Withdraw money at Bank or Atm

withdraw money at bank - withdraw money at bank.What do you prefer withdraw money at bank or atm
@chimrani (1430)
India
May 3, 2009 1:10pm CST
Friends i don't go to bank for withdrawing money.I just go to near by Atm and withdraw money.It is easy and fast. What do you like.Withdrawing at bank or Atm
10 people like this
18 responses
• Singapore
4 May 09
Hi chimrani, Over my side, ATMs are almost everywhere. I won't say you can walk anywhere for 2 minutes then hit an ATM but at least ATMs are located at general places of congregations. At those "central" places, there will usually be some ATMs. We have different banks here of course and the ATMs may not belong to the bank you bank with. Tough luck then. Anyway if you bank with the more popular banks, then it suffices to say that it should be easy enough for you to get to an ATM to withdraw money. I don't think many people withdraw money from over the bank counter anymore. Besides a card is easier to bring along than a bank book (which is being phased out by the bank - I think they are trying to discourage bank book-based accounts).
2 people like this
@chimrani (1430)
• India
4 May 09
Yes i too not keep my bank passbook with me.I keep only atm card with me and when ever i need of money i just go to my nearest bank a withdraw money.Its easier
2 people like this
@sanuanu (11238)
• India
4 May 09
Given the condition, I would like to use ATM but if I have forgotten my password then I will have no choice but to go to the bank and use my checkbook to withdraw money. I hate to wait to get my money in my pocket from my account. Usually it takes 10-15 minutes to withdraw money using checkbooks. Thank you.
2 people like this
3 May 09
Sure I feel the same as you, I do not like the hassle of being part of a queue and waiting inside a bank branch. People save so much time and effort not being part of a queue. I suppose as long as the Atm has no charges for each transaction then I would surely agree that withdrawing cash is better at an Atm than in a bank branch.
@chimrani (1430)
• India
3 May 09
My bank is SBI and don't charge for me to withdraw they only charge Rs.50 = $1 for a year as account charges.
1 person likes this
• Singapore
4 May 09
Yea, ATMs have queues too but at least they move faster. Besides, there are more ATMs around than bank branches.
@chimrani (1430)
• India
4 May 09
Yes there are many atm's near by than bank branches.In my town there are 4 Atms and no queue's at all.It fast and easier
@dragon54u (31609)
• United States
3 May 09
If they don't charge me a fee for withdrawal, I'll go to the ATM if it's in a safe location. If I need cash, though, I usually get it when I'm buying groceries with my debit card--never my credit card, as they charge interest on cash advances!
1 person likes this
@chimrani (1430)
• India
4 May 09
My bank don't charge any fee.Its free to withdraw at atms and of any bank.
2 people like this
@dragon54u (31609)
• United States
4 May 09
Our banks charge for everything they can! They charge a fee to have a checking account and a savings account, for phone calls you make to them, for cashing checks--they are even charging unemployed people to cash their checks even if they have an account at the bank!! Some banks even charge you to speak with a teller. It's ridiculous. I have a bank with no fees because I have direct deposit of my monthly funds into my checking account. It's hard to find a bank with no fees.
1 person likes this
@mysdianait (64064)
• Italy
3 May 09
I don't keep much cash on me at all as I use my ATM card to pay in shops. I too don't like standing in line inside the bank to get some cash so I prefer to withdraw from the ATM. It's just down the road from me too and so handy
1 person likes this
@chimrani (1430)
• India
3 May 09
Yes i too don't waste my time by waiting for my chance by standing at banks.I just insert the card and withdraw cash at atm.
2 people like this
@mysdianait (64064)
• Italy
3 May 09
Yes that's what I do too. It all works fine - unless the voice tells me that there is nothing left to withdraw
1 person likes this
@deedeehall (1144)
• United States
4 May 09
i like the atm better also. but i think you really have to watch them because they are not always up to date and give you the wrong information. other wise yes the atm.
@saundyl (9690)
• Canada
4 May 09
I dont generally go to my bank to withdraw or deposit money - however i do use a credit union ATM because then there is no charge. If i used a non bank one the atm charges and the bank charges....a nother bank one my bank charges me... I tend to not go to the bank because i work during the hours its open and well its in a different town than i work.
1 person likes this
@GardenGerty (96659)
• Marion, Kansas
3 May 09
We prefer to go to the bank, but this is a small town, with several branches. I feel it is more secure than an ATM. A lot of places here still take checks as well, so that is good. Wal Mart will even let you write your checks for extra, above the amount.
@chimrani (1430)
• India
3 May 09
i not understood.can you tell me how banks are more secure than atms.I feel that my Atm is secure are safety
1 person likes this
@GardenGerty (96659)
• Marion, Kansas
3 May 09
People can look over your shoulder and gain your information. If it is at night you can be mugged at an ATM. I know it depends on the location, but I had just as soon use the bank and many of ours are open quite late.
@chimrani (1430)
• India
3 May 09
Oh..yes you are right.I too think this.But I think my bank is more secure and strict.
@kun2349 (23475)
• Singapore
4 May 09
Ever since with introduction of ATms and ATm cards, i no longer withdraw money in a bank.. haha =D I just hate to queue up in the bank and it's too troublesome.. ON top of that, some ple in the queue tend to be very talkative or have lots of problem, thus jamming up the whole queue behind them. lol =D As for Atm, it's much convenient though there will be some ple whom always like to take their own sweet time, 'playing' on the ATMs.. lol =D
@chimrani (1430)
• India
4 May 09
Yes i too hate standing in queues for 15-20 minutes.Now atm and atm cards are more helpful to me...
1 person likes this
@subha12 (18453)
• India
4 May 09
I withdraw money from ATM. i rarely go to bank. That too for some other banking activity. At is more good.
@chimrani (1430)
• India
4 May 09
Ya i too visit my bank rarely.I think its about 6 months i visited my bank.
@moondancer (7434)
• United States
3 May 09
It's not much further to just go to my bank for money. Also the atm's charge to use them. It's not much but if you think of over the years time how much is spent going to an atm it turns out to be a good amount of money. Also, my bank is just down the road from the first place I could use to get money.
@chimrani (1430)
• India
3 May 09
For me no Atm charges.My bank only charge one time fee $1 per year.So it is cheap and no charges for withdrawal at any atm.
@JenInTN (27565)
• United States
3 May 09
I usually just use the ATM. They are better with me because I usually don't get off work before the banl closes. I would use it anyway though because it's easier. I usually don't carry a lot of cash on me. I just use my card in stores. Just got to remember to keep up with what you spend
@chimrani (1430)
• India
3 May 09
Ya atm is easier .I too not carry much cash with me.
@youless (90089)
• Guangzhou, China
15 May 09
Of course I prefer to withdraw money from ATM. Because here most of the time the banks are so crowded. I hate to wait and I am not patient to waste my time there. If it's not necessary, I don't like going to the bank. I love China
@hanah87 (1846)
• Malaysia
15 May 09
Yes, i withdraw my money from ATM too because it is too late and have many works to withdraw our money from bank.We need to dirty our finger for withdraw money too because they need to identify us.I hate this process but sometimes,i need to do that because my other account do not have ATM card.
@kalav56 (11503)
• India
6 May 09
I prefer to withdraw money from an ATM chimrani.It takes a long time to get work done in banks, especially if it is a PSU bank.WHat bank were you referring to in your earlier discussion?[where you had to check if it is a bakery or a bank]--
• United States
6 May 09
Since I'm normally working during bank hours, I've come to rely on the ATM more than actually visiting a bank branch. I withdraw and deposit through the ATM after hours, since almost all ATMs are 24 hours now. It's also easier to use an ATM since you can use any bank's ATM, rather than having to visit the branch where you have an account.
@gr8life (6253)
• Malaysia
5 May 09
Hello chimrani, I withdraw money from ATM machine. You can withdraw money from the machine up to USD700 per day. Here you can't withdraw money at the counter if the amount is less than that.
@winterose (39922)
• Canada
4 May 09
the atm is what I use but we can only take out 20.00 at a time, so sometimes I have to go to the bank if I want 15.00 or something like that.