I'm scaring myself

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For about two years now we have been going around and around and around on the question of 'should we stay in this house (and modify it) or should we move?' First we thought we'd move - then we looked at prices and thought we'd stay - then we looked at the cost and upheaval of alterations and realised we could move out temporarily and it would still be cheaper than buying another house - then we thought of all the ways we could alter this house (sideways, backwards, even knocking it down and starting again - which might surprise the neighbours we are joined to!) and concluded it would never be quite right - then we thought we could move somewhere else entirely as we no longer have the same work constraints - then we decided we are just getting settled here and we all like it. So having finally concluded we would stay in the area and just have to face up to the high prices, we started looking, and almost straight away found a house we like, less than a mile away. It seemed too easy to be true, but now it looks as though it is all going ahead. We have visited it twice, I've walked or cycled past lots of times, we've had all our questions answered, I've made lists of all the pros and cons, I've added up my savings, we've thought of all the bad things that might happen especially in the current economic climate, and decided to go ahead. The house is really nice, it ticks almost all the boxes, it has a nice garden, the girls can walk to school, it's on a quiet road, we'll still be near local friends, basically it seems just right for a family home where the girls can grow up and play and invite their friends and we can invite our friends and family to stay, we have space to work, it all seems just right. We know the village pretty well (have lived here almost 9 years now) so we know there can't be many other houses as good as this for us even if we wait and see if prices do go down, we might have to wait years for something as good to come up for sale and there's no point waiting so long that the girls have left home! If we scrape everything together we can afford it so everything seems set and makes sense. It's just when I look at the actual numbers my mind recoils in horror. I can't believe we are seriously considering spending that much money! It scares me. I just hope that in ten years' time we will look back and think it was cheap at the time!