A Fun Little Game to Force Yourself to Save Money
By Jim Bauer
@porwest (112864)
United States
October 5, 2023 7:06pm CST
Yep. I am still on the money kick. But why not? We all want more money, right?
So, here's a little game you can play to force yourself to save money. And it's fun. It's easy. And you can do whatever you want with what you save. Take a little trip. Start your emergency fund. Start an investment. The money is yours to do whatever you want to do with it.
It's called The Tuesday Challenge.
All you do is get yourself an envelope and each Tuesday of each month you put in cash into the envelope whatever the date is.
On Tuesday the 3rd of October you put in $3. On Tuesday the 10th of October you put in $10. On Tuesday the 17th you put in $17. On Tuesday the 24th of October you put in $24. On the final Tuesday, Tuesday the 31st you put in $$31.
At the end of October you have $85 put away.
Now, do this for an entire year and follow the same idea each month and by the end of one year you will have forced yourself to save about $1,000.
Easy peasy, lemon squeezy. And you're welcome in advance.
Does this seem like something you might do? Does it seem like a fun way to save money? What will you save for?
13 people like this
14 responses
@Dena91 (17039)
• United States
6 Oct 23
Mike has done something sort of like this, he doesn't pick a certain day. He just puts back some here and there through out the month and then when we want something, or need something, we have a nice nest egg to fall back on
I don't think most people realize how much they spend on things that they could do without (sodas/snacks/coffees when out) and save that money for something they will need.
5 people like this
@RasmaSandra (98072)
• Daytona Beach, Florida
6 Oct 23
Not a bad suggestion except I only work with a debit card and never have money around and I need every bit of money each month in my account plus I always do what I can to add some bucks from my survey sites.
4 people like this
@RasmaSandra (98072)
• Daytona Beach, Florida
6 Oct 23
@porwest for me not excuses it is the reality that I live from SS to SS and hopefully there is a bit until the end of each month and what I can I supplement with survey sites and then with gift cards for Amazon and get other stuff from there. I never had much but thank God each day for the blessings I have and a roof over my head and food in my stomach and my cats to keep me company,
4 people like this
@porwest (112864)
• United States
6 Oct 23
@RasmaSandra To be fair, it's too late for you anyway. That's not me being mean, it's just the reality. If someone reaches the age of 65 or older and hasn't saved, any amount of saving isn't really going to make a difference because one is essentially out of time. I try to reach out mostly to those who still have a chance to make a difference in their financial outcomes.
2 people like this
@kaylachan (84834)
• Daytona Beach, Florida
6 Oct 23
I don't handle cash, but if I did, that does sound fun. I have about 30 in cash in my purse (can't remember and I need George to count it for me), but yeah. I should try it somehow.
4 people like this
@kaylachan (84834)
• Daytona Beach, Florida
6 Oct 23
@porwest That's fair enough. Every little bit helps.
2 people like this
@porwest (112864)
• United States
6 Oct 23
Cash is perhaps the most fun way to do it. But one can also simply transfer the money from their checking into their savings account as well. In fact, right now with high yield online savings accounts like Ally paying 4%-5%, that would be a very wise place to be keeping any savings anyway.
2 people like this
@porwest (112864)
• United States
6 Oct 23
@kaylachan Money makes money. Working for a living makes not a single person rich. Only investing does that. Heard here. 
2 people like this
@porwest (112864)
• United States
6 Oct 23
@RebeccasFarm Does this confirm my long-held belief that poverty is a choice? lol
2 people like this
@1creekgirl (44560)
• United States
6 Oct 23
That's a very intriguing suggestion. I may try it or a modified version.
3 people like this
@1creekgirl (44560)
• United States
6 Oct 23
@porwest Over the years whenever we'd get a bill paid off, instead of getting used to having that money, we did an automatic transfer of that amount to savings.
2 people like this
@porwest (112864)
• United States
22 Oct 23
@1creekgirl That's EXACTLY what you do. Yep. You nailed it!
1 person likes this
@GardenGerty (169530)
• United States
7 Oct 23
Sounds like fun and I should start.Although reading your response, it is way too late for me.
1 person likes this
@marguicha (230350)
• Chile
6 Oct 23
It sounds like bun. I could even put the money of the last Tuesday of the month. And US $ 1000 could pay for the air ticked for a holiday
1 person likes this
@marguicha (230350)
• Chile
6 Oct 23
@porwest Absolutly. I´ll write it down and put the paper on the closet door with a scothch tape. Sounds brilliant.
1 person likes this
@LadyDuck (502653)
• Italy
22 Oct 23
@porwest - I also get cash back on every purchase with my Card and I pay the balance every month, so I pay no interest. It is so much more comfortable to pay using a card.
May be that finally the banks start to pay again a little money on the saving accounts.
1 person likes this
@porwest (112864)
• United States
22 Oct 23
I use my Discover card more than anything, simply because I get cash back on every purchase, and that cash back goes right into savings and investments, plus I never carry a balance so there's no interest.
But this game can be played without cash simply by transferring the amount right into your savings.
1 person likes this
@Fleura (35073)
• United Kingdom
6 Oct 23
It's similar to the idea that you put aside £1 on the first of the month, £2 on the second etc. The catch with both systems is that you have to set aside more each time as the month progresses, while most people have more 'spare' money at the start of the month and less at the end.
1 person likes this
@LindaOHio (222623)
• United States
6 Oct 23
I do my own version to pay for our dinners out as you know. Every so often I transfer money from the PayPal money that I earned into the checking account, write a check and get the cash. We always have an excess amount in PayPal. Have a good day and a good weekend.
1 person likes this
@LindaOHio (222623)
• United States
22 Oct 23
@porwest Plus I'm doing surveys. I have one site that I made $170 from in one month.
1 person likes this
@porwest (112864)
• United States
22 Oct 23
@LindaOHio Nice. I've been doing surveys again at Survey Junkie, but I am not consistent with it. I can get around $25 in a month. I would much prefer $170.
1 person likes this
@Beestring (15372)
• Hong Kong
6 Oct 23
That's a good suggestion. But I seldom use cash nowadays. All I do is to put a portion of money I earn during the month into my savings account.
1 person likes this
@porwest (112864)
• United States
6 Oct 23
That's a good thing to do as well. A specified amount that is treated like a bill you must pay is often the best way to do it. But even with this method, you don't need cash. You just take the money from checking and put it into savings. Voila! Done.
1 person likes this
