credit score

Tagged Discussions

Does high credit score mean financial discipline?

Anish Asokan @RevivedWarrior (3853) • India 26 Sep 24

Credit scores are used in most countries as a measure of individual’s past financial behaviour especially around the repaying the debts. It does give some insight to person’s past credit use. However, I am not sure if credit score...

6 responses •

6 people

Credit Builders

Quilter @fatragu (677) • United States 8 Jul 23

I am trying to build my credit score so I can eventually buy my first home. I am at 501 which is huge for me. A few years ago it was in the 300s. I am already using Self and Kickoff and a really crappy credit card. Does anyone...

Darn Websites Anyway

celticeagle @celticeagle (189927) • Boise, Idaho 22 Apr 22

I feel so silly. I am now in arrears with my one clothes credit card. I paid my last month's installment payment and was waiting to see it go through my bank. Never happened. Then yesterday I get a phone call from the company...

credit score

credit card

website

3 responses •

3 people

Credit Score

celticeagle @celticeagle (189927) • Boise, Idaho 6 Feb 22

Have you checked your credit score recently? I subscribe to Credit Karma which gives you insight into your finances and ideas to help you get the score up and shows you what it is presently. Things that affect your credit are such...

credit score

credit karma

finances

5 responses •

6 people

What is the biggest raise you have got from work?

SilverKing @SilverKing (1003) • Canada 2 Jan 22

I work in a hospital and we have not got a raise in a long time . 5 years or so. We just got a 10% pay increase after striking for weeks. It feels good to finally be able to pay all our bills for now.

4 responses •

3 people

FICO 9 Score

Teresa Trotter @teresatrotter (4073) • Jacksonville, Florida 6 Jun 21

Oh my goodness... I just checked my FICO 9 score with Navy Federal and it is 726!! Up until now it always ran lower than the FICO 8 score. Sometimes up to 40 to 60 points lower, depending upon the month. Now... It just shot up 82...

1 response •

3 people

My score is up again...

Teresa Trotter @teresatrotter (4073) • Jacksonville, Florida 24 Mar 21

Credit scores are weird. I had a balance on one of my cards for only $28...and my score drops 2 points. 2 points for that little amount. Then i pay $1.000 off two credit cards, and it goes up only 12 points. You charge a...

2 responses •

3 people

Credibility Scores for Politicians

Kimberly Forsythe @NewWorldOptimist (184) 17 Nov 20

We, the people, are required to submit to credit scores that tell lenders, employers, etc. our credibility rating. Why don't politicians have to submit to "credibility scores" as part of their servitude to the people?

3 responses •

4 people

Raise your credit score

Ruthie J Cassettari @DearAphrodite (194) 8 Oct 20

The advice I'm giving is from experience. I'm not a licensed financial advisor. I'm sharing what has worked for me. First of all, stop focusing on your credit score. I know that sounds odd, but you need to do a brutally honest...

2 responses •

3 people

Hell Hath No Fury Like a Hillbilly Scorned

Four Walls @FourWalls (86778) • United States 10 Jul 17

You may remember a month ago, when I tried to get a new lease, and how the car dealer tried to tell me that $259 + $100 = $407. Well, there's a new wrinkle in this. Last week they sent me a lettter rejecting my application....

7 responses •

8 people

credit Karma and future wife

goingeagle3 @eagletrek2 (5514) • Kingston, New York 1 Dec 16

Credit Karma, future wife to come soon. How do I know. When I was checking on my credit score I seen I have a account with a jewelry store. So I stop by that store and my credit limited is $4000.us. So that mean so were down the...

credit score

future wife me a nut

3 responses •

2 people

Credit score fluctuate

Ms Rae @carebear29 (32002) • Wausau, Wisconsin 28 Oct 16

I did not know when you use your credit card that your credit score will go up and down lol. I went up 94 points and now down 14 points. Funny thing about that too is that in my credit score report it shows credit card Walmart...

7 responses •

4 people

My credit score went up

Ms Rae @carebear29 (32002) • Wausau, Wisconsin 26 Oct 16

I found out the other day that my credit score went up which is really good. I went from "very poor" to "poor." My credit score has never come out of "very poor" in a very long time. Well, I use Credit Karma which is totally FREE....

7 responses •

4 people

Credit

celticeagle @celticeagle (189927) • Boise, Idaho 20 Oct 16

Credit. Isn't it grand? I've had my credit score go up and down. I checked my credit score tonight and it has gone up 40 points in two weeks! Has yours changed recently?

credit

credit score

11 responses •

10 people

Credit

Angela @angtobeheard (276) • United States 21 May 16

So I am wanting to buy a house within the next 5 years. However, I have pretty bad credit for the most part. I have some student loans and other little things. They say it is really hard to bring a bad credit score up. What are...

1 response

Do you pay your bills right away when it comes in?

Alfredo Rossi @amadeo (111937) • United States 4 Apr 16

As we are in a new month.The bills will be coming in. When the bills come in,do you pay it when you received it. Or do you pay it with the date that they say. As for me.I always pay my bills when the come in. I remember that I...

bills

credit score

paying

46 responses •

34 people

More Shopping Today

RK Finnell @irishidid (8687) • United States 23 Mar 16

Today is stock up day so my son and I will be going club shopping. I decided to use my credit card and then put the money I have towards paying for it when it comes due. This is in part to help raise my credit score which is...

shopping

editing

credit score

1 response •

2 people

Dealership Financing – A Car Guide for Better Auto Loan Deals

Rock Watson @newcarloans (3) • United States 14 Aug 13

It’s “Dealership Financing” and not the Devil’s Workshop. Many people detest dealership financing because of stories related to dealership scams. But, it’s one of the easiest ways of getting a car loan. The best thing about a...

Would you consider credit score be a factor of dating someone?

kingparker @kingparker (9673) • United States 29 Jan 13

When I read this article from a magazine, I found it pretty absurd, but when I was curious, and willing to read it more and more. Maybe good credit score might represent a person with responsible financial lifestyle, while bad...

credit score

dating

factor

7 responses •

3 people

All I want is to feel secure!

scorpiobabes @scorpiobabes (7225) • United States 22 Dec 12

I'm so frustrated! My boyfriend Jim wants to marry me, but he has no idea what I need. I want to feel secure. Right now, I'm not working and we're living entirely on Jim's salary. While it's not much, we can make due. With some...

12 responses •

3 people