Inflation refund check

I hope we get it here.

"the amount varies by income bracket, Only taxpayers" well I guess that leaves us out cause we don't pay tax's

@2ndchances24 Yes, I’m sorry.

@porwest What you are saying makes sense. Now if I were to deposit the check to a joint account we’d probably need both signatures as well, right?

The check is made out to both of us but I was planning on depositing it to my account and then transferring to the joint one, or maybe even just withdrawing the money from my account once check clears.

@lovebuglena Not sure exactly how that works, but if you try to deposit it to an individual account, they will probably require the other person on the check to endorse it. It is a two-party check, meaning it MUST be endorsed by both parties to be deposited into an individual account. If you do it this way, I think you are going to run into trouble, and probably should. Because if I were the second party on a two-party check, I could probably sue the bank, or you, for the half I never endorsed or received. If Jeff Bezos and Elon Musk were on the check and only Elon cashed it and deposited it into his account, who's to assure Jeff got his money he was entitled to based on who the check was written out to? And how can we rely on Elon to be faithful and give Jeff his half? Any bank in its right mind would deny the deposit.

@lovebuglena I always laugh when I make a deposit at my local credit union, because they always ask for my ID. I’m like, “Why do you care who I am when I’m giving you money?” My credit union is the only place that does this, any other bank doesn’t ever check credentials, they’re just happy to take your money.

@moffittjc usually banks may ask for ID when withdrawing. Though if you’re depositing many thousands wouldn’t they ask for ID? I did that this year but don’t remember if they asked for ID or not.

Yeah. Depositing is definitely easier than withdrawing.

It’s in NY state but perhaps other states are doing it as well. Only eligible people get it.

@lovebuglena Do you know what makes one eligible?

@lovebuglena Interesting. Would Kitty count as a wife? She's pretty labor-intensive.

That is what I’m thinking, but I wanna go to the bank to confirm.

Not only do we both have to sign, but his signature has to be first because he is the first one on the check.

@lovebuglena Yup. I hope you get the $$.

I am fortunate that I’m living in a house that my mother owns and that she can help me out financially.

@lovebuglena Yes, you are fortunate indeed. But he should still be paying some of your expenses.

@lovebuglena .......Then you both probably have to sign. Enjoy it any which way.

It says & between our names.

Thank you. Didn’t anticipate it.

Will go Monday as Sundays banks are closed.