Hypothetical Question For You...
By celticeagle
@celticeagle (189793)
Boise, Idaho
December 22, 2024 3:29pm CST
I have a hypothetical question for you all. Say a young couple has some credit card debt. They eat out one time a week at a Chinese restaurant. They keep up on all of their bills. Should they forgo the eating out once a week and add what they would spend onto their monthly credit card payment or have that one-time-a-week splurge?
Picture is from my collection.
10 people like this
11 responses
@LindaOHio (222222)
• United States
23 Dec 24
I think splurging once a month is enough. I hate debt and would want to pay off that credit card. Have a good week.
3 people like this
@celticeagle (189793)
• Boise, Idaho
24 Dec 24
That would make it more of a treat too.
1 person likes this
@MarieCoyle (59105)
•
23 Dec 24
I agree. Once a month would be a big treat, I agree.
3 people like this
@BarBaraPrz (51811)
• St. Catharines, Ontario
23 Dec 24
Personally, I think once a month eating out at a restaurant is enough of a splurge.
3 people like this
@much2say (57760)
• Los Angeles, California
23 Dec 24
From my past experience, I'd say do whatever it takes to get rid of the credit card debt . . . don't add anymore to it as much as possible. I learned to cook a lot of restaurant copy cat recipes to save money. Also shaving costs in other areas and saving up cash to have that splurge meal helped too.
3 people like this
@wolfgirl569 (135583)
• Marion, Ohio
22 Dec 24
It would depend how much it costs and how much they are able to pay on the credit card.
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@celticeagle (189793)
• Boise, Idaho
23 Dec 24
That's true. Two people eating a meal at a Chinese restaurant is maybe $30-40.
2 people like this
@celticeagle (189793)
• Boise, Idaho
23 Dec 24
@MarieCoyle ...... No, about $120-160.
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@MarieCoyle (59105)
•
23 Dec 24
@celticeagle
So, basically $200 per month to eat Chinese food. Like @BarBaraPrz, I think once a month would be plenty.
2 people like this
@celticeagle (189793)
• Boise, Idaho
24 Dec 24
I agee. It might be that this is like a date night for them.
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@JudyEv (381739)
• Rockingham, Australia
24 Dec 24
@celticeagle We find Chinese about the cheapest way to eat out. We always have enough leftovers for another meal next day. So it need not be too much of an extravagance.
2 people like this
@Dreamerby (10111)
• Calcutta, India
24 Dec 24
yeah considering they don't have colossal credit card bills
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@MarieCoyle (59105)
•
22 Dec 24
I don’t like debts. I buy what I can afford or I just don’t buy it. I have read that interest charges on credit cards is averaging 25%. Who can afford that?
2 people like this
@celticeagle (189793)
• Boise, Idaho
24 Dec 24
@porwest .......But if you don't buy them when they are on sale you lose money. 
@kaylachan (84701)
• Daytona Beach, Florida
22 Dec 24
Well, millions of americans carry some kind of debt. There's no changing that. But, as long as they aren't drowning and can pay their bills, go for it. You need something to look forward to.
1 person likes this
@RasmaSandra (97912)
• Daytona Beach, Florida
22 Dec 24
That is a hard question to answer, I guess it would depend on how important that once a week going out is to them, I got rid of all my credit cards when I left for Latvia in 1994 and since then I have only used debit cards and spend only that which I can afford.
1 person likes this
@aureategloom (11025)
• Bosnia And Herzegovina
23 Dec 24
i guess it depends on how much they're in debt and how much the meal costs. i think everyone should "treat themselves" from time to time, if possible. 
1 person likes this
