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Will we be broke if we don't start saving now or should we invest to get a better return or is spending the right way, so that we don't loose jobs in our economy?
Investment or investing[1] is a term with several closely-related meanings in business management, finance and economics, related to saving or deferring consumption. An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it. Literally, the word means the "action of putting something in to somewhere else" (perhaps originally related to a person's garment or 'vestment').
A guide to personal finance for Pinoys.
