Are you a frugalista????

@ruby222 (4847)
July 10, 2008 10:16am CST
There is a growing trend within the UK ,and it is called being a frugalista.These are groups of young women who are shunning credit ,turning their backs on the extravagant lifestyles, growing their own food,and doing a clothes share with their group of friends.The credit crunch is hitting with a vengeance and they want to be ready for the full bite of it.So the lifestyle is almost going back to the style of living we had many years ago .Are you a frugalista????do you swap clothes around with your friends to save money?..do you have a brick in your cistern to save water?do you constantly swtitch off the television left on standby???
4 people like this
15 responses
@p1kef1sh (45681)
10 Jul 08
I read about a trio of young ladies on the Daily Mail website just today Ruby. What concerns me is that these people are seen as slightly odd. We have to come to terms with the fact that belts need to be tightened and that the "easy" money days are coming to an end - how long for I don't know. I blame the greedy bankers for all this. personally we have gone from a very healthy income to one that is barely above the national average. But it is above it all the same. We don't have champagne, oysters or caviar with every meal, but with what i grow (not much this year) and my thrifty shopping expeditions, we are certainly living quite well and without noticeable hardship. Mind you, we never were ones for posh cars, summers in the Maldives and skiing in Vermont. A cottage in Cumbria did us nicely and although I do have a hybrid car that cost a bit, we are not extravagant in our habits there either. Oh, our new bathroom has a very water saving cistern. I think that a full flush is only 6 litres. Normally a half flush does the job.
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@p1kef1sh (45681)
12 Jul 08
Are we sharing the same Wiltshire air right now Ruby? I hope that you're having a good time. I used to yawn when my mother told us how hard they'd had it during the war. But it taught her thriftiness. Not austerity, but just sensible economising. What worries me is that people will see cutting back as a fashion fad. That said, I'm off to someone's 50th. It will be a conspicuous display of gluttony I hope!!!
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@ruby222 (4847)
12 Jul 08
I am not in glorious Wiltshire until wednesday!!but as for the gluttonous birthday party,I hope you enjoy every bite!There is nothing like a celebration to get you going,birthday cakes and candles,and all sorts of bits on sticks..yummy....have a bit of cheeses and pineapple for me while you are there!
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@ruby222 (4847)
12 Jul 08
This is where this question arose from ,as im sure you have guessed,and yes they are doing what we have done for years!Their expectancies of life now are so high,and they see tightening their belts as being a new thing on the market!!..We have had better times financially and times when we have had to rein in ..especially when two of the kids ..as they were then..went to university..we were earning more then and they deemed that our parental contributions should be more...which is fair..yes..but it stretched us to the limit often!We holiday in the UK,and this year it will be a matter of holidaying with our daughter in Wiltshire,the money isnt there for anything else.My rainy day fund has to stay where it is,and im fairly strict on not breaking into it,in case.Hubby would argue the toss and say ..In case of what?..but its my security!...We are frugal shoppers and frugal clothes purchasers ..we always have been and ive no intention of changing now..
1 person likes this
• United States
12 Jul 08
There are a lot of things that I do. I don't charge things on a credit card. I own one but that is only for emergencies and I've never, ever used it. I think it's insane that people buy things just because they have a credit card and can charge it. I rarely buy new clothes unless I really need them. I turn off the lights when I can even though I don't pay the bills just yet because it all adds up and is really quite expensive, especially with everything rising in prices.
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@ruby222 (4847)
12 Jul 08
Credit cards are a ludicrously expensive way of borrowing any money,at least with a bank loan the amount to be repaid is set over a fixed period..with a credit card the interest just rolls over every month and the amount owed takes forever to pay back.I am far more concious tha ever now about my appliances being on standby..and the televion,computer ,DVD player and the Freeview box are all turned off when they are not being used.Lights are swithed off too!..hubby loves to sit in the front room and watch the television with no lights at all onhe finds it very relaxing.
1 person likes this
6 Aug 08
It depends on how you use your credit card. Mine doesn't charge any interest if you pay in full when payment is due. I make sure I don't use the credit card just because I can, I use it to protect any online payments (showing my cautious nature!). I have inherited a need to turn off lights and anything electric, unfortunately my partner leaves everything on... grrrrrr!
@Monkeyrose (2840)
• Canada
11 Jul 08
I think this is a great idea! I am not so much a frugalista but I love a good deal. I am also super enviornmentally conscience. I recycle everything. I bring my own mug for coffee. I try to eat organically and local grown stuff. I'm excited because we just started a local farmers market in my city. My family always likes to give things to each other and trade. If we really can't find a use for something anymore we donate it to the SPCA thrift store.
@ruby222 (4847)
12 Jul 08
Its suprising how naturally it all falls into place,if you do it all on a regular basis,ive had my daughter here today,with my grandson ..and we went to the supermarket...she is being very frugal at the moment,she has a little business herself,and money is precious!and I was watching her shop,she was carefully scrutinising the prices ..now normally she is not at all phased by the cost of things,but today she took note of everything she was buying...and she was plased with what she had bought re value for mony.Im pleased to hear that you live so environmentally friendly..
1 person likes this
@GreenMoo (11833)
11 Jul 08
I suppose, if a frugalista is defined as turning one's back on an extravagant lifestyle and, then I would be one. I'd rather cut my own tongue out than describe myself as one though! It's one of those stupid terms that's been coined because being frugal and environmentally aware is currently 'fashionable'. If it stopped being fashionable tomorrow, I bet most of these so called 'frugalistas' would be straight back in Sainsburys ready meals aisle.
2 people like this
@GreenMoo (11833)
13 Jul 08
I went to a posh party once where I was served tiny individual portions of chips with bite sized bits of fish! There were only about 3 chips per pointy cup thingie, and *horror or horrors* no vinegar!
@ruby222 (4847)
12 Jul 08
I have a feling that you are so right in the last statement..my son goes to a lot of dinner parties,in a fashionable area of London..and the meal trends there are very weird to say the least!!The last dinner party he went to they were served a Meat and potato pie,with vegetables..he was certain it was homemade..but lol he said it was almost inedible!the dessert followed...a homemade pie..apple..and also pretty much inedible..and he of course ate it out of courtesy.But as he said it is a present trend in London to serve this food at the dinner parties!!!...by the way the nearest I will get to a dinner party will be queuing in my local fish and chip shop!!..but lol I wished they still wrapped them in newspaper!!!
2 people like this
12 Jul 08
I look into my purse and see whats there then I decide how far it has to go,then I look into my purse again,and it just wont go around.But im frugal to the point where I couldnt be anymore frugal.I use everything that I buy,I very rarely waste,and all left overs are used in some way or other.
@ruby222 (4847)
12 Jul 08
If you look into a purse full of change its amazing how far you can make that change go!by being cautious and only buying what is needed you can eat well and spand far less.I have been trialling aa new way here,and I just buy what I want to buy every dayy,and no more..I have been shopping online for a long time ,but I feel now as though I need to look at other ways of shopping too.
1 person likes this
@Muelitz (1592)
• Canada
12 Jul 08
Save - For The Future
If that is the definition of frugalista, then I must me one. I only use a credit card or spend money for that matter, when it is absolutely necessary. We normally look for bargain or sale items so save and also turn off everything that consumes electricity when not in use.:)
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@ruby222 (4847)
12 Jul 08
To save on energy is always a very wise thing,we try to conserve our energy as much as possible here,by turning off the things that can be left on stand by,the freezer we dont use anymore as there are only the two of us here now,so its not a necessity anymore.Sales and bargains are a must to keep the costs down too.
1 person likes this
@hezoid (2144)
6 Aug 08
I wouldnt not say i was judgig that that discription, we don't have a back garden big enough to grow our own food (but we would like to and may well do so if we get to move house!) and i would not share my clothes with friends because i don't have that many female friends and the ones i do would not be the same dress size as me. Instead i sell my old clothes to buy new ones. I don't buy anyting on credit though, never have, i have never once used my one and only credit card.
@Sillychick (3275)
• United States
10 Jul 08
I always have been that way, but now for the first time, apparently it is in style (that is obvious since it has been given a name). I also shop at consignment shops, give and receive hand-me-down clothes and toys for children, and wait for clearance sales to shop. I never go to the salon for a manicure, I cut my child's and my husband's hair myself, and trade babysitting and other favors. I not only grow food, but I can some of it, freeze some, and make jelly from homegrown grapes. I bring my own bags to the grocery store to save 3 cents per, make curtains from sheets, blankets from old shirts and sweaters, and cut off ripped jeans for shorts. I turn off lights, hang clothes to dry when I can, and reuse dryer sheets for dusting. All of these things not only help save money, but are environmentally friendly, too. Oh, and I never, ever buy a new appliance until the old one stops working.
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@ruby222 (4847)
10 Jul 08
Good for you Sillychick!!I am much the same as you..if it works..I use it..if it grows we grow it and anything that we are able to do ourselves we do it!!Why pay someone else when you can at least have a go yourself!
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@newtondak (3946)
• United States
28 Jul 08
That's interesting - a new name for what I've been doing for years - and that my mother and grandmother did before me! It's also what our ancestors before that did and how the pioneers who settled our country lived. I raise a garden and can and freeze vegetables. I raise and find fruit to can, freeze or make into jams and jellies - often using wild fruits and berries that I find in the woods or fields. I raise chickens that provide us with the eggs we use - as well as providing eggs to three other families in the neighborhood. We raise cattle for our own meat and purchase pork, turkey and chicken to eat from neighbors who raise them. Our water comes from a artesian well, and our sewer system is independent of any city facilities as we live in the country. We dispose of our trash on our own so we don't pay for trash services either. I shop for clothing at a second hand consignment shop and take what clothes I no longer want or need there to sell. We have one credit card with a very minimal limit that is used for emergencies only and is then paid off immediately. We do not have a house payment, car payments, or any other installment payments. Because of this frugal lifestyle, this past fall my husband was able to take a job doing something he's always wanted, and I was able to completely quit work. I was always taught that it was a virtue to be frugal and that to live beyond one's means was a bad thing. It is sad that is taking a "credit crunch" to wake people up that it is not in their est interest to be dependent on credit to live a lifestyle that they can't afford.
@ruby222 (4847)
31 Jul 08
Thankyou for your interesting reply.
@paid2write (5201)
10 Jul 08
I am very pleased to know this. If it is a growing trend that is excellent news. I am always saddened to see many young women who think life is all about shopping for new clothes and spending a lot of money on drinking and smoking. I would grow my own food if I had access to some land. I buy all my clothes and books from charity shops. I use as little water and electricity as possible and I don't have a television.
@ruby222 (4847)
10 Jul 08
Well it seems as though you are certainly doing your bit towards saving resources..my daughter would love to have an allotment,but she just hasnt the time for it at the present,she has two children and she works part time..and her life is like most Mums,,a busy one!but she has said that when the kids get a little older that she will try and get one,she loves the soil!
1 person likes this
@saundyl (9783)
• Canada
13 Jul 08
Frugal things i do are: Use sand with baking soda instead of cat litter Buy clothing at second hand, thrift or salvation army stores Shop for items only on sale I unplug anything not in use...things draw power even if they arent on i leave everything off when im not home bottle filled with sand in the water tank of the toilet I make a "homemade" laundry detergent Garden! Get books from others to read and pass them on. Use the library often recycling pop bottles - i also pick them up in the ditches when i go for a walk. Garage sales! Theres other things i do but off the top of my head right now i cant think of more
@ruby222 (4847)
13 Jul 08
Like the majority of us you are trying to do your best to not be wasteful,and well done to you for doing it too!!there are so many things that you can do to help save energy and waste...and some of them are so simple.
6 Aug 08
I wouldn't say I was a frugalista, I love some of my luxuries too much- like trips to Lush. However I am very cautious when it comes to money and I only purchase what I csn afford. I wouldn't swap clothes with friends as I don't have any who are my size, however I am a bargain hunter and usually pick up wonderful things at a very small price. I am very good at budgeting and do try to not be wasteful. I love to make things and rarely buy gifts- I always make cards and have saved a lot of money over the years by doing this. I have started keeping a spending diary and it is a good way of watching how you spend and to think before buying things. As I now record everything I spend, I don't buy as much.
@Wizzywig (7847)
10 Jul 08
Some of us old women have been doing this sort of stuff for years - we just did it without it having a fancy name =o)
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@ruby222 (4847)
10 Jul 08
We have Wizzy,but its all new to the younger ones,they have to learn how to manage,as we had to learn how to manage.
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@amanda08 (647)
• United States
11 Jul 08
im not sure what i am.. not high maintenance tho lol
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@ruby222 (4847)
12 Jul 08
LOL..wel thats good to hear!!
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13 Jul 08
This morning we were being very good here,we took the tea leaves from the teapot and spread them onto the garden,they make good plant food,so we always tend to do it.We also get a bucket or two of horse manure given to us from a neighbour,this feeds the roses well .