personal finance

Tagged Discussions

Jim Bauer @porwest (112717) • United States 24 Sep 24

One of the ways I go about my financial pursuits is of course through saving and investing. The key here is how I think about my money in terms of its real value. Is $1 worth a dollar? That seems like an odd question to...

5 responses •

7 people

This left me both baffled and intrigued!

Zain Ullah @zainkhan121 (858) • Pakistan 12 May 24

Recently, I stumbled upon an advertisement on Facebook from the National Bank, boasting a banner ad promising a 20 percent APR on investments. Needless to say, I was captivated by this remarkable offer. I reached out to the bank...

national bank

investment opportunities

high apr

personal finance

wealth management

6 responses •

6 people

"Financial Advisors" in the Philippines - where FAs are not regulated

Raine38 @Raine38 (12387) • United States 26 Aug 23

2 responses •

1 person

Are You Saving for emergencies?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 29 Aug 21

Hello, mylotters. it's been a long time since the last time I logged in here. How are you all doing? I hope everything is fine on your end despite this prolonged pandemic. Anyways, I just would like to share with you a verse from...

personal finance

money management

saving

5 responses •

5 people

Vacation Home or Timeshare Property?

cmoneyspinner @cmoneyspinner (9218) • Austin, Texas 20 Dec 19

Do you own a second home or a vacation home? I always thought it would be nice to have a vacation home in The Bahamas? But that thought never became a reality. My friends bought a timeshare property where every two weeks out...

personal finance

investing

real estate investing

money management

real estate

5 responses •

5 people

What Can You Do With a Benjamin?

cmoneyspinner @cmoneyspinner (9218) • Austin, Texas 2 May 17

Was watching a movie one time and there had been a break in at someone's home. The police were asking about it and a little boy was a witness. He told the police: "They took his Benjamins." The thieves had stolen a bag of...

3 responses •

4 people

Decreasing Debt Update

divalounger @divalounger (6182) • United States 4 Jan 17

As many of you know, I keep a close watch in income and expenses. Quarterly, I check in with the amount of debt we pay off over the three preceding months. I should also track savings, but I seem to get more joy in seeing the...

13 responses •

12 people

How do you save money?

lealuvy2j @lealuvy2j (1986) • Philippines 31 Aug 16

I was watching Extreme Cheapskates and my goodness, these people are bending over backwards just to save money. I want to save money as well but I probably would not go through that lengths to do that. I plan to not buy anything...

saving

money

personal finance

5 responses •

3 people

Creative Finance Manager

Janet Hunt @jahunt (1380) • United States 5 Apr 16

I think I should change my title to this or seek a job as one. It takes creativity to come up with ways to keep the bills paid and keep the wolves away from the door sometimes. Of course, it's not only me. Most Americans know...

keeping your head above water

finances

personal finance

budgeting

5 responses •

5 people

Would You Pay $12 a month to learn how to manage your money?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 26 Oct 15

Are you managing your personal finances effectively? Do you know how much do you need have as investment when you retire? Do you have a savings plan already? Do you know that your money could grow even when you sleep? If you...

personal finance

financial management

financial literacy

3 responses •

2 people

Do monitor your daily and monthly expenses?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 24 Oct 15

Let me go back to my favorite topic here in myLot... personal finance. Personal finance gurus teaches us to monitor our expenses. I have tried this several times in the past, I used a small notebook.. I lost it. I used a mobile...

personal finance

expense monitoring

android app

1 response •

2 people

Do realize your savings on little things could save you a lot?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 11 Oct 15

Do you realize that by cutting your daily expenses, could save you a lot? Here's my personal experience. Softdrinks (Soda) - I used to drink up to 3 - 8 0z bottles a day (PHP 10.00 x 3 = PHP 30.00) or I'd buy one 1-litter bottle...

personal finance

savings

investments

2 responses •

2 people

Do You Pay Yourself First?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 8 Oct 15

Every time you receive your salary, commission, or other income, what do you do? Do you budget it, first according to your monthly expenses, e.g. bills, credit card debts, food, clothes, etc..) or you pay your self first? Pay...

personal finance

financial management

how to save

9 responses •

6 people

Which jobs can earn money by working 2-3 hours on holidays and weekends in India?

PARTHA KANSABANIK @SHARINGPARTHA (172) • New Delhi, India 28 Sep 15

I have seen many students and civil service aspirants in Delhi facing lots of hardship while studying/preparing for civil services. The room rent is exorbitant and the living condition is not so good. Over and above, they have...

part time income

personal finance

india

2 responses •

2 people

How Can Filipinos Cut Down Their Monthly Expenses?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 26 Sep 15

My blog is focused on ways to become financially free. One of the common step is to cut down your expenses. I have come across different websites that discusses this subject, however, almost all of them are not fully applicable to...

personal finance

save

monthly expenses

1 response •

1 person

First steps for investing

PARTHA KANSABANIK @SHARINGPARTHA (172) • New Delhi, India 25 Sep 15

What are the first steps which a serious investor needs to tale in order to start investing? I am assuming that you have just left University and started working very recently.

personal finance

investing

3 responses •

4 people

How's Your Financial Literacy?

John Loberiza @jrlcentral (2605) • Roxas, Philippines 24 Sep 15

Do you know how money works? On a scale of 1 to 5 - 5 being the highest I rate my PERSONAL financial literacy to about 3. Though financial literacy was never taught in schools, I have educated myself on this field by reading...

personal finance

financial literacy

4 responses •

3 people

Is it safe to invest in mutual funds?

PARTHA KANSABANIK @SHARINGPARTHA (172) • New Delhi, India 21 Sep 15

If: (a) You have well-defined target; (b) Your time-horizon is at least 3 years; (c) You chose a good Mutual Fund House; (d) You align your target with appropriate scheme; and (e) You invest through SIP route, Then Mutual Fund...

mutual fund

personal finance

1 response

Timil Jones

Timil Jones @timiljones (3) • United States 15 Feb 15

I’m proudly developing a site that aims to engage women in business. I want to provide a platform to discuss motherhood, wellness, personal finance, entrepreneurship, and my personal journey in Real Estate. The goal is to connect,...

2 people

Gearing up towards financial freedom..

kj_cebu18 @kj_cebu18 (30) • Philippines 26 Jul 13

It has been couple of months since the last time I used my account here in MyLot. I noticed that I couldn't view my earnings anymore. Anyway, back to the topic.. Everyone of us wants to be financially free or shall I say, We want...

2 people