business plan

Best banks for small business people - large or small?

Wells Fargo just announced that it is “America’s number one small business lender.” OK, that’s great. They make more loans to small businesses than anyone else. But...

1st Surefire Way to Sink Your Start-Up

It amazes me every time I see it, but it should not.  There is a story on the front page of the B section of today’s Wall Street Journal “Writing the Book on Self-Help: A...

New SBA program being tested for small businesses in rural areas

Are you a baby boomer considering starting or expanding a small business in a rural area? You may be eligible for a special new SBA program being test-marketed for businesses in rural areas. Called...

“Pay me now … or pay me later.”

It’s part of the law of unintended consequences that when you act irresponsibly others will see those actions as permission to act irresponsibly also.  Financially it was really no big deal...

Businesses for Boomers: Comfort food

I hear there’s a restaurant in New York City (appropriately called Grilled Cheese NYC) that specializes in grilled cheese sandwiches. Actually, they closed recently because of a dispute with...

Plan for it NOW - Gasoline Prices To Rise

Expect the price at the pump to move up smartly over the next few months.  The stocks of the major refiners have just taken a hit.  Not that they’re sales aren’t up, but their cost are up...

Life is too short to drink bad beer.

This is probably the most significant blog posting I have made to date.  It is in support of my philosophy of life.  It is too short to drink bad beer.  That is why I’m so unhappy to see that...

It seems obvious but …

At the end of WWII General Electric began a study to determine what in a company’s business practices, environment, personnel, strategy, and such were the key elements to success.  GE continued...

How hard do you want to work?

If you’ve never been a workaholic you ought to give it a try.  Certainly, someone starting up their own business has to want to work their ass off 24/7 for years to come.  It takes a certain...

When will real estate turn around?

Real estate will turn around, when you don’t hear or see saying anything about when it will turn around.  When everyone has given up hope, then it will have bottomed out.  You haven’t...