Do you buy travel insurance when you go on your personal trips overseas?

I travel once a year and for no more than 2 or 3 weeks at the most. Therefore I find it cheaper to buy a special travel insurance. Those insurances cover special items that you only need when traveling: loss of luggage, doctors abroad and even hospitals. I did not buy insurance when I was young but not I feel very comfortable with it. Once, on a trip, the handbag with my meds was stolen. The thieves did not get much but I needed my pills. I called the insurance phone number and in a jiffy came a doctor and gave me an Pp to get the meds with the names they used in that country. Later on, the insurance paid for the meds. The doctor came free of charge to my hotel.

I have never purchased travel insurance, and I suppose I have been lucky without the insurance. I have flown to my destination with absolutely no problems. Although I have not traveled in quite sometime now, and perhaps it will not be a bad idea to look into insurance next time I fly as thing are quite different now.

I always get travel insurance for my own peace of mind. It is there for me just in case anything bad does happen to me on one of my trips. This summer I traveled to Canada and that destination is known for very expensive medical care. If I had needed medical assistance it would have come at a very high price. I have heard of bills like $20,000 or even $100,000. That is why travel insurance to Canada and the USA give a high cover for medical costs. I traveled to Kenya when I was in my mid twenties. That destination has the risk of Malaria. It would be possible to get mugged and lose all my money in a destination like that. In Guatemala I heard about a bus that was held up and all the tourists got robed. I hid my money in five different places to lessen the risk of losing all my money. I was lucky and I had to travel insurance to fall back if necessary. Since last year I always get travel insurance that would pay out in case of airline failure. It is worth reading the small print about things like airline strike action and volcanic ash. Those two things happened this year and stopped some flights leaving my home country.

hi carpiediem well I solve that problem of buying travel insurances as I do not travel due to the fact that t o travel to far exotic placesyou do need one thing, maybe two, great health and money with a capital M. so if I had the money to travel then I would also probably have the funds to payh for travel insurance. but I do not plus I am partly handicapped so here I stay and join my overseas friends on mylot. lol.

I have traveled overseas a couple of times and was ofered travel insurence. I turned the offer down. I think i was even offered on domestic trips to but I turned it down also. I decied atagisnt ti becasuse of the added cost and I realy did not think that I would need it there.

Though I have traveled abroad many times but I never bought travel insurance. I place my trust in God and begin my journey. I always went and came back. Besides, believe in the saying that you get what you anticipate. If you are anticipating disaster it would well neigh happen. If you don't then it would not happen.

I was on a trip to the US earlier in the year,and thankfully made it home just before the Icelandic Volcano event caused so much flight disruption..I'm glad I didn't end up grounded somewhere as a result,and so thankfully I didn't need it..I'll always buy travel insurance when leaving the UK..I hope never to need it,but I know it's there if anything Should happen,especially somewhere outside the EU where yoou need medical insurance to pay for treatment,or when taking part in winter sports or adrenaline activities...

I never used to bother, but then my son jumped off the couch and broke his foot in two places a week before our beach vacation last year--he had to wear a hard cast for 7 weeks, no real walking, swimming, no sand (couldn't let it get inside the cast), so of course we canceled our vacation, but lost some of our $ and couldn't get even close to the same location again. So now I purchase it, because you never know what can happen!