospital or my long stay in a rehab nursing home. I figured I saved close to $100,000.00.


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

Wow you saved close to $100,000...that's fantastic...thumbup

Some of the benefits of membership seems to be for travel discounts and car insurance...things like that which wouldn't be a help to me...I don't travel and no carrolleyes As for the medical aspects I have Medicaid/HIP--so that pretty much takes care of that...I wonder if extra medical benefits with AARP would include acupuncture...NOW THAT I would be interested in as my coverage doesn't accept it

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9. myLot reputation of 93/100. worldwise1 (6189)   ranked 1,175 out of 32,962 in life   3 years ago

I have been a member of AARP, pyewacket, for several years -until recently. I think the benefits are there for people who have something!For someone like myself I did not find it very useful; only the reduced-rate life insurance program. The way I see it the "benefits" are geared towards people who have money to manage, frequent travelers, and those who have money to spend. I didn't meet any of those qualifications, so I ended my association with them, other than my life insurance. I also found that for such a huge organization the AARP dropped the ball by offering members reduced-rate Internet service with only one company, PeoplePC -which is dial-up and very slow. I reasoned that it just was not worth the $12.99 dues each year for the benefits I did not even use.


myLot reputation of 98/100. nova1945 (1193)   ranked 1,199 out of 32,962 in life  3 years ago

You are exactly right. And the membership is now $16 a year.


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

LOL--yup, I noticed that a lot of the discounts offered are for "travelers"--that counts me out..lol

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10. myLot reputation of 97/100. polachicago (8508)   ranked 105 out of 32,962 in life   3 years ago

I am getting new invitation at least once a month. I am not sure if this is worth anything, so far I keep it on site thinking about........


myLot reputation of 98/100. pyewacket (12221)   ranked 239 out of 32,962 in life  3 years ago

I'll think about it too..the only thing I might be interested in is a reduced rate for life insurance

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