Stonewalled by my bank.
By The Horse
@TheHorse (205776)
Walnut Creek, California
November 29, 2021 11:33am CST
As you know, several thousand dollars were stolen from me recently. The stolen check was intended for me, and wound up in someone else's account at the same bank as I use.
That bank has been of no help to me in getting my money back or in catching the crooks who stole the check from my mail box. They say I have to contact the person who sent me the check (I did) and are utterly disinterested in viewing a copy of the check, which includes my forged signature, etc.
They could have the evidence necessary to catch the crook today, and I offered to give them the case number with the local sheriff. They (a live person in Texas somewhere) refused.
I have two choices today (I don't work today):
1) Grab my .22, storm my bank's local branch, and shoot out some ceiling tiles, which would undoubtedly yield me free food and lodging for several months or years;
2) Drink some wine, calmly go to my bank's local branch, move some money around, and be able to pay rent this month.
Which do you recommend?
19 people like this
17 responses
@1creekgirl (40523)
• United States
29 Nov 21
That is just so wrong that your bank won't help you. The first thing I would do is contact your state's attorney general. Then I would move all my accounts to another bank.
6 people like this
@JamesHxstatic (29242)
• Eugene, Oregon
29 Nov 21
@TheHorse Reminds me of why I have used a local credit union for 40 years.
2 people like this
@JamesHxstatic (29242)
• Eugene, Oregon
29 Nov 21
Number one is tempting, I know, but number two may be more practical in the long run.
5 people like this
@BarBaraPrz (45498)
• St. Catharines, Ontario
29 Nov 21
Both James and Vicki have give you good advice. The only thing I could suggest is have the sheriff's office call them.
5 people like this
@BarBaraPrz (45498)
• St. Catharines, Ontario
29 Nov 21
@TheHorse Don't ya just want to grab everyone by the ears and bonk their heads together?
2 people like this
@TheHorse (205776)
• Walnut Creek, California
30 Nov 21
@BarBaraPrz How can I put this gently...
1 person likes this
@snowy22315 (169997)
• United States
29 Nov 21
What happens if you go to the bank that cashed the fraudlent check? They are on the hook I would think. There have to be banking regulatory authorities you could turn to. I would contact them and see what they recommend, and of course change banks. Your bank sucks!! Like you don't know it..
2 people like this
@snowy22315 (169997)
• United States
29 Nov 21
@TheHorse I think you need some teeth, go there with a cop, or a bank regulator.
2 people like this
@TheHorse (205776)
• Walnut Creek, California
30 Nov 21
@snowy22315 Find me a cop who would go with me.
2 people like this
@DaddyEvil (137142)
• United States
30 Nov 21
Do you want us to set us a GoFundMe account in your name to pay for your lawyer to get you back out of jail?
I hope otherwise, you had a mellow day today.
3 people like this
@FourWalls (62164)
• United States
2 Dec 21
I think you need to call the bank’s corporate office and don’t say a word except “Let me talk to a manager.” “What for?” “Your service sucks, now let me talk to a manager!”
Oh, and mention calling federal authorities who regulate banks AND an attorney…..
1 person likes this
@xander6464 (40884)
• Wapello, Iowa
30 Nov 21
I would go with #2.
I would also call some local newspapers and TV stations. Sometimes they are interested in stories like this and if they start talking about it, especially on TV, action usually speeds up and things get done.
1 person likes this
@xander6464 (40884)
• Wapello, Iowa
30 Nov 21
@TheHorse You could cut out the middle man and post a rant video on YouTube. You'd probably get 100 million views and make a few dollars at the same time.
1 person likes this
@TheHorse (205776)
• Walnut Creek, California
30 Nov 21
@xander6464 Heh. But I don't want that to be my claim to fame. Have you seen the United Breaks Guitars video? I suffered a similar fate with United Airlines. The video is really funny. I'll see if I can find it. I was able to get in touch with the guy who made the video, and he told me what to do to get compensated.
You saw the video, now GET THE BOOK: http://www.UnitedBreaksGuitarsBook.com. Looking for a unique speaker for your next event: http://www.UnitedBreaksGuitars...
1 person likes this
@TheHorse (205776)
• Walnut Creek, California
30 Nov 21
My news radio station used to have a "show" where they talked about this kind of thing. They helped regular citizens get resolution to odd problems. But I haven't heard it in years. I assume everyone is following "protocol," but protocol seems to delay things and favor criminals.
1 person likes this
@wolfgirl569 (95226)
• Marion, Ohio
30 Nov 21
Number one would make you feel better but number two is what you hopefully did. I would also try talking to someone right there in person.
2 people like this
@TheHorse (205776)
• Walnut Creek, California
30 Nov 21
I did. But it failed. Here's a nice pretty song I just listened to to relax me. I hope you enjoy it.
REMASTERED IN HD!Music Video Version by Soundgarden performing Fell On Black Days. (C) 1994 A&M Records#Soundgarden #Remastered
2 people like this
@Shiva49 (26203)
• Singapore
30 Nov 21
I can understand your angst over this issue where you have been a victim and left to fend for yourself. The least the bank could have done is to help you to recover the proceeds by following their guidelines on such matters.
I do hope this is settled soon. They can do more than you can.
1 person likes this
@LindaOHio (156276)
• United States
30 Nov 21
#1 is certainly tempting; but I vote for #2. We don't want you to go to jail.
1 person likes this
@TheHorse (205776)
• Walnut Creek, California
1 Dec 21
@LindaOHio I'd miss my friends here as well.
1 person likes this
@LindaOHio (156276)
• United States
1 Dec 21
@TheHorse Another reason to stay out! Plus we'd miss you terribly.
1 person likes this
@JESSY3236 (18923)
• United States
30 Nov 21
Don't do number one. I wouldn't do number two either. I would sue the bank.
1 person likes this
@Vree0937 (3879)
• Indonesia
30 Nov 21
No 1 of getting free food and lodging, seems tempting - you dont need to think about pay rent like now
And as you live on your own, you have no responsible for a family - too.
It's a perfect - actually :-D
Well, doesnt matter now. You have chose no. 2 - Bravo #noexcitement